Sentences with phrase «new financial innovation»

Not exact matches

The innovative, patent - pending technology won the Toronto - based startup a best of show award at FinovateFall 2015, a two - day showcase of new innovations in financial and banking technology.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
It's also demanding new skills and mindsets... All stakeholders have a responsibility to address the financial and non-financial effects of rapid technological innovation,» Porter told shareholders.
In its effort to double down on digital innovation the company announced the appointment of Josh Kobza, former chief financial officer, to the new role of chief technology and development officer.
«New businesses are disproportionately responsible for the innovation that drives productivity and economic growth, and they account for virtually all net new job creation,» says John Dearie, executive vice president for policy at the Financial Services ForNew businesses are disproportionately responsible for the innovation that drives productivity and economic growth, and they account for virtually all net new job creation,» says John Dearie, executive vice president for policy at the Financial Services Fornew job creation,» says John Dearie, executive vice president for policy at the Financial Services Forum.
«The pace of innovation and new product launches continues,» said Greg Abovsky, Chief Operating Officer and Chief Financial Officer of Yandex.
Remember back to the financial crisis, when President Obama launched a program to create jobs through green innovation, a kind of environmental New Deal?
The research found that new digital innovations in banking could bring significant cost reductions for global banks, alongside increased customer satisfaction and financial inclusion for unbanked populations in emerging markets.
LONDON and NEW YORK, May 3, 2018 / PRNewswire / — Motive Labs, the global innovation firm focused on building the next generation of financial technology, announced today that it has formed a strategic partnership based on value creation with Inforalgo, a leading provider of data connectivity and...
The PBOC must carefully consider how to maintain financial stability, encourage innovation, and properly supervise the issuance and circulation of these new currencies.
While it remains uncertain whether the rate increase will pass legal muster, by focusing solely on short - term financial consequences rather than long - term growth and innovation, the PUD is shortchanging Washington's citizens by driving new technology businesses away from the state:
His expertise and innovation has helped bring new levels of usability and sophistication to financial services technologies.
New York Times columnist Paul Krugman has observed that «financial innovation» are two words that should henceforth strike terror into the hearts of investors.
«The new regulation, a pioneer in Asia, seeks to balance the interests of promoting technological innovations with the potential to improve the level of inclusion and efficiency in the financial system, and to proactively address emerging risks to the system arising out of these new technologies.
The new regulation, a first in Asia, seeks to provide an environment that promotes financial innovation, safeguards the financial system, and reassures financial consumers.
We are living a moment in Human history where new technologies and other innovations are about to disrupt the financial landscape.
HONG KONG, November 11, 2015 — MaRS Discovery District («MaRS») and Hong Kong Cyberport Management Company Limited («Cyberport»), an innovation hub based in Hong Kong, today announced a new partnership, with a focus on driving financial technology (fintech) innovation and entrepreneurship in Hong Kong and Canada.
Technological innovation in financial technology is disrupting business models and creating new revenue opportunities for fintech companies and banks alike.
In this podcast John Diehl interviews Tim Sanders, New York Times bestselling author and sales innovation expert, about how a financial advisor can become a fountain of knowledge.
It may have been unfettered innovation that got banks into hot water during the financial crisis, but they are now under more pressure than ever to find creative new solutions to help corporations better manage their finances.
Many financial firms have regarded the new online currency bitcoin with at best skepticism, and yet others are not only embracing the innovation but actively employing it, developing disruptive business models that take advantage of its unique properties, forging into new frontiers that may in retrospect rival the introduction of the Internet 20 years ago.
The November 15th program will include cutting - edge discussions such as: how non-exchange traded alternatives are becoming the mutual funds of yesteryear; what is driving retail's demand for non-exchange traded alternatives; using micro-investing technology to diversify across and within online marketplaces; how legislation is being used to engineer a new breed of alternative products; how innovations in self - directed IRAs will create new retail distribution channels for the entire alternative product universe; how technology will ensure the scalability of online platforms and enable traditional financial services providers to increase AUM; how millennials will fuel the growth of FinTech and redefine financial services; how FinTech will replace the 401k and transform the way Americans save for retirement; and how modernizing the Self - directed IRA is the trillion dollar FinTech opportunity.
The three - day convention features panel and keynote speakers highlighting various aspects of financial services including alternative lending and credit, B2B payments and finance, blockchain technology, data and algorithm - based innovation, digital banking and personal finance, economic inclusion and financial health, entrepreneurship and investing, real - time cross-border payments, insurance tech, issuing innovations, legal and regulatory issues, marketing and customer experience, mobile wallets and payments, new market research, next gen retail and commerce, PSO, as well as security and fraud.
