Sentences with phrase «new policy based»

Bottom Line: Don't simply buy a new policy based on its starting price.

As a rider you can attach to a life insurance policy, the Guaranteed Insurability option allows you to increase the coverage amount on specific dates or to choose an entirely new policy based on your original life insurance health rate class.You will be limited on how much you can get, but typically the maximum amount will be twice your original death benefit, up to $ 125,000.

You are then left with the choice of either letting the policy expire, or purchasing a new policy based on your current age and health status.

This means if he wants to continue to have life insurance coverage, he'll need to buy a new policy based on his current age and health status.

Moreover, these policies are not typically portable, so if you leave your company or get laid off you'll be left without coverage and will need to apply for a new policy based on your current age and health status.

Following a consultation process that began in 2011, the OHRC's new policy based on creed was approved on Sept. 17, 2015.

[16:00] Pain + reflection = progress [16:30] Creating a meritocracy to draw the best out of everybody [18:30] How to raise your probability of being right [18:50] Why we are conditioned to need to be right [19:30] The neuroscience factor [19:50] The habitual and environmental factor [20:20] How to get to the other side [21:20] Great collective decision - making [21:50] The 5 things you need to be successful [21:55] Create audacious goals [22:15] Why you need problems [22:25] Diagnose the problems to determine the root causes [22:50] Determine the design for what you will do about the root causes [23:00] Decide to work with people who are strong where you are weak [23:15] Push through to results [23:20] The loop of success [24:15] Ray's new instinctual approach to failure [24:40] Tony's ritual after every event [25:30] The review that changed Ray's outlook on leadership [27:30] Creating new policies based on fairness and truth [28:00] What people are missing about Ray's culture [29:30] Creating meaningful work and meaningful relationships [30:15] The importance of radical honesty [30:50] Thoughtful disagreement [32:10] Why it was the relationships that changed Ray's life [33:10] Ray's biggest weakness and how he overcame it [34:30] The jungle metaphor [36:00] The dot collector — deciding what to listen to [40:15] The wanting of meritocratic decision - making [41:40] How to see bubbles and busts [42:40] Productivity [43:00] Where we are in the cycle [43:40] What the Fed will do [44:05] We are late in the long - term debt cycle [44:30] Long - term debt is going to be squeezing us [45:00] We have 2 economies [45:30] This year is very similar to 1937 [46:10] The top tenth of the top 1 % of wealth = bottom 90 % combined [46:25] How this creates populism [47:00] The economy for the bottom 60 % isn't growing [48:20] If you look at averages, the country is in a bind [49:10] What are the overarching principles that bind us together?

Each home insurance provider in California reports annual premiums for new policies based on where you live.

Each home insurance provider in California reports annual premiums for new policies based on where you live.

Not exact matches

As Aaron Wright, chair of the alliance's Legal Industry Working Group, told Coin Telegraph, «Lawyers are poised to serve as the catalysts for blockchain technology, and the Legal Working Group will serve as a neutral space to explore blockchain - based legal technology, develop standards for «smart» legal agreements, support emerging enterprise use cases, and tackle important policy issues raised by this new, impactful technology.»

«That's a rounding error in Texas» budget,» said economist Frederick Floss, executive director of the Fiscal Policy Institute, a New York - based think tank that has researched the issue of immigration and state economics.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Dig Deeper: How to Write a Social Media Policy How to Avoid a Social Media Lawsuit: Most Common Laws Broken by Businesses in Social Media «It's very difficult to navigate legalities in social media,» says Michael Germano, founder of Carrot Creative, a Brooklyn - based new media advertising agency.

«He has been terminated for conduct inconsistent with our values and in violation of our policies,» Michele Davis, a spokeswoman for New York - based Morgan Stanley, said Thursday in a statement.

Protectionist policies menace Feel Good Foods, a $ 3 million maker of snacks and appetizers, based in Brooklyn, New York.

In San Francisco, a different sales rep, who started in June 2014, sold a health insurance policy to a New York — based startup called Goodsie during her first months on the job.

According to the Gatestone Institute, a New York - based international policy think - tank, Iran is «partnering with Venezuela's drug traders and creating a foothold» in the Latin American country.

February 1, 2011 CATA, i - CANADA Call for New Broadband Policy Model to Deal With Usage - Based Billing, Service Provision

We were told that evidence - based policy is the new order of business when it comes to crime and punishment.

A rise in crude oil prices and a rebound in base metal prices, both partly related to the announcement of new policy stimulus measures in several countries, account for much of the recent movement.

Rocketrip, based in New York City, provides employers with insights and analytics on company spending, savings and employee travel behavior, giving them the ability to optimize their travel policy and rewards program.

A useful piece on the «new» Danish Economy and why it works by Jonathan Cohn, a senior editor at the (American) New Republic and a senior fellow at Demos, a US - based national, non-partisan public policy, research and advocacy organizatinew» Danish Economy and why it works by Jonathan Cohn, a senior editor at the (American) New Republic and a senior fellow at Demos, a US - based national, non-partisan public policy, research and advocacy organizatiNew Republic and a senior fellow at Demos, a US - based national, non-partisan public policy, research and advocacy organization.

In the base metals complex, only nickel and tin traded higher for the quarter.4 A slow start to Chinese restocking coming out of the Chinese New Year holiday weighed on prices for copper and aluminum, both of which saw their worst quarterly results in years, while zinc and lead prices also declined.4 The London Metal Exchange (LME) Index, which tracks the three - month futures prices of all six metals, fell 6.3 %.4 LME copper -LRB--7.4 %, to US$ 6,714 per mt) and other industrial metals erased some of their 2017 gains, falling alongside a sharply decelerating expansion in China's manufacturing activity — sparking demand concerns and greater caution among hedge funds and other speculators who cut their net long positions in the metal.4 Outside the LME, US steel was buoyed by trade policy changes.

