Sentences with phrase «needs additional death»

It is a great option for someone young, who needs additional death benefit protection, but does not want to spend the extra amount on more permanent coverage.

It is a great option for someone young, who needs additional death benefit protection, but does not want to spend the extra amount on more permanent coverage.

Since your endowment cover is Rs. 23 lakh, you need an additional death benefit of roughly Rs. 1.75 crore.

Not exact matches

Amber has a message to all the activists, corporate donors, program designers and educators who are helping to provide the additional support that the community desperately needed in the aftermath of Michael Brown's death.

While this makes accidental death and dismemberment coverage less expensive, it also means that you may need additional financial protection for your dependents since the majority of people do not die from an accident.

Similar associations were observed for raw and cooked vegetables in relation to early death, however, additional studies are needed on specific types of fruits and vegetables and preparation methods.

«Additional research is needed to evaluate if periodontal disease prevention and treatment could help alleviate the incidence of cancer and reduce the number of deaths due to certain types of cancer.»

Yet another study, a meta - analysis of seven clinical trials involving about 1,150 patients with bleeding ulcers, found that higher doses of proton pump inhibitors did not reduce the risk of additional bleeding, need for surgery, or death more effectively than lower doses did.

The Student Editions include: • Links to instructional videos, audio, or texts • Links to practice quizzes or activities • 12 assessments that include a total of 39 multiple choice, 2 true / false, and 2 sorting questions • Definitions of key terms related to each of the standards • Examples of how students can apply the standards to their reading and deepen their understanding of what they are reading • Excerpts from several high - quality texts, including: - «Harriet: The Moses of Her People» by Sarah H. Bradford - «The Narrative of Sojourner Truth» by Olive Gilbert and Sojourner Truth - «On Women's Right to Vote» by Susan B. Anthony - «Give Me Liberty or Give Me Death» by Patrick Henry • Accompanying Teaching Notes files The Teaching Notes files include: • Additional activities and writing prompts to help your students explore the standard • Links to additional resources • Ideas to differentiate the activities for students who need extra support or to be challenged further • Answer guides with correct answers, answer choice rationales, word counts, and DOK (Depth of KnowledAdditional activities and writing prompts to help your students explore the standard • Links to additional resources • Ideas to differentiate the activities for students who need extra support or to be challenged further • Answer guides with correct answers, answer choice rationales, word counts, and DOK (Depth of Knowledadditional resources • Ideas to differentiate the activities for students who need extra support or to be challenged further • Answer guides with correct answers, answer choice rationales, word counts, and DOK (Depth of Knowledge) levels

Only about 5 % of deaths occur due to an accident but, if you feel your family would need additional assistance if you passed away suddenly, MetLife offers the following coverage options:

However, death benefits are limited to less than $ 50,000, so you would need to look elsewhere if your family needs additional financial protection.

Living Needs Benefit (Accelerated Death Benefit) Rider: at no additional cost, this living benefit pays out a portion of the death benefit if the insured is diagnosed as terminally ill with a life expectancy of 12 months or Death Benefit) Rider: at no additional cost, this living benefit pays out a portion of the death benefit if the insured is diagnosed as terminally ill with a life expectancy of 12 months or death benefit if the insured is diagnosed as terminally ill with a life expectancy of 12 months or less.

While you can get coverage for this scenario through an additional insured rider, you may need a joint life insurance policy if the maximum death benefit for a rider isn't large enough.

Increasing your expected death date will show you how much you'd need to reduce your monthly spending now to cover the additional living years later.

Keep in mind that taking money from your policy will immediately reduce the cash value and death benefit, and can lead to the need for additional premiums to be added into the policy in the future.

This is not a good idea as the cat is likely to need additional support for the best chance of survival; still, given that leaving the cat blocked would be cruel and ultimately end in the cat's death, this may be an alternative in some cases.

The fact that the risk of excess winter death seems to be widely distributed in elderly people suggests that additional measures are needed to reach all those at risk.

Users that create Birth or Death Certificates Request sometimes need additional documents.

Users that create Transfer on Death Deed sometimes need additional documents.

Users that create Death Certificate Request Letter sometimes need additional documents.

Users that create Notice of Death to an Insurance Company sometimes need additional documents.

Users that create Notice of Death sometimes need additional documents.

Users that create Affidavit of Death sometimes need additional documents.

Since this only covers accidental death and does not cover natural causes (such as heart disease, stroke, or cancer), this life insurance rider is best purchased when the insured is maxed out on the amount of life insurance they can qualify for and he or she need some additional coverage.

Universal Protector is Prudential's plan which offers lifetime death benefits with a no - lapse guarantee AND at no additional cost, you can have access to their Living Needs Benefits, should you need them during your lifetime!

Living Needs Benefit (Accelerated Death Benefit) rider at no additional cost.

If you need to return home early due to covered reasons, such as death of a close relative or your house being on fire, trip interruption benefit will provide the coverage for additional expenses you may incur to get home earlier.

