If they are unable to qualify for
the new policy in the future the life insurance company may allow them to convert to a permanent policy.
This is one way to save money on
your new policy in the future.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected
in such forward - looking statements and that should be considered
in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of
new and maturing programs; 2) our ability to perform our obligations under our
new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on
new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases
in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest
in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions
in the industries and markets
in which we operate
in the U.S. and globally and any changes therein, including fluctuations
in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain
in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate,
future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of
future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both
in the U.S. and abroad; 20) the effect of changes
in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction
in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or
future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco
in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations
in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government
policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
«OPEC's current strategy hinges heavily on the prospects of
future demand growth,» Bassam Fattouh and Andreas Economou at the Oxford Institute for Energy Studies wrote
in a
new paper on OPEC's
policy and choices.
Michael Smith and Rahul Telