Sentences with phrase «new owner of the policy»

That means the insured individual's name and contact information will be made available to the new owners of the policy, who will track the insured person's health status from time to time.

[3] The third party becomes the new owner of the policy, pays the monthly premiums, and receives the full benefit of the policy when the insured dies.

[2] The third party becomes the new owner of the policy, pays the premiums, and receives the full death benefit when the insured dies.

The third party becomes the new owner of the policy, pays the premiums, and receives the full death benefit when the insured dies.

I am now informed by the new owner of that policy, Protective Life, that the policy's face value will reduce to $ 100,000 when I turn 80 (October of this year).

Not exact matches

With so many options, it's easy for a new business owner to get caught up in the excitement of making sales and to forget the necessity of a well - thought - out credit policy.

Jewish department - store owners unquestionably influence newspaper policy in cities where they are numerous like New York but the influence is rather negative (against criticism of Jews) than positive (for particular Jews or particular Jewish programs).

Stack, who said he is a gun owner and a Second Amendment supporter, did not discuss the bottom - line impact of the company's new policies.

One of the big announcements made at Summit & Salute is our new partnership with Women Impacting Public Policy (WIPP), a leading public policy organization which advocates on behalf of women business oPolicy (WIPP), a leading public policy organization which advocates on behalf of women business opolicy organization which advocates on behalf of women business owners.

Adding to this new information is some research conducted by Womenable way back in 2007, Mapping the Missing Middle: Determining the Desire and Dimensions of Second - Stage Women Business Owners, which not only raised the point that not enough policy and programmatic attention was being paid to established women - owned firms that had not yet cracked the million - dollar revenue barrier, but sized this population at between 16 % (if defined to include firms with employees or between $ 100,000 and $ 1 million in revenues) and fully 91 % (if having employees and revenues over $ 100,000 was not a criterion) of the entire women - owned business population.

Whether that means gendarmes in Marseilles or policia in Barcelona will be packing Smith & Wesson pistols anytime soon is yet to be seen, but that producer and other iconic American brands like Sturm Ruger and the eventual owners of privately held Remington Outdoor are expected to benefit from a new policy.

With banks employing more conservative lending policies (fewer than 20 % of all business bank loan applications are approved, and that percentage is even lower for new businesses without an established financial history) business owners are relegated to finding working capital elsewhere.

This widening in the gap between fixed and variable housing rates is likely to have contributed to the pick - up in the proportion of borrowers choosing to take out fixed - rate housing loans: in November 2004, the latest available data, 11 per cent of new owner - occupier housing loan approvals were at fixed rates, up from 7 per cent three months earlier and the highest share since the beginning of 2004, which followed a period of monetary policy tightening (Graph 45).

A new study by ServiceMaster Restore reveals another surprising fact: fewer than 20 percent of owners review their property insurance policy prior to a weather emergency.

As consultant to the new Song Kitchen restaurant in Sydney, leading sommelier Sophie Otton has instigated a policy of having 50 per cent of the wines on the list supplied by female producers — which fits with the venue's owner, the YWCA, which donates all profits from the business to programs against domestic violence.

In May of this year, the Empire Center for New York State Policy wrote, «Property owners in Babylon pay the highest effective tax rate in Suffolk County»

Supporting commercial lines businesses Progress on fixed fees for costs of noise - induced hearing loss claims Support for fair compensation for mesothelioma sufferers Expansion of the Insurance Fraud Bureau's scope to commercial liability Campaigning for solutions fit for our future Our Flood Free Homes campaign Forward thinking policy for data and cyber Engaging Government to support the role of income protection Delivery of Flood Re, a world first solution for affordable flood cover Fighting fraud Partnering with Government on the Insurance Fraud Taskforce Renewing the Insurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting standards.

A large majority of Americans — including gun owners — continue to support stronger policies to prevent gun violence than are present in current federal and most state law, according to a new national public opinion survey conducted by researchers with the Johns Hopkins Center for Gun Policy and Research at the Bloomberg School of Public Health.

September 23, 2008 — Eastern Arizona's Apache - Sitgreaves National Forest, key Mexican gray wolf habitat, proposed a new policy requiring livestock owners to dispose of their own animals» carcasses when those animals died from causes unrelated to wolves.

Even with permanent life insurance, the problem with the approach of cancelling one policy and starting a new one with a different life insurance company may cause the owner of the policy to pay penalties and taxes that would otherwise have been avoided.

In addition, the owner of The Credit Repair Agents owns several other domain names that point to this site, and we will from time to time add new sites that may or may not be listed in this Privacy Policy.

For the term insurance premiums, we assumed that at renewal (at the end of the term) that the owner would cancel the existing insurance and be accepted for a new policy at the older ages.

In 2017, New York Life expects to pay participating policyholders a dividend payout of $ 1.77 billion, marking the 163rd consecutive year the company has paid policy owners a dividend.

