Pointing to a $ 7.9 billion net loss in 2001 and marginally better figures for 2002, insurers have acted in predictable ways — sharply limiting new policies, increasing premiums, failing to renew policies, tightening underwriting criteria, and instituting
new policy exclusions.
Not exact matches
That outcome was stunning given the speaker's long identification with the LGBT community — as the 1991 campaign manager and later chief of staff to Tom Duane, the Council's first out gay member; as head of the
New York City Gay and Lesbian Anti-Violence Project; as a demonstrator arrested year after year in protests against the
exclusion of openly gay participants in Manhattan's St. Patrick's Day Parade; and as a Council member who pursued a range of initiatives in support of the community, including a school anti-bullying law, a requirement that the city only do businesses with contractors with anti-discrimination
policies in place, and funding for LGBT homeless youth services, senior services, and the capital needs of the LGBT Community Center.
«The research in Diversity Challenged shows that affirmative action
policies have major benefits not only in overcoming the history of
exclusion of minorities, but also in creating a richer educational experience for all students and injecting
new ideas and understandings into discussions, debates and research on campus,» said Gary Orfield, co-director of The Civil Rights Project at Harvard University.
Charter application guidelines for groups applying to open a
new school state that the DC Public Charter School Board is «unlikely to approve applications for schools with discipline
policies that rely solely on
exclusion to manage student behavior and / or that are likely to result in high rates of suspensions and expulsions.»
When announced, it created quite a stir but their
exclusion of books from the
new policy kind of got muddled in the message.
Also, you should be aware that there may be conditions and
exclusions in your
new policy.
I whittled down the companies pretty quickly by excluding those that either had significant
exclusions on hereditary conditions or my dog was too old to qualify for a
new policy.
So before you go shopping for a
new wardrobe, check your
policy carefully on the limits, conditions and
exclusions which may apply before you buy.
The
New York Times recently shed light on yet another important aspect of gas drilling leases, that U.S. Department of Agriculture rural housing loans are being routinely granted on properties with oil and gas leases using a so - called «categorical
exclusion» from the National Environmental
Policy Act (NEPA), although such
exclusions are only supposed to apply to properties without environmental risks.
-- Pharmaceutical Company v. Insurers: Confidential arbitration proceedings relating to liability insurance and its application to US pharmaceutical risks (
policy governed by
New York Law) giving rise to issues as to the scope of cover /
exclusion clauses.
Terms and conditions for
New Family Income Builder and HDFC Assured Pension includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for LIC
New Endowment Plan and IndiaFirst Group Credit Life Plan includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
LIC
New Jeevan Anand
exclusions are the add - on benefits or some conditions that are excluded in the base
policy.
Terms and conditions for LIC
New Group Leave Encashment and Online Term includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for LIC
New Jeevan Nidhi and Smart Humsafar includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for LIC
New Group Leave Encashment and ICICI Pru Group Gratuity includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for LIC
New Jeevan Nidhi and Exide Life Guaranteed Income includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for Smart Pension Plan and
New Family Income Builder includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for Click2Protect and LIC
New Endowment Plan includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for Aegon Life Regular Money Back and LIC
New Money Back 20 Years includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for LIC
New Money Back 25 Years and IndiaFirst Cash Back Plan includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for LIC
New Jeevan Mangal and Bharti AXA eProtect Plus includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for LIC
New Jeevan Mangal and LIC Jeevan Labh includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for Bajaj Allianz Group Annuity Plan and LIC
New Group Leave Encashment includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for IndiaFirst Group Term Plan and LIC
New Bima Bachat includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for iRaksha TROP and LIC
New Group Leave Encashment includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for LIC
New Jeevan Mangal and ICICI Pru iProtect Smart includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for LIC
New Jeevan Anand and Basic Life Cover includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for Future Generali Care Plus and Exide Life
New Fulfilling Life includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for Exide Life
New Creating Regular and Edelweiss Tokio Guaranteed Income includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for LIC
New Endowment Plus and IndiaFirst Cash Back Plan includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for Future Generali Wealth Protect and LIC
New Jeevan Nidhi includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Also, you should be aware that there may be conditions and
exclusions in your
new policy.
If you have already purchased your travel insurance
policy, then any
new medical condition that arises after that date is not considered a pre-existing medical condition, subject to the terms, conditions,
exclusions and limitations listed in the PDS.
If you have already purchased your travel insurance
policy, then any
new medical condition that arises after that date is not considered a pre-existing medical condition and you would not need to pay an additional premium, subject to the terms, conditions,
exclusions and limitations listed in the PDS.
Please note: once you reapply for a
new policy, the Pre-Existing Condition
exclusion, deductible and co-insurance start over.
Following an order by the Delhi High Court on March 19, 2018, the Insurance Regulatory and Development Authority of India (Irdai) sent directives to all General and Health insurers to not include «Genetic Disorders» as one of the
exclusions in
new health insurance
policies.
For example if under a previous
policy, the pre-existing condition was excluded from coverage for two years and under a
new plan with a different insurer the
exclusion period for the same condition is three years, the
new health insurance
policy can only exclude the condition from coverage for one extra year.
Many home insurance
policies cover personal property and, while there's an
exclusion for aircraft, «model or hobby aircraft not designed to fly people or cargo» are included in the
policy, according to a typical homeowners
policy from
New Jersey Manufacturers Insurance Co..
This will be recorded in the
exclusions section of your
New Mexico auto insurance
policy, along with any other circumstances that exempt the insurer from responsibility.
Terms and conditions for Exide Life Immediate Annuity and LIC
New Jeevan Nidhi includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for Aegon Life iReturn and LIC
New Jeevan Nidhi includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Also, if under the previous
policy, the pre-existing condition was excluded from coverage for two years, and the
exclusion period for the same condition under the
new insurer is three years, then the policyholder will have to undergo one year waiting period.
Terms and conditions for Saral Swadhan Plus and LIC
New Money Back 20 Years includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for LIC
New Children Money Back and Smart Shield includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for Family Income Protector Plus and
New Group Term Assurance Plan 1 includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for Flexi Online Term and LIC
New Jeevan Mangal includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for LIC
New Jeevan Anand and Bajaj Allianz Save Assure includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for Exide Life
New Creating Regular and Click2Retire includes the grace period, free look period,
exclusions, riders etc. for both the
policies.
Terms and conditions for LIC
New Children Money Back and Aviva i Life includes the grace period, free look period,
exclusions, riders etc. for both the
policies.