That's fine with me, too, since
I never carried over any balance month - to - month.
That said, if you are aiming for a card that requires an excellent credit rating, wait for the bankruptcy to be purged and then follow this simple plan: Get the best card you can qualify for, use it regularly, pay on time and
never carry over a balance.
Not exact matches
While it's
never a good idea to pay interest on debt just to get a tax benefit — since you can
never receive a discount that will match the total cost of holding the debt itself — the truth is many small businesses need to
carry over balances on their credit cards to keep running and, ideally, to grow.
It's possible to have
never made a late payment, but
carry a high
balance, and still have a credit score
over 700.
But that's not always the case and if you can state that you have an excellent credit history, made all payments on time,
never been
over your credit limit and
carry a large
balance, they might be more likely to work with you.
Even after always paying on time (I also
never carried a
balance over to the next month), they still refused to convert it to a regular credit card.
If just 1 % or even just half a percent of DWLWIR
never reaches the oceans because it is blocked by very fine water droplets of spray and spume and is
carried upwards into the atmosphere (rather than reconnecting with the oceans), then long term (
over millions of years) the gross energy budget falls out of
balance.