«It is impossible to know the extent to which crypto assets may transform the financial infrastructure and whether most new crypto assets are likely to disappear as in past episodes of technological innovation (as many tech companies did during the boom of the late 1990s, for example),» wrote the IMF.
Finovate Asia in Hong Kong: Since 2007, Finovate conferences have showcased new innovations in banking, investment, insurance, lending, payment solutions and other financial services technology.
New technologies are dramatically changing consumer behaviour and offering opportunities for innovation in financial services.
While Indonesia's Financial Services Authority (OJK) is preparing new rulings to foster financial innovation, Indonesia's fintech sector is struggling to take off despite the market's apparent opporFinancial Services Authority (OJK) is preparing new rulings to foster financial innovation, Indonesia's fintech sector is struggling to take off despite the market's apparent opporfinancial innovation, Indonesia's fintech sector is struggling to take off despite the market's apparent opportunities.
As part of CIBC's new partnership with MaRS, the bank will be constructing a permanent corporate innovation space for financial technology.
We took note of the fact that it is not at all uncommon, particularly for very new innovative technologies and startup companies and even mature companies, to work in financial innovation hubs.
Multinational professional service firm EY has announced that it's launching a financial service innovation center to bolster the industry's growth in New York.
More than 350 leading college entrepreneurs and 150 world leaders gathered at the Kairos Global Summit in New York City earlier this year to collaborate and create innovations and business models that address key global issues, including clean water, the global financial crisis, energy consumption, natural disasters, healthcare and more.
Our mission is to leverage the newest innovations in technology, financial thought leadership, and the regulatory advocacy of our subsidiary broker - dealer, Liquid M Capital to reduce current market inefficiencies by providing our clients with a breadth of financial technology solutions.
Despite the regulatory pushback, this subsector began to gain a large amount of traction, with many financial institutions jumping on the bandwagon to catch this new wave of financial innovation.
«Leveraging our expertise in multi-layer film innovation and illustrating our prowess in optical science, we're able to work closely with financial institutions to enable a new generation of transaction cards with bold designs and style that appeal to consumers.»
While the negative impact of financial innovation has been extensively covered, a new study of financial innovations before and during the last financial crisis indicates that financial innovations are not all bad.
That's because the financial world is full of innovation these days — even in the wake of the Great Recession — which primarily means inventing new instruments to trade.
My preexisting bias before the release of the 2017 NAEP was that the Louisiana RSD was a clever policy innovation given the circumstances of post-Katrina New Orleans, but that the concept employed enormous amounts of financial and human capital.
The financial industryâ $ ™ s creation of literally hundreds of technology funds, telecommunications funds, Internet funds, and the like to capitalize on the Information Age during the New Economy craze of 1998 to 2000 is a good example of complex innovation run amok.
And new financial «innovations» — investment trusts (new for the U.S.) and buying on margin (investors and trusts could buy stocks for 10 - 20 % down with the other 80 - 90 % paid back after selling for a tidy profit)-- made it easier for average people to profit from the stock market.
Like most financial innovations, this one originated south of the border, but Canadian start - ups including Wealthsimple, Nest Wealth and WealthBar are rolling out new online offerings this year.
The good news for us is that Malthus didn't foresee the impact of technological innovations which greatly increased food production — including new financial technologies like the corporation, international trade, and capital markets.
Over the last few decades, a surge of financial innovation has occurred that has created hundreds of new financial products that are not well understood by the common consumer.
The commodity ETFs is a reminder yet again that every new - fangled financial innovation coming out of Wall Street and Bay Street should prima facie be greeted with deep suspicion and skepticism.
This innovation led to the introduction of many new futures exchanges worldwide, such as the London International Financial Futures Exchange in 1982 (now Euronext.liffe), Deutsche Terminbörse (now Eurex) and the Tokyo Commodity Exchange (TOCOM).
Under the name Cognition Financial, the newest version of the company is pushing forward with various plans of innovation.
So, I was also experiencing new financial instruments like exchange - traded funds, which are innovations, low - cost, almost zero trading commissions and I started to see over time, what the methods of the large endowments and foundations and successful retirement pools, the institutions that Burt has spent his life consulting with those can now be brought down to every day investors and that's why I got the entrepreneurial bug again and got back into the game of running a company that, this time, was a convergence of software and financial technology.
Although this is a totally new method of trading the financial markets, it shows innovation on the part of the broker.
While financial advisers find it challenging enough to stay on top of new financial technologies, some firms are dedicating resources to ensure they have a heads - up on the latest fintech innovations coming down the pike.
Last week, with the support of a collaborative group of financial services industry leaders, CFSI launched a new wave of innovation.
Where are the new ideas, the financial backing, and the innovations needed to address these problems?
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