Sentences with phrase «new insurance operations»

He has strong reinsurance experience and has previously established new insurance operations and businesses, as well as leading large and complex transformational change programmes.

Not exact matches

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

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Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

New Yorkers - both individuals and businesses - that purchase health insurance currently pay more than $ 3.1 billion in health taxes through the Covered Lives Assessment; the (HCRA) hospital services surcharge; the Insurance Department Section 332 industry - wide assessments that fund Department operations and are also suballocated to other agencies and programs; and the 1.75 percent preinsurance currently pay more than $ 3.1 billion in health taxes through the Covered Lives Assessment; the (HCRA) hospital services surcharge; the Insurance Department Section 332 industry - wide assessments that fund Department operations and are also suballocated to other agencies and programs; and the 1.75 percent preInsurance Department Section 332 industry - wide assessments that fund Department operations and are also suballocated to other agencies and programs; and the 1.75 percent premium tax.

In Getzville, N.Y., on Tuesday, Gov. Andrew M. Cuomo announced that GEICO, the auto insurance company, will expand its service center operations in western New York.

MetLife was hit with the largest New York fine against an insurer — $ 50 million — to settle allegations that its international operations sold insurance in the state to multinational companies without proper licensing.

A panel of state judges Thursday ruled in favor of the state in a lawsuit launched six years ago by the New York Insurance Association over fees paid by insurance companies that were created to support operation of what was then the state Insurance DeInsurance Association over fees paid by insurance companies that were created to support operation of what was then the state Insurance Deinsurance companies that were created to support operation of what was then the state Insurance DeInsurance Department.

Surgery patients covered by Medicaid come into their operations with worse health, do worse afterward, stay in the hospital longer and find themselves back in the hospital more often than those covered by private insurance, a new U-M analysis finds.

If you are considering the purchase of a new or used ATV, remember that insurance should be factored into the cost of ownership and operation.

New opportunities for financial and insurance services, as well as for operation and maintenance operators

It will create new, expanded and largely unlimited crop insurance subsidies for the largest and most successful farm operations at the expense of family farmers and the environment.

* Most recently, the Heartland Institute has seen sponsors bail and its entire Washington team (mostly focused on insurance issues) decamp, promising that their new operation will have nothing to do with climate «scepticism»

RPC has launched a new management consultancy business for the insurance sector, hiring Rory O'Brien, formerly global head of risk consulting and software at Towers Watson, to lead the operation, which will be known as RPC Consulting.

Easy New Jersey Defensive Driving began operations in 2008 and has since become the easiest, most convenient way to secure a 5 % auto insurance discount and clear two points from your driving record.

«Keyperson insurance can mean the difference between closing the doors and having the cash flow necessary to continue operations while searching for someone new to take on that same role,» says Michael E. Gray, Jr., president of MEG Financial (keyperson insurance.com).

Insurance Australia Group Limited (IAG) is an international general insurance group, with operations in Australia, New Zealand, the United Kingdom Insurance Australia Group Limited (IAG) is an international general insurance group, with operations in Australia, New Zealand, the United Kingdom insurance group, with operations in Australia, New Zealand, the United Kingdom and Asia.

It's not clear when or if insurance carriers will adjust their guidelines for blood pressure based on the new research, said Emily Strobelberger, operations team lead for Policygenius.

21st Century Insurance is a small operation, currently offering new policies only in California and Hawaii.

Rothman has appointed a new head of day - to - day operations for the department, and new heads of divisions overseeing securities, insurance, and energy and telecommunications.

When having cars on the road is critical to daily operations, partnering with the right business auto insurance company in New Jersey is just as important.

New Jersey law prohibits the registration, or, if already registered, the operation, of a motor vehicle unless it is covered by specified limits of liability insurance coverage (N.J.S.A. 39:6 B - 1).

Some of the new entrants in the market are Apollo Munich, Max Bupa, Star Health & Allied Insurance and Religare and Cigna TTK, a joint venture between US - based Cigna and India's TTK Group, which started operations this month, is the latest entrant.

When you use any vehicle for a business operation, it is a good idea to get a New York commercial auto insurance policy to ensure that you are covered for any incidents that may occur during business operations.

The parent company of Anthem Health Plans of New Hampshire has nearly 35 million medical insurance members through its Blue Cross or Blue Cross and Blue Shield operations in 14 states and its non-Blue branded operations in other states.

ALEXANDRIA, Va., April 1 - Maine Mutual Group Insurance Company, a regional provider with operations in Maine, Vermont and New Hampshire, is joining a growing number of companies that are partnering with Trusted Choice - the national branding initiative created to educate consumers about the benefits of using independent insurance agents andInsurance Company, a regional provider with operations in Maine, Vermont and New Hampshire, is joining a growing number of companies that are partnering with Trusted Choice - the national branding initiative created to educate consumers about the benefits of using independent insurance agents andinsurance agents and brokers.

Rixford and others have said what Google Compare is doing isn't new, and operations like CoverHound, Compare.com and thezebra.com have been doing something similar for years, and that independent agents will continue to play an integral role in the insurance buying process.

Kforce's client, an insurance company in Morristown, New Jersey (NJ) is looking for a long - term temporary Administrative Assistant to assist in their growing office operation.

• 8 years» verifiable track record of working in busy dental environments • Hands - on experience in registering new patients, preparing patients» records and ensuring the overall smooth operations of the dental office • Demonstrated ability to schedule appointments with patients and ensure that appropriate follow - up is managed • Track record of efficiently setting up accounts and making charts for new patients • Proficient in coordinating front and back office patient flow to ensure smooth transition between the waiting areas and the dentist's office • Qualified to post charges and payments to patients» accounts and handle insurance claims follow up duties in an efficient manner

• Provide company direction and daily operations of the corporation with oversight for all financial and insurance, personnel management and training for new and existing staff.

Accomplished financial services professional with 20 + years of experience leading insurance and annuity product new business, client service, claims and call center operations.

New Zealand About Blog Mortgage Express Limited is a mortgage and insurance advisory company that has been in operation since 1998.

Supervise administrative and clinical staff Implement e-prescribing, Electronic Health Records, and Practice Management applications Supervise new practice start up, business processes, and marketing Acted as liaison between the physician, employee, and patient in clinical setting and business setting Manage and supervise Provider's appointment and surgical schedules Manage Billing and Coding, Pre-Authorizations, and Accounts Receivable Supervise daily business and clinical operations Maintained records for physicians» state licensures, DEA license and malpractice insurance.

We are proud to serve the insurance needs of clients from three full service offices located in Middletown, Barrington, and Coventry, Rhode Island, forming one of the largest independent insurance agency operations in southeastern New England.

Tags for this Online Resume: National account sales, Employee benefits and insurance, New business development, Profitability Improvement, Acquisitions, Go - to - market strategy, Sales support, Healthcare, Performance optimization, Joint venture and alliances, Consensus building & teaming, Multi-site operations, Crisis management, Budgeting & finance, Decision - making, Forecasting, Go to market strategy, National accounts, Product marketing, Joint ventures and alliances, Negotiation and diplomacy, Marketing, Consensus building and team building, Leadership, Sales coaching, Sales, Process, Analytical ability, Initiative, Client engagement, Compensation planning

Administrative Assistant — Duties & Responsibilities Provide administrative support across a variety of industries including insurance, tourism, marketing, and retail Train new team members ensuring they understand the brand and adhere to company policies and procedures Oversee daily office administration resulting in efficient, effective, and on - budget operations Represent company brand with poise, integrity, and positivity Study internal literature to become an expert on products and services Manage travel arrangements, itineraries, and other logistics for company leadership and clients Develop and strengthen relationships with outside vendors, partners, customers, and community leaders Responsible for accounts receivable, accounts payable, payroll, and company budgets Handle telephone and internet sales, exchanges, cancellations, and refunds in a timely and professional manner Strictly adhere to all department budgets and project timelines Provide data entry, billing, and client account maintenance services at 60 to 65 words per minute (wpm) Manage corporate correspondence and reception duties including telephone and in - person service Responsible for tracking and replenishing office supplies and products Provide exceptional in - person, telephone, and internet customer service resulting in client satisfaction Encourage high customer retention by maintaining friendly, supportive contact with existing clients

Human Resource Manager — Duties & Responsibilities Direct human resource operations and support staff ensuring efficient and effective operations Responsible for benefit administration including employee leave, 401 (k)'s, and insurance Oversee payroll, departmental budgets, accounts payable, and accounts receivable Recruit, interview, and hire new employees with input from senior leadership Conduct staff orientation regarding acceptable attire, company brand, policies, and employment law Implement professional development program to enhance team skill sets and employee value Oversee employee recognition program to highlight notable achievements and boost team morale Review employee performance and recommend promotion or disciplinary action as appropriate Resolve disputes between staff members in a fair, professional, and timely manner Ensure company compliance will all applicable employment law and industry best practices Negotiate and confirm contracts with vendors, partners, employees, and clients Create and present financial reports and purchasing proposals to senior management Build and strengthen long term relationships with clients, vendors, and community leaders Direct purchasing and licensing of information technology equipment and software Assist students and families with financial aid application process Provide additional administrative support including data entry, phones, and customer service Utilize proficiencies in English and Spanish to effectively serve clients of varied backgrounds Perform all duties in a positive, professional, and courteous manner

Human Resource Manager — Duties & Responsibilities Direct human resource operations and support staff ensuring efficient and effective operations Responsible for benefit administration including employee leave, 401 (k)'s, and insurance Oversee payroll, departmental budget, accounts payable, and accounts receivable Recruit, interview, screen, and hire new employees with input from senior leadership Conduct staff orientation regarding acceptable attire, company brand, policies, and employment law Implement professional development program to enhance team skill sets and employee value Oversee employee recognition program to highlight notable achievements and boost team morale Review employee performance and recommend promotion or disciplinary action as appropriate Resolve disputes between staff members in a fair, professional, and timely manner Ensure company compliance will all applicable employment law and industry best practices Build and strengthen long term relationships with supervisors, peers, and community leaders Provide additional administrative support including data entry, phones, and customer service Utilize proficiencies in English, Hindi, and Malayalam to effectively serve clients of varied backgrounds Perform all duties in a positive, professional, and courteous manner

Administrative Assistant — Duties & Responsibilities Provide administrative support across a variety of industries including insurance, law, medicine, and sales Train new team members ensuring they understand the brand and adhere to company policies and procedures Oversee daily office administration resulting in efficient, effective, and on - budget operations Represent company brand with poise, integrity, and positivity Study internal literature to become an expert on products and services Manage travel arrangements, itineraries, and other logistics for company leadership and clients Develop and strengthen relationships with outside vendors, partners, customers, and community leaders Responsible for accounts receivable, accounts payable, payroll, and company budgets Handle telephone and internet sales, exchanges, cancellations, and refunds in a timely and professional manner Strictly adhere to all department budgets and project timelines Provide data entry, billing, and client account maintenance services Manage corporate correspondence and reception duties including telephone and in - person service Responsible for tracking and replenishing office supplies and products Provide exceptional in - person, telephone, and internet customer service resulting in client satisfaction Encourage high customer retention by maintaining friendly, supportive contact with existing clients Perform all duties with positivity, professionalism, and integrity

Customer Service Specialist — Duties & Responsibilities Provide customer service across a variety of industries including insurance, tourism, marketing, and retail Train new team members ensuring they understand the brand and adhere to company policies and procedures Oversee customer service personnel resulting in efficient and effective operations Represent company brand with poise, integrity, and positivity Study internal literature to become an expert on products and services Develop and strengthen relationships with outside vendors, partners, and community leaders Provide exceptional in - person, telephone, and internet customer service resulting in client satisfaction Encourage high customer retention by maintaining friendly, supportive contact with existing clients Collaborate with junior team members to create the best consumer experience possible Handle telephone and internet sales, exchanges, cancellations, and refunds in a timely and professional manner Responsible for accounts receivable, accounts payable, payroll, and company budgets Strictly adhere to all department budgets and project timelines Provide data entry, billing, and client account maintenance services at 60 to 65 words per minute (wpm) Manage corporate correspondence and reception duties including telephone and in - person service

Midwest Steel Blanking (Lombard, IL) 07/2004 — 08/2008 Director of Operations • Oversaw daily operations and management of 40 employees including 2 project managers • Served as an advisor to the President on all critical and strategic issues • Led presentations to banks, governmental agencies, potential investors, and large volume customers • Oversaw production, maintenance, quality control, and all other dealings with all outside vendors • Negotiated all insurance policies and contracts concerning account receivables and insurance related claims • Developed the ISO 9000 quality manual and OSHA safety awareness programs, training, and documentation • Trained future managers of the company in professional skills, managerial decision making, and business communications • Designed and implemented a new inventory control systems for managing raw - material and finished - goods • Ensured cost control limiting the direct expenses incurred and indirect impacts such as inefficiencies, downtime, and waste • Over a 3 year period, reduced the account receivables insurance premium from $ 55K to $ 13K / year • Renegotiated all other insurance contracts for better coverage and reduced premiums by 20 % • Reduced «outside parts manufacturing» cost by 50 % • Maintained the cost of all supplies at the 2004 levels • Instituted production reporting and operational data analyses for decision making • Reduced down time by 60 %, overall operation's cost by 4.5 %, and scrap generation by 3 % • Developed ISO 9001 quality manuals and handled external annual audits • Introduced safety procedures and training programs

Human Resource Manager — Duties & Responsibilities Direct human resource operations and support staff ensuring efficient and effective operations Manage benefit administration including employee leave, 401 (k)'s, and insurance Oversee payroll, departmental budget, accounts payable, and accounts receivable Recruit, interview, screen, and hire new employees with input from senior leadership Conduct staff orientation regarding acceptable attire, company brand, policies, and employment law Implement professional development program to enhance team skill sets and employee value Oversee employee recognition program to highlight notable achievements and boost team morale Review employee performance and recommend promotion or disciplinary action as appropriate Resolve disputes between staff members in a fair, professional, and timely manner Ensure company compliance will all applicable employment law and industry best practices Build and strengthen long term relationships with supervisors, peers, and community leaders Provide additional administrative support including data entry, phones, and customer service Utilize proficiencies in ACT, HRIS, Microsoft Office Suite, and other computer software Perform all duties in a positive, professional, and courteous manner

Multiplan, Inc. 10/2000 — 07/2003 Credential Verification Specialist • Recruited and enrolled new physicians into company network • Oversaw and managed staff ensuring effective and efficient operations • Reviewed and verified provider medical licenses, malpractice insurance, and claims • Provided high quality customer service maintaining strong relationships