Sentences with phrase «net interest income»

Higher interest rates increased the amount of money banks can earn from their various loans, known as net interest income.

As these fees become a larger portion of the bank's income, it becomes less dependent on net interest income to drive earnings.

Looking to 2017, the likelihood of rising interest rates will mean higher net interest income, similar to the past year.

The bank experienced lower net interest income even though it had grown average balances.

We entered 2018 with a $ 2 billion net interest income run rate, before considering further loan growth.

Over the past year, the company's loan portfolio grew by 9 %, the number of active customer accounts grew by 4 %, and net interest income grew by 11 %.

Total revenue of $ 193 million was up 10 % from last year, including a 10 % increase in net interest income and 13 % growth in non-interest income.

Saavy operators get wholesale bank financing against title and juice those offerings with the additional net interest income of getting double - digit yields in decentralized banking and paying the centralized bank single digits.

Its operating expenses fell 0.69 percent from a year ago to 173.86 billion yuan in 2017, while net interest income rose 10.57 percent to 338.39 billion yuan over the period.

This bank, based in Wayne, N.J., generates more than 80 % of its total revenues from net interest income.

Net interest income for the year rose to Rs 1,592.6 crore as against Rs 1,034.8 crore registering a growth of 54 per cent.

Wells is the largest mortgage holder in the United States, and the bank credited its $ 1 billion revenue increase over 4Q 2011 to growth in noninterest income, including strong mortgage banking and trading revenues, while net interest income remained stable.

Net interest income totaled $ 11.17 billion for the first quarter, while net interest margin came in at 2.64 percent.

Navient, the largest student loan servicing company in the U.S., reported fourth quarter earnings last week that fell short of Wall Street's expectations and was lower on a year - over-year basis, hurt by reduced net interest income and higher costs.For the fourth quarter of 2016, Navient said net income came in at $ 129 million, which is -LSB-...]

From other income sources, I received $ 9.11 of interest on cash, $ 70.08 in positive cash flow from my rental property (but that will go up next month) and $ 73.89 of net interest income investing at Lending Club (read my latest Lending Club investing review here).

For a bank that is predominately funded with short - term liabilities, a rise in rates may decrease net interest income at the same time that credit quality problems are on the rise.

They make their money through net interest income, which is the difference between what they receive in interest from loans they issue versus what they pay out on deposits, bonds, and other forms of borrowing.

Often the biggest banks have a roughly 50/50 split between net interest income and noninterest income, whereas the three banks mentioned above are much more dependent on the difference between what they take in, versus what they pay out:

«We are very pleased to report our results for the first quarter of 2018, including record net interest income, an annualized return on average assets of 2.16 %, $ 941 million growth in the funded balance of non-purchased loans, a 4.69 % net interest margin and excellent asset quality metrics.»

To date, virtually all the discussion has been based on very aggregate concepts such as the net interest margin, which is usually taken to mean banks» net interest income divided by their interest - earning assets.

Net interest income during January - March of 2017 - 18 grew by 36 per cent to Rs 451.8 crore from Rs 332.7 crore in the same period a year ago.

The volume of customer loans grew by 2.2 % to $ 83.3 billion ($ 107 billion), and fee and commission income rose from $ 1.47 billion to $ 1.52 billion, but net interest income declined marginally to $ 47 billion as margins eroded across the region.

Intesa released third - quarter results that showed a stabilized net interest income (NII) and a spread environment that more than offset volume declines.

Net interest income jumped 24.5 percent largely due to higher interest income.

In addition, with charge - off rates now at relatively low levels, and with revenue growth remaining anemic, credit card issuers may be more inclined in the coming quarters to seek to build card outstandings and drive net interest income, perhaps through a combination of easing underwriting standards, offering strong introductory offers on balance transfers, and even reducing APRs.

DriverUp: The investment is designed to generate positive net interest income (after credit and administrative costs), typically in the mid - to high single digits.

The business development company easily overearns its dividend with net investment income and Goldman Sachs BDC has positive interest rate sensitivity, setting the company up for net interest income gains in a rising rate environment.

BankMuscat's earnings rose 18.5 % last year, the result mainly of an increase in net interest income, reflecting asset growth.

SunTrust's net interest income rose $ 5 million to $ 1.24 billion from a year ago while net interest margin rose to 3.25 percent from 3.19 percent because of loan growth and an additional day in the quarter.

By growing our loan portfolio, we have increased our net revenue contribution from net interest income, which makes Investing & Lending net revenues more stable and recurring.

In 2010, Freddie Mac had net interest income of $ 16.9 billion and a net loss of $ 14 billion.

BofA made $ 11.06 billion as net interest income in the quarter, up 5.5 % from a year earlier.

«If there are any negative effects of low rates on net interest income in the future, they should be largely offset by the positive effects of monetary stimulus on the other main components of profitability, such as the quality of loans and therefore on loan - loss provisions,» Draghi added.

Earnings growth primarily resulted from higher net interest income and lower preferred share dividends, partly offset by lower non-interest income, increased non-interest expenses and a marginally higher provision for credit losses.

Navient, the largest student loan servicing company in the U.S., reported fourth quarter earnings last week that fell short of Wall Street's expectations and was lower on a year - over-year basis, hurt by reduced net interest income and higher costs.

Meanwhile Navient's private education loan business saw a 26.8 percent decline from a year ago - also hurt by lower net interest income.

Its net interest income rose 8.6 percent to $ 10.99 billion in the second quarter, while total revenue of $ 23.07 billion handily beat a consensus forecast of $ 21.78 billion.

Its net interest income, the «spread» between what it charges on loans and pays for the deposits that fund those borrowings, jumped from by $ 900 million or 9 % to $ 11.2 billion, compared with Q2 of last year.

Bank of America's net interest income rose 11 percent to $ 11.5 billion in the fourth quarter, helped by higher interest rates and loan and deposit growth.

The bank said on a conference call Wednesday it expects «solid» growth in net interest income this year.

«Net interest income has remained quite stable over the past two years,» Draghi noted about the balance sheets of European banks.

However, net interest income was up 12.8 per cent from a year ago, noted Aiken.

However, Citigroup's net interest income and margin fell just short of expectations.

-- Net interest income: $ 11.17 billion vs. $ 11.26 billion forecast by StreetAccount.

Net interest income was up 9 percent.

Net interest income, which reduced 2.6 % year - on - year.

«Net interest income was $ 446 million, up by $ 65 million, or 17 %, due to higher deposit and loan balances, partially offset by narrower deposit spreads.»

This is called the Net Interest Income Tax.

Net interest income, a key measure of profitability, rose nearly $ 500 million from a year earlier to $ 12.48 billion, but missed expectations of $ 13.14 billion projected by FactSet.