Sentences with phrase «negative rating factor»

Not exact matches

The negative growth rate of the first quarter, partially related to severe weather in the Northeast, also shows how dependent the economy is on external factors.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Interest rates on savings accounts, and especially checking accounts, had been at or close to zero, or really negative when you factor in ATM fees.

The primary factors that have impacted our rating are mixed some indicating strength, some showing weaknesses, with little evidence to justify the expectation of either a positive or negative performance for this stock relative to most other stocks.

Negative rates are «definitely a driving factor and will lead to more sales and also more storage clients,» Marburger said.

We focused on the two dominant macro factors — credit risk and interest rate risk — and how holding these factors together provided diversification benefits because of their historically low to negative correlation.

The primary factors that have impacted our rating are mixed — some indicating strength, some showing weaknesses, with little evidence to justify the expectation of either a positive or negative performance for this stock relative to most other stocks.

Condo landlords are mostly in a cash - flow negative position based on rental rates today, once all costs are factored in

Unlike the 2011 - 2014 period, we're not inclined to maintain a hard - negative outlook in response to overvalued, overbought, overbullish conditions if those mitigating factors are present, so our downside concerns will be deferred if market internals improve sufficiently, particularly if the Fed was to cut rates at these levels.

That would amount to only $ 13 an ounce, but remember, there are other factors driving gold, including negative real interest rates and geopolitical uncertainty.

Clifford Nass and I have demonstrated a significant negative relation between government expenditures and rates of Protestant church membership in 1950 and 1980, taking states as the unit of analysis.12 This effect appears to hold when other factors influencing church membership, such as religious composition, urbanization, region, and migration, are held constant.

If we can reduce these risk factors, and perhaps reduce the rate of post-natal mood disorders in mothers and negative health outcomes in their offspring, then that can only be a good thing.»

Participants completed the Multidimensional Personality Questionnaire, which provides ratings for three main factors: positive emotionality, negative emotionality, and constraint (35).

Up until now, there were some mixed opinions on the subject — some studies claimed coffee can improve your health and lower the risk of premature death while others claimed that coffee (caffeine) can be a negative factor for your health and can contribute to heart disease through negative effects on blood pressure, resting heart rate and cholesterol.

In short, inside every cell in your body are telomeres, the changing protective caps on the ends of your DNA strands that get shorter with age at a rate that can increase or decrease with lifestyle factors either positive or negative.

Low literacy rates» association with crime extends to factors which are most visible at school — low attainment, negative experiences, exclusion and truancy.

Schools were judged to be average on this building communication factor if they had (a) an average mean score on the teachers» perceived building communication rating and no negative comments in the case study or interviews about building level communication or (b) a high mean on the teacher rating but negative comments about building level communication in the case study or interviews.

«When you factor in inflation and possibly taxes, you may wind up with a negative real rate of return,» says Small.

The only negative factor is that the loan is outside the lending industry, so no improvement can be made on your credit rating even after such a large personal loan has been repaid in full.

There are a number of global factors that contribute to negative bond yields, however it's worth clarifying that there is a difference between negative yields and negative rates.

We focused on the two dominant macro factors — credit risk and interest rate risk — and how holding these factors together provided diversification benefits because of their historically low to negative correlation.

There are however a few other factors that can have a negative effect on your rate class, Including:

From my perspective, there are both positive and negative factors at play currently, e.g., higher interest rates (positive), weaker covenant packages (negative), among other things.

Being an authorized user can help a teen's credit score, but if the teen is removed as an authorized user at some point in the future then this will shorten their average account age, which is a negative factor in the eyes of credit rating agencies.

Better to analyze high yield bonds versus BBB bond yields, and consider Treasury yields as a negative factor when rates are low.

It really depends on several factors such as whether current accounts are in good standing, your overall utilization rate (how much is owed) on current accounts as well as if there are other negatives affecting your scores.

Economics requires that policy loans, along with other factors in the economic environment, can have a negative impact on the dividend rates offered by a life insurance company.

Forecasting what may most likely happen with these factors over time (given the assumed fluctuations in the markets - which you can control every year by using different rates of return on every investment for every year - including negative rates of return, and being able to change your income goal every year) is much more important to model, than a one - dimensional probability number, to an actual investor's life.

Negative exchange rate and increased royalty payments were also revealed as key factors.

And since the factors involved in churning up flows of air are the subject of serious academic debate, they had a lot of possibilities to consider and at least 20 different units of measurement to factor into their models — technicalities like the magnitude of vertical shear of horizontal wind, flow deformation and simple wind speed, and highly specialised meteorological considerations such as the negative Richardson number, and the Brown energy dissipation rate.

Glaciers with geographic factors increasing mean net annual accumulation have had less negative annual balances and slower glacier retreat rates (Pelto, 1993).

