Sentences with phrase «negligent uninsured driver»

Then they go after the negligent uninsured driver in the accident through litigation or other means to try to recover the funds.
Although bodily injury liability, as well and property damage liability is required for every vehicle owner in the state, there are negligent uninsured drivers on the road.

Not exact matches

If a negligent driver without car insurance injures you in a car accident, then your uninsured motorist coverage will step into the shoes of that uninsured driver and provide payment for your injuries.
An uninsured motorist claim should not increase the insured's rates and filing such a claim does not preclude bringing a claim against the negligent driver.
Uninsured / underinsured motorist coverage is designed to provide for you when a driver doesn't have adequate insurance or when you do not know who the negligent driver was.
Uninsured motorist insurance — which is available for all insurance policies written in Maryland — also covers claims made for victims involved in accidents where negligent or drunk drivers leave the scene of the accident.
For instance, in some automobile accident cases, there is both a tort claim against the negligent driver and an uninsured / underinsured motorist claim against the client's insurance company.
It is important to act quickly in the event that you are in an accident with a negligent driver that is underinsured / uninsured.
The uninsured driver is personally responsible for any damages resulting from his or her negligent driving.
In the following year, the plaintiff filed a complaint against the allegedly negligent driver and his own insurer, alleging that the defendant driver negligently caused his injuries and that the defendant was uninsured at the time of the crash, based on the denial of coverage by ACCC.
Even if the negligent driver can not be found, compensation may still be available under your own insurance policy if it contains uninsured motorist provisions.
The responding officer determined the uninsured driver caused the collision by operating her vehicle in an erratic, reckless, careless, negligent or aggressive condition.
Our solicitors can act on behalf of drivers, passengers and pedestrians who have been injured as result of someone else's negligent driving, while we can also work with the Motor Insurers» Bureau to help those hurt in an accident with an uninsured driver.
Unless someone was able to get the negligent driver's license plate, the case will be handled as one that includes an uninsured driver.
Your attorney can also help you negotiate with your insurance company and with the uninsured / underinsured negligent driver to make sure you get the compensation you deserve.
It's usually a pretty affordable option, and could save you money, time, and stress if you're ever hit by an uninsured, negligent driver.
An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver.
For the sake of uninsured motorist coverage, not having insurance can mean several different things: the negligent driver could be carrying no auto insurance coverage at all; his or her coverage could fall short of the state's minimum guidelines for auto insurance; the insurance company representing the negligent or liable driver could be unwilling or unable to pay the claim (claim denial or financial insolvency on the part of the provider; or, the accident could be a hit - and - run situation, which is treated as an uninsured driver case.
Uninsured / Underinsured Motorist Bodily Injury (UM / UIMBI): whenever you are hurt in an accident caused by an uninsured driver in Rhode Island, your UM / UIMBI covers your medical costs, which should have been paid out by the negligent driver's insurer if he or sheUninsured / Underinsured Motorist Bodily Injury (UM / UIMBI): whenever you are hurt in an accident caused by an uninsured driver in Rhode Island, your UM / UIMBI covers your medical costs, which should have been paid out by the negligent driver's insurer if he or sheuninsured driver in Rhode Island, your UM / UIMBI covers your medical costs, which should have been paid out by the negligent driver's insurer if he or she had any.
Uninsured and underinsured motorist coverage protect you in circumstances where the other driver is found negligent in the accident but does not carry adequate liability insurance to cover your damages.
It's also important to ask about Uninsured / Underinsured Motorist coverage as well, because if you are involved in a «not - at - fault» accident it's how you get protected if other drivers are negligent and don't have insurance.
Uninsured motorist property damage (UMPD) covers your auto when property damage is sustained by an insured driver and the negligent driver does not have insurance.
The coverage also includes underinsured protection, which pays you whenever the negligent driver's liability insurance limits are lower than your uninsured motorist coverage, up to the difference between the two limits.
Uninsured motorist coverage is protection related to injuries received as a result of an uninsured, negligenUninsured motorist coverage is protection related to injuries received as a result of an uninsured, negligenuninsured, negligent driver.
Uninsured motorist protection pays out for losses to covered drivers in accidents where the other driver was negligent but carried no insurance at the time of the accident.
If the negligent driver is not located, your uninsured motorist insurance will be accessed to pay for your bodily injuries and other associated expenses.
Uninsured motorist protection provides coverage for the expenses that normally would be covered by the other driver in cases when you get into an accident that the other driver is responsible for but where the negligent driver does not have any auto insurance.
If you are involved in an accident with an uninsured driver and that driver was at fault for the collision, your uninsured policy will pay out for the losses that would normally be the responsibility of the negligent driver's liability insurance.
Uninsured and underinsured policies provide the coverage that covers expenses normally taken care of by the at fault driver in situations where that driver does not carry any automobile liability insurance at the time of the accident, or the insurance policy of the negligent driver is not enough to handle all expenses.
Uninsured and underinsured motorist coverage, which protects you when the negligent driver has no insurance or insufficient insurance (in most states, this covers only bodily injury losses — though some states also include property damage losses).
a b c d e f g h i j k l m n o p q r s t u v w x y z