The LUF called for the development of a set of new policy tools for land and resource stewardship, including market - based instruments.

The policy experiment is to change the combined CIT rate, see what effect it has on the tax base, apply the (new) federal rate and the (old) provincial rates and compare the result to the base case.

U.S. Defense Secretary Jim Mattis has given the White House new policy guidance on transferring individuals to the U.S. Navy base at Guantánamo Bay, Cuba.

One forum for this type of discussion is the April 2013 Pacific Energy Summit, co-sponsored by the Asia Pacific Foundation of Canada (APF Canada) and the U.S. - based National Bureau of Asian Research, that will bring together private sector, government and policy leaders from a number of Asian countries, as well as the United States and Canada, to discuss how to forge trans - Pacific co-operation for this new energy era.

After increasing their policy rates by 125 basis points and 150 basis points respectively in the current cycle, market participants expect that the tightening cycles in both the UK and New Zealand are close to an end, although in both cases, recent inflation data have caused some participants to revise that assessment.

In contrast, the Bank of England increased its repo rate by 25 basis points in February to 4 per cent, following a similar move in November, while the Reserve Bank of New Zealand has increased its policy rate by 50 basis points so far this year (in two steps) to 5.5 per cent.

This finding has important implications not just for the home bias literature, but also more broadly for the growing research and policy interest on Internet - based crowd funding, especially as a new channel for entrepreneurial financing.

Specific policies include the 30 - 50 Plan to Fight Poverty, which is committed to reducing the number of people living below the poverty line by 30 percent and the number of children by 50 percent; an Affordable Housing Plan; pursing the long - term goal of a national high - quality, universal, community - based, early education and child care system; increasing the Guaranteed Income Supplement by $ 600 per year for low - income seniors; and creating a new relationship with Canada's First Nation, Inuit and Métis peoples, including re-instating the Kelowna Accord.

Technology errors and omissions insurance is a relatively new type of policy that is uniquely applicable to technology and software - based companies.

Based on individual FOMC participants» policy stance, Chair Yellen is likely among these new one hike dots.

Other central banks to ease included the Bank of Canada which cut its policy rate by 25 basis points in July to 3.0 per cent, and the Reserve Bank of New Zealand, which cut a further 25 basis points to 5.00 per cent in July, after similar - sized cuts in April and June.

«On June 6, Minister Freeland outlined a new foreign policy for Canada, and underscored our commitment to a rules - based international order, progressive trade policies, gender equality, and fighting climate change.»

Novell Announces New Policy - Based Net Services Software to Automate Management of Network Equipment, Control Quality - of - Service

In a news release, The T says the new policy will «exclude any ads with religious, non-theistic, or faith - based content and all political ads.»

Austin Ruse is president of the New York and Washington DC «based C - FAM (Catholic Family and Human Rights Institute), a research institute on international social policy.

The major themes in Niebuhr's thinking found powerful resonance in the speech, in which an American president in a new century reasserted, as the doctrinal basis of his foreign policy, the cherished political theology of America's two major parties for most of the past century....

It would be pleasant to think that the new approach on boys» books - reflecting a genuine panic over the fact that boys lag behind girls in reading, and have been doing so at an increasing rate for these three decades - shows a fresh determination to base future educational policies on truth.

We usually focus on the content of faiths and policies in disputing groups; for example, the Catholic bishops» pastoral letters, the sermonic messages of Martin Luther King, Jr., and black churches, Mormon doctrines about equality or inequality, New Christian Right teachings based on revealed truths, or Jews» concepts of the land of Israel.

This new arrangement for world mission with the policy of mutuality needs a new biblical basis.

According to a new report from Fox News based on an unnamed White House source, President Obama will unveil his «10 - part plan for overhauling U.S. immigration policy via executive action,» possibly by next week.

is to disarm the national power based on communications technology and to shape the new regional and world institutions which should use the power of that technology to implement policies compatible with the care of the earth and humanity.

Another excellent study is Ferre, Frederick, Shaping the Future: Resources for the Post-Modern World (New York: Harper and Row, Publishers, 1976), especially with its public policy proposals in the realms of religion, politics, economics, and education based on the relational vision.

Perusing the index of Origins, the weekly publication of representative documents and speeches compiled by Catholic News Service, our imaginary historian will note, for example, the following initiatives undertaken at the national, diocesan and parish levels in 1994 - 95: providing alternatives to abortion; staffing adoption agencies; conducting adult education courses; addressing African American Catholics» pastoral needs; funding programs to prevent alcohol abuse; implementing a new policy on altar servers and guidelines for the Anointing of the Sick; lobbying for arms control; eliminating asbestos in public housing; supporting the activities of the Association of Catholic Colleges and Universities (227 strong); challenging atheism in American society; establishing base communities (also known as small faith communities); providing aid to war victims in Bosnia; conducting Catholic research in bioethics; publicizing the new Catechism of the Catholic Church; battling child abuse; strengthening the relationship between church and labor unions; and deepening the structures and expressions of collegiality in the local and diocesan church.

The Humane Society of the United States applauds Atlanta - based Arby's for its new policy to eliminate controversial gestation crates from its pork supply chain.

Stable rice prices means rice that can withstand production challenges, well informed rice - based policies, effective and inclusive value chain, minimal losses, and effective education of new generations of rice scientists.

Instead, the authors of the study argue for policies that account for the realistic needs of individual families and setting more immediate short term nursing goals instead of pushing rule - based policies that new mothers might fail to reach.

Based on the bill analysis, the Texas legislators behind HB1781 seemed to care only about bucking state nutrition policy, but they have also put the state in direct conflict with the new federal competitive food rules.