Not exact matches
Oppenheimer Senior Analyst Chris Kotowski discusses the impact an increase in
interest rates will have on loan
growth and
net interest margins and income
growth.
«There are lots of other things like slowing
growth, and
net interest margins that won't get going, and the brouhaha over trying to outsource 45 jobs.»
Under the Bonus Plan, our compensation committee, in its sole discretion, determines the performance goals applicable to awards, which goals may include, without limitation: attainment of research and development milestones, sales bookings, business divestitures and acquisitions, cash flow, cash position, earnings (which may include any calculation of earnings, including but not limited to earnings before
interest and taxes, earnings before taxes, earnings before
interest, taxes, depreciation and amortization and
net earnings), earnings per share,
net income,
net profit,
net sales, operating cash flow, operating expenses, operating income, operating
margin, overhead or other expense reduction, product defect measures, product release timelines, productivity, profit, return on assets, return on capital, return on equity, return on investment, return on sales, revenue, revenue
growth, sales results, sales
growth, stock price, time to market, total stockholder return, working capital, and individual objectives such as MBOs, peer reviews, or other subjective or objective criteria.
China's biggest lenders are in the midst of a revival, posting faster profit
growth and generally healthier
net interest margins after years of rising bad debt as economic
growth slowed down.
Examples of forward - looking statements include, but are not limited to, statements we make regarding the Company's plans, assumptions, expectations, beliefs and objectives with respect to store openings and closings; product introductions; sales; sales
growth; sales trends; store traffic; retail prices; gross
margin; operating
margin; expenses;
interest and other expenses,
net; effective income tax rate;
net earnings and
net earnings per share; share count; inventories; capital expenditures; cash flow; liquidity; currency translation;
growth opportunities; litigation outcomes and recovery related thereto; the collectability of amounts due under financing arrangements with diamond mining and exploration companies; and certain ongoing or planned product, marketing, retail, manufacturing, information systems development, upgrades and replacement, and other operational and strategic initiatives.
Year - to - date PTPP earnings of $ 165.9 million increased 6 % as the positive impact of very strong 9 % loan
growth was partially offset by an 11 basis point decrease in
net interest margin, an 8 % increase in non-
interest expenses and 6 % lower non-
interest income.
Growth of 7 % in net interest income (teb) was driven by very strong 13 % loan growth, partially offset by the impact of a 13 basis point reduction in net interest margin (teb) to 2
Growth of 7 % in
net interest income (teb) was driven by very strong 13 % loan
growth, partially offset by the impact of a 13 basis point reduction in net interest margin (teb) to 2
growth, partially offset by the impact of a 13 basis point reduction in
net interest margin (teb) to 2.43 %.
These positive earnings drivers were more than offset by the combined impact of several factors, including increased energy - related provisions for credit losses, a 17 basis point decline in
net interest margin, moderate
growth of non-
interest expenses, the addition of acquisition - related contingent consideration fair value changes reflecting performance within CWB Maxium Financial (CWB Maxium), higher preferred share dividends, and the 20 % increase to CWB's income tax rate in Alberta.
PTPP earnings were 4 % higher, reflecting the combined benefits of very strong 4 % loan
growth, a 32 % increase in non-
interest income and relatively stable
net interest margin, partially offset by higher non-
interest expenses.
Compared to last quarter,
net income available to common shareholders increased 3 %, reflecting the combined positive impacts of 9 % higher other income and very strong loan
growth, partially offset by an eight basis point reduction in
net interest margin.
Compared to last quarter,
net income available to common shareholders increased 8 % ($ 3.7 million) as positive contributions from $ 9.3 million higher
net insurance revenues, 2 % quarterly loan
growth and a stable
net interest margin were partially offset by a $ 4.7 million decline in
net gains on securities and a $ 2.5 million reduction in the «other» component of other income.
Growth in net interest income was driven by strong loan growth, partially offset by the impact of a nine basis point reduction in net interest margin (teb) to 2
Growth in
net interest income was driven by strong loan
growth, partially offset by the impact of a nine basis point reduction in net interest margin (teb) to 2
growth, partially offset by the impact of a nine basis point reduction in
net interest margin (teb) to 2.70 %.
SunTrust's
net interest income rose $ 5 million to $ 1.24 billion from a year ago while
net interest margin rose to 3.25 percent from 3.19 percent because of loan
growth and an additional day in the quarter.
We improved on our balance sheet management and pricing, thus ensuring a strong 19 %
growth in
interest income as well as an enhanced
net interest margin of 6.3 %.
Slowing loan
growth has been offset in recent periods by rising
net interest margins, as a result of the repricing of
interest only and investment property mortgage rates.
The result is a rising
net interest margin, which is a key component for earnings
growth for banks.