These representatives are able to approve — and decline —
new credit card applications during this call.
Not exact matches
It is important to protect your
credit score
during the entire
application process, which includes making your payments on time, keeping your current job, staying with your current bank, maintaining low
credit card balances and avoiding major purchases (e.g. a
new car,
new furniture) until you have closed on your mortgage.
When you are applying for a
new credit card, you will have balance transfer options available
during the
application process.
For those who are applying for a
new credit card to act as the transfer
card, the actual process of requesting a balance transfer can often be completed
during the
application itself.
If you want to transfer your balance to a
new credit card, you can typically indicate the balance and amount
during the
application process.
The changes are part of a bigger trend in the
credit card industry to curtail and discourage illicit spending towards rewards: Chase instituted a rule preventing individuals from getting
new cards after receiving five
credit cards in a rolling 24 - month period, while Bank of America has also made it difficult to get
new cards by limiting how many
applications new cardholders can have
during a set amount of time.