Instead, natural variations in the climate system and other external forcing factors (such as volcanic eruptions) will likely cause the rate of Arctic sea ice change to vary considerably from decade to decade, and perhaps even temporarily switch from negative (sea ice loss) to positive (sea ice growth).

• While the complex biological relationships among fisheries and other aquatic biota and physiological responses to environmental change are not well understood, positive effects such as longer growing seasons, lower natural winter mortality, and faster growth rates in higher latitudes may be offset by negative factors such as a changing climate that alters established reproductive patterns, migration routes, and ecosystem relationships (High Confidence).

The positive effects of climate change — such as longer growing seasons, lower natural winter mortality, and faster growth rates in higher latitudes — may be offset by negative factors such as changes in established reproductive patterns, migration routes, and ecosystem relationships.

Putting the two formulas together, a theoretical additional factor of 2.06 multiplier due to the greenhouse effect becomes an actual multiplier of 0.226, thanks to negative factors like increases in albedo due to clouds, decreases in lapse rate, etc..

There is no missing heat in this model, but there is an acknowledgement that the negative feedback on the lapse rate is an important factor that suppresses a high climate sensitivity over the ocean.

In terms of numbers, Chamberlayne considers that «once tax and investment charges are factored in it is difficult to see now how that rate could exceed 0 % and it may well remain negative».

There are however a few other factors that can have a negative effect on your rate class, Including:

It's also a great way to see if one or more negative factors may be affecting the rate you're being quoted.

This is especially true if your policy is cancelled by your insurer — not having continuous insurance form a single company can be a negative factor in the rating strategies.

If certain negative risk factors show up during the information - gathering phase or if not enough positive risk factors are present, you may need to proceed with full underwriting to get approved, especially at the best rates (preferred or super preferred).

Depression, anxiety, somatic symptoms and high rates of comorbidity are significantly related to interconnected and co-occurrent risk factors such as gender based roles, stressors and negative life experiences and events.

In addition, health risk factors were examined in proportion to the cumulative experience of ACEs, which resulted in a more detailed explanation of the rate at which negative health outcomes increase as a function of increased scoring on the ACE questionnaire.

Many of the scales demonstrated weak psychometrics in at least one of the following ways: (a) lack of psychometric data [i.e., reliability and / or validity; e.g., HFQ, MASC, PBS, Social Adjustment Scale - Self - Report (SAS - SR) and all perceived self - esteem and self - concept scales], (b) items that fall on more than one subscale (e.g., CBCL - 1991 version), (c) low alpha coefficients (e.g., below.60) for some subscales, which calls into question the utility of using these subscales in research and clinical work (e.g., HFQ, MMPI - A, CBCL - 1991 version, BASC, PSPCSAYC), (d) high correlations between subscales (e.g., PANAS - C), (e) lack of clarity regarding clinically - relevant cut - off scores, yielding high false positive and false negative rates (e.g., CES - D, CDI) and an inability to distinguish between minor (i.e., subclinical) and major (i.e., clinical) «cases» of a disorder (e.g., depression; CDI, BDI), (f) lack of correspondence between items and DSM criteria (e.g., CBCL - 1991 version, CDI, BDI, CES - D, (g) a factor structure that lacks clarity across studies (e.g., PSPCSAYC, CASI; although the factor structure is often difficult to assess in studies of pediatric populations, given the small sample sizes), (h) low inter-rater reliability for interview and observational methods (e.g., CGAS), (i) low correlations between respondents such as child, parent, teacher [e.g., BASC, PSPCSAYC, CSI, FSSC - R, SCARED, Connors Ratings Scales - Revised (CRS - R)-RSB-, (j) the inclusion of somatic or physical symptom items on mental health subscales (e.g., CBCL), which is a problem when conducting studies of children with pediatric physical conditions because physical symptoms may be a feature of the condition rather than an indicator of a mental health problem, (k) high correlations with measures of social desirability, which is particularly problematic for the self - related rating scales and for child - report scales more generally, and (l) content validity problems (e.g., the RCMAS is a measure of anxiety, but contains items that tap mood, attention, peer interactions, and impulsivity).

In the current environment of very low interest rates this positive motivational factor may be outweighing the expected negative affordability factor.

NIC: The Centers for Medicare and Medicaid Services announced (on 7/27) that Medicare rates in FY 2013 will be subject to a market basket increase factor of 2.5 percent which, when combined with a negative 0.7 percentage point multifactor productivity adjustment mandated by the Affordable Care Act, results in a net FY 2013 payment update of 1.8 percent.

Ryan and Louis discuss QE2, the high levels of U.S. Debt, the direction of interest rates, the value of the U.S. dollar, the impact of the job market and income levels on home prices and other factors impacting home prices and the negative impact that foreclosures may have had on the psychology of younger potential home buyers (7:56)