The net benefit of working with an independent agency is their ability to shop around for you.
Not exact matches
London - based Fintech firm Humaniq, which provides next generation financial services to the unbanked and underprivileged in emerging economies using its blockchain - based mobile application, has achieved a technological milestone
with its
working hybrid blockchain on the 2.0 version
of its app, to retain the
benefits of the Ethereum main -
net while expanding...
Similarly, the U.S. enjoys the fruits
of cheap labor
with very little regulations without having to
work in sweatshops themselves, and the trade between the two is generally seen as a
net benefit for both.
In terms
of dollars, a teacher who
works in the classroom for a total
of five year earns a lifetime
net benefit worth about $ 6,800 in today's dollars, whereas a teacher
with 35 years earn a
benefit of over $ 680,000 — a hundred times what the early career teacher earns.
Additionally, the
benefit of being part
of NET's family
of schools is that we
work with many good and outstanding schools which can offer NQTs a chance to visit and widen their experience.
Such statements reflect the current views
of Barnes & Noble
with respect to future events, the outcome
of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and
net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated
with data privacy, information security and intellectual property, possible
work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects
of competition, possible risks that inventory in channels
of distribution may be larger than able to be sold, possible risks associated
with changes in the strategic direction
of the device business, including possible reduction in sales
of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels
of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate
of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance
of Barnes & Noble's online, digital and other initiatives, the success
of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews
of strategic alternatives and the potential separation
of the Company's businesses, the risk that the transactions
with Microsoft and Pearson do not achieve the expected
benefits for the parties or impose costs on the Company in excess
of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution
of those applications is not achieved, risks associated
with the international expansion contemplated by the relationship
with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated
with the restatement contained in, the delayed filing
of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated
with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated
with the ongoing efforts to rationalize the NOOK business and the expected costs and
benefits of such efforts and associated risks and other factors which may be outside
of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time
with the SEC.
Such statements reflect the current views
of Barnes & Noble
with respect to future events, the outcome
of which is subject to certain risks, including, among others, the effect
of the proposed separation
of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and
net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated
with data privacy, information security and intellectual property, possible
work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects
of competition, possible risks that inventory in channels
of distribution may be larger than able to be sold, possible risks associated
with changes in the strategic direction
of the device business, including possible reduction in sales
of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels
of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate
of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance
of Barnes & Noble's online, digital and other initiatives, the success
of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated
with the commercial agreement
with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews
of strategic alternatives and the potential separation
of the Company's businesses (including
with respect to the timing
of the completion thereof), the risk that the transactions
with Pearson and Samsung do not achieve the expected
benefits for the parties or impose costs on the Company in excess
of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution
of those applications is not achieved, risks associated
with the international expansion previously undertaken, including any risks associated
with a reduction
of international operations following termination
of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated
with the termination
of Microsoft commercial agreement, including potential customer losses, risks associated
with the restatement contained in, the delayed filing
of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated
with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated
with the ongoing efforts to rationalize the NOOK business and the expected costs and
benefits of such efforts and associated risks and other factors which may be outside
of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time
with the SEC.
If I transfer assets out
of the Plan and into an IRA I understand that: (i) those assets will no longer be subject to the protections
of ERISA, (ii) I alone will be making investment decisions about those assets and will not be able to rely on the plan sponsor or any other person
with ERISA fiduciary responsibilities, (iii) depending on the investments and services selected for the IRA, I may pay more in transaction costs than when the assets are in the Plan, and (iv) if I am between the age
of 55 and 59.5, I would lose the ability to potentially take penalty - free withdrawals from the plan, (v) if I continue
working past age 70.5 and transferred my plan assets to my new employer's plan, I would not be subject to required minimum distribution, and (iv) if I hold appreciated company stock, I understand any potential tax
benefits that may have been available to me (e.g.
net unrealized appreciation).
They conclude that in terms
of cumulative energy payback, or the time to produce the amount
of energy required
of production and installation, a wind turbine
with a
working life
of 20 years will offer a
net benefit within five to eight months
of being brought online.»
«The Commonwealth affirmed its commitment to its clean energy future
with today's SMART program announcement, but more
work is needed to improve the program and
work with the Legislature to expand
net metering to ensure that we continue to harness the economic and environmental
benefits of solar.»
An Income Replacement
Benefit or «IRB» will cover up to 80 %
of your pre-accident
net income based on your past 4 weeks
of work,
of past 52 weeks
of work (if you're self - employed),
with a limit
of up to $ 400 / week.
Educate homeowners on the
benefits of the
net metering program
with the public utility and
work with customers all the way through the process.