Sentences with phrase «nest eggs into»

It is called home for hundreds of thousands sea turtles that nest their eggs into black, volcanic sand.

TIAA - CREF 2015 Lifetime Income Survey This study examines consumer attitudes toward retirement income and what steps Americans are taking to convert their retirement nest eggs into sustainable income.

And given the levels of social unrest in those countries, that could be the strongest argument against putting more of our pension nest eggs into the CPP basket.

The rubber's hitting the road for baby boomers nearing retirement, who must convert nest eggs into a stream of income they won't outlive.

If you're 60 years old and getting ready to retire in the next couple of years, then yes, volatility is scary, and you need to think about moving your nest egg into more stable investments (like bonds or real estate).

A couple smart choices early on will turn your nest egg into a tsunami in a couple decades.

But ignoring your retirement savings in your 20s means missing out on key opportunities to grow your nest egg into something huge.

Given that drawback, converting all (or probably even most) of one's nest egg into an immediate annuity isn't a practical solution for most people.

And since a more conservative stocks - bonds mix can reduce your potential for long - term gains, putting more of your nest egg into bonds or cash could mean that you'll end up with less spending cash over the course or retirement, or that you'll run through your savings more quickly.

For example, instead of fleeing stocks altogether or shifting your asset mix more toward bonds and cash, you might also consider putting some, but not all, of your nest egg into an immediate annuity that will provide a guaranteed payout for life.

Then, add another $ 100 each month and you'll grow your nest egg into something powerful.

But that's why you almost certainly shouldn't put all, or even most, of your nest egg into an annuity.

If you're closer to retirement, you might want to shift your nest egg into more secure financial instruments.

Just to be clear, I'm not suggesting you or anyone else should put his entire $ 1 million nest egg into an immediate annuity.

But if you really want to turn a portion of your nest egg into something that approximates a pension — a specific amount of money you can count on month in and month out for the rest of your life — then I suggest you suspend your wariness about annuities long enough to at least consider a type of annuity that's easier to understand, less prone to the abuses that are too often associated with annuities and is very efficient at turning savings into assured lifetime income — namely, an immediate annuity.

You probably already devote considerable attention to the financial side of retirement planning: how much to save, how to invest, different ways of turning your nest egg into a reliable retirement income, etc..

Assuming you've already determined that putting some of your nest egg into an immediate annuity makes sense, you're absolutely right to want to be sure you're dealing with an insurance company that's financially sound.

Given the number of uncertainties involved in trying to estimate a sustainable level of retirement spending — how the markets will perform, how long you'll live, what your actual expenses will be (although on that score, doing a retirement budget can help)-- you might also consider turning a portion of your nest egg into income assured to last no matter how long you live and regardless of how the markets fare by investing in an immediate annuity or longevity annuity.

But for anyone who's retired or approaching retirement looking to turn a portion of their nest egg into guaranteed lifetime income, I believe the choice comes down to two types: an immediate annuity or a longevity annuity.

Life annuities are used to supplement OAS and CPP and is only used to convert your nest egg into a stream of retirement income.

So if you believe you would feel better having even more income you can rely on regardless of how stocks and bonds are performing, then I don't why you shouldn't get the additional comfort you seek by putting some of your nest egg into an immediate annuity.

Surprisingly, Derek would discourage Darren from placing his entire nest egg into annuities: «Your access to liquid cash is compromised,» he points out.

By the time retirement draws near, many of us find that we've given little, if any, serious thought to the critical task of turning that nest egg into income we can count on to support us the rest of our lives.

The goal, of course, is to turn your nest egg into investments that you can use for a monthly income.

Some older adults, for example, may choose to put some of their nest egg into an annuity once they hit retirement to ensure a regular income stream.

Not exact matches

Having the choice to freeze eggs doesn't force women into longer hours or more demanding jobs.

Don't put all of your eggs into just one basket.

For Yale University's Shared Services department, Svigals + Partners turned a cubicle farm into a series of collaborative, egg - shape huddle spaces that not only serve as places for workers to congregate, but also create a sense of purpose and «innovative spirit,» according to Barry Svigals.

That could enable you to wipe the PMI off your mortgage bill more quickly — and, eventually, you'll have more cash flow to feed into that nest egg.

Adding an Individual Retirement Account into the mix is an easy way to amp up your savings or kickstart your nest egg if you don't have access to a retirement plan at work.

To see how our stock and fund picks this year put that principle into action, read «Stocks to Keep a Nest Egg Growing.»

While the profits of $ 20 - $ 30K per year do not seem like much, over time, they accumulated into a very nice nest egg, which allowed us to start investing on the real estate front.

A strengthening job market and auto - enrollment into company retirement plans have helped millennials get a head start on retirement saving, while older generations have had help fortifying their nest eggs from a steady - as - she - goes economy.

And meat is not the only product to disrupt — there are already startups looking into recreating eggs, dairy and shrimps in labs.

Even if you're that one in one million (of the one percent) who's fortunate enough to have a multi-million-dollar small trust fund nest egg, the pushback is an integral part of breaking into the entrepreneurial sphere that you're

The people who used their savings to acquire ownership watched their portfolio's precious capital - draining away; capital that could have compounded into a huge nest egg if given enough time.

These corporations aren't gambling on the remote potential of renewables; they are deliberately moving their eggs into new, more competitive baskets.

The money that doesn't go to the employee's take - home pay gradually accumulates, the balance earns interest from investments, and by the time retirement rolls around, it's grown into a substantial nest egg for the retiree.

Protect your nest egg by converting an existing IRA or eligible 401 (k) into a retirement account backed by physical gold and silver.

Taking into account Social Security income rising during the 9 years of retirement, you will need a $ 1.189 million nest egg.

If you wait to claim, the 8 % (or so) increase that your benefits see each year between age 62 and 70 offers such a sizeable advantage that you may want to consider delaying, even if it means dipping earlier and deeper into your nest egg than you had planned.

Taking advantage of your employer's retirement plan, such as a 401 (k) or savings products such as an Individual Retirement Account (IRA), can transform a small - but - regular contribution into a nest - egg for your future.

Let's pretend you do things «the right way»: You go to work, put a little money into a savings account / CD every month (to avoid risk), and then happily retire with a nice nest egg.

Bonds and money market accounts and certificates of deposits provide some balance against a turbulent stock market and give you a safe harbor for your money; stocks give you the earning power that can turn your contributions into a sizable nest egg.

By the time you've paid off your mortgage, you will have built quite a nice nest egg, which you can apply toward investments or retirement, or turn into a rental property to create a passive stream of income.

Yet that is exactly what you do when you put money into a retirement nest egg.

If typical Social Security benefits shrink by the time you reach retirement age and traditional pension benefits recede into history, your best hope is to create your own retirement nest egg.

Retirement could last decades, so it's smart to look into ways to grow and protect your nest egg for the long run.

If it makes you feel more comfortable to take social security now & not dip into your nest egg at all, that is a lifestyle choice.

It puts into perspective how much you want to live on each year, rather than dangling a huge total nest egg estimate in front of you.