Named after Section 1035 of the Internal Revenue Code, a 1035 exchange allows life insurance policy owners (and annuity contract owners) to exchange an old policy (or contract) for a new one from a different insurance company without tax consequences.

Prior to 2008, Western District of New York courts held that when a husband and a wife both file bankruptcy and one spouse has a life insurance policy with cash value and the other spouse as the beneficiary, the bankruptcy trustee, as trustee for both the owner and beneficiary of the policy, could claim in the cash value.

With this policy, the policy owner does have the option of converting the term life insurance policy over to a new permanent life insurance certificate — without having to prove evidence of his or her insurability — until the earlier of the certificate anniversary on which the insured is age 65, or 5 years prior to the end of the initial term period.

Options for new policies included: tightening loopholes that allow land owners to receive farm - class status and lower tax rates while producing only a small amount of food, or strengthening bylaws related to the size of houses on agricultural land.

At the end of the term, the annuitant (owner of the annuity) can purchase a new policy or withdraw their funds in their entirety without penalty.

Even when a property is resold quickly, or refinanced within a short period of time from the original purchase or most recent refinance, a new title search and title policy are needed because the owner could have taken actions that had an impact on his claim to the title, such as taking out a second mortgage or incurred a lien from unpaid taxes.

New York Life has an established history of paying out dividends to our policy owners — every single year since 1854.

New York Life offers several 401 (k) rollover options and has a long history of providing financial security to its policy owners.

Like us on Facebook and join the conversation with thousands of fellow New York Life policy owners.

Acknowledgement of the transfer - of - ownership and release of the escrowed funds — when the transfer of the policy's ownership is completed and recorded by the insurance company, the insurer sends confirmation to the client and the life settlement provider (the new policy owner).

Dave Serra, Senior Managing Director, said of the key hires, «We are excited to announce these new hires and promotions which will improve our focus and execution in both the secondary and direct markets to best serve the rigorous expectations of our policy owners.»

The selling policyowner receives an upfront cash payment in exchange for transferring ownership of the life insurance policy — typically more than any existing cash value but less than the policy's full death benefit — and the investor as the new owner then continues to make the ongoing / annual premium payments.

Indeed, this new policy seems poorly thought out as owners with more than one unlicensed dog has to part with them, which may ironically contribute to the rising figures of pet abandonment.

``... some pet owners will ask to buy only vaccinations, without the annual exam or office call» and suggest the vet discuss the new policy with the team, including «the importance of wellness exams as you discuss vaccination protocols.»

Shelters usually spare animals from life on the streets or from euthanasia by providing them temporary housing and trying to find them new owners, while ACE recommended charities tend to spare animals from life in industrial agriculture by reducing the size of the factory farming industry (preventing new farmed animals from coming into existence) and reducing the suffering of existing farmed animals by, for example, getting companies to adopt cage - free or other similar policies.

The brief filed by The HSUS and THLN demonstrates that the new law should be upheld because it's a reasonable policy to protect pets and their owners, and does not violate constitutional rights of dog breeders challenging the law.

Microsoft also clarified its used games sales policy for the new console, clearing the way for the original owner of a game to sell or give the game to a friend.

Dr. Lovejoy studied the effects in Brazil of a policy there to prevent property owners from cutting more than 50 % of a forest system they own, where they kept selling their land to new owners and the new owners cut 50 % and sold them again and again.

We are issuing a challenge to New York policy makers, developers, designers and building owners to contribute to the goal of 1 billion square feet of green roofs installed in North America by 2022 — that amounts to just over 3 million square feet installed each year!»

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The owner of a local fast - food restaurant has enacted a new policy that requires employees to say «Be Blessed» to all customers as they leave.

When the transaction is complete, the buyer — or life settlement provider — becomes the new owner of the life insurance policy, pays future premiums and collects the death benefit when the insured dies.

For example, a client is the person who has the rights of ownership for a NYLIFE Securities account or the owner of a New York Life Insurance policy.

Business Owner Program (BOP) Commercial Property Insurance NJ Policies: BOP commercial property insurance New Jersey policies are a popular kind of CMP policy, typically issued to small busPolicies: BOP commercial property insurance New Jersey policies are a popular kind of CMP policy, typically issued to small buspolicies are a popular kind of CMP policy, typically issued to small businesses.

Business Owner Program (BOP) Commercial Property Insurance NY Policies: BOP commercial property insurance New York policies are a popular kind of CMP policy, typically issued to small busPolicies: BOP commercial property insurance New York policies are a popular kind of CMP policy, typically issued to small buspolicies are a popular kind of CMP policy, typically issued to small businesses.

Avoid Modified Endowment Status: If the subsequent premiums paid into the new policy, other than the exchange proceeds, are within the new 7 - pay limit, then a 1035 Exchange of a life insurance policy allows the policy owner to place the original contract's entire value in the new policy without creating a modified endowment contract, or MEC.

The policy owner is given the option to apply for a new 30 - year level premium by submitting evidence of insurability.