The flexibility to adjust your death benefit as needed (increases subject to additional underwriting).

Keep in mind that taking money from your policy will immediately reduce the cash value and death benefit, and can lead to the need for additional premiums to be added into the policy in the future.

While living, you can count on level premiums, level (or growing) death benefits, cash growth in a tax advantaged way, access to that cash when needed or intended, additional dividends or even growth through stock markets, and more.

PruLife Return of Premium Term offers the Living Needs Benefit rider at no additional cost which will allow you to have access to your death benefits if you become terminally ill, become confined to a nursing home or require an organ transplant.

PruTerm WorkLife 65, offers the Living Needs Benefit rider at no additional cost which will allow you to have access to your death benefits if you become terminally ill, become confined to a nursing home or require an organ transplant.

With Northwestern Mutual, you get the additional death benefit you need at a price that is lower than what you would otherwise have to pay for permanent whole life protection.

Accidental death benefits, individual policies, are nice to have if you have been declined, if you need coverage right away for flying, if you are fling, or going overseas and you want to make sure you have something in place, or if you just want additional coverage for accidents.

One type of policy that can be particularly useful in offering a death benefit while also providing for additional financial needs is variable coverage.

Only about 5 % of deaths occur due to an accident but, if you feel your family would need additional assistance if you passed away suddenly, MetLife offers the following coverage options:

Will there be a need for additional funds to provide for his or her needs at the death or disability of the parents?

If you review your term life insurance policy and decide you need additional coverage, another option is to add Accidental Death Insurance.

Both allow access to permanent death benefits, flexibility of premiums when needed, and the possibility of additional cash growth inside the policy from interest and dividends (not guaranteed).

It's standard practice, however, that a death occurring outside of the U.S. may need additional documentation, such as a Foreign Death Questionnaire or a cancelled passdeath occurring outside of the U.S. may need additional documentation, such as a Foreign Death Questionnaire or a cancelled passDeath Questionnaire or a cancelled passport.

This option makes the most sense after premium payments are no longer due for a life insurance policy and there is no need to increase the death benefit through the purchase of additional paid up coverage.

Finally spousal estate planning may be required where it is determined that a spousal will need additional income or support in order to maintain his or her current standard of living following the death of the income earner spouse.

Allianz Life's 2018 Life Insurance Needs Survey finds Consumers Interested but Undereducated about Living and Tax Benefits MINNEAPOLIS — March 20, 2018 — Although most Americans have a strong understanding of the primary need for life insurance within their financial strategy — particularly the death benefit that provides monies to family / loved ones upon death of the insured — many are unaware of the additional living and tax benefits that may be available through permanent life insurance.

If you have first - to - die insurance coverage, the survivor may need to purchase an additional policy just after the first death to cover remaining expenses.

The policy may be further customized by adding additional riders such as the accidental death benefits rider, the living needs benefits rider, the benefits access Rider, and others.

While this makes accidental death and dismemberment coverage less expensive, it also means that you may need additional financial protection for your dependents since the majority of people do not die from an accident.

If policyholder feels that he / she needs cover for additional risks, then he / she may opt for these rider features, and these include the accidental death and accidental disability riders and can be opted along with the basic plan during any policy anniversary of the premium paying term of the policy by payment of the additional premium amount.

Living Needs Benefit (Accelerated Death Benefit) Rider: at no additional cost, this living benefit pays out a portion of the death benefit if the insured is diagnosed as terminally ill with a life expectancy of 12 months or Death Benefit) Rider: at no additional cost, this living benefit pays out a portion of the death benefit if the insured is diagnosed as terminally ill with a life expectancy of 12 months or death benefit if the insured is diagnosed as terminally ill with a life expectancy of 12 months or less.

Those looking for maximum death benefits at the lowest cost are better off with term life coverage because permanent life policies include charges for additional features, which are not needed in this example.

Several policy riders are available: The Enrichment Rider (option to add more coverage and cash value over time as you need it); Accident Death Benefit (additional payment for a death as the result of an accident); Child Term Rider (coverage added for your children); Enhanced Care (cash value available for prolonged illness with access to up to 90 percent of the policy value); Flex Term Rider (a term life policy can be added that adds to the coverage for a period of time); and the Disability Waiver (premium is waived for a disability of six months or mDeath Benefit (additional payment for a death as the result of an accident); Child Term Rider (coverage added for your children); Enhanced Care (cash value available for prolonged illness with access to up to 90 percent of the policy value); Flex Term Rider (a term life policy can be added that adds to the coverage for a period of time); and the Disability Waiver (premium is waived for a disability of six months or mdeath as the result of an accident); Child Term Rider (coverage added for your children); Enhanced Care (cash value available for prolonged illness with access to up to 90 percent of the policy value); Flex Term Rider (a term life policy can be added that adds to the coverage for a period of time); and the Disability Waiver (premium is waived for a disability of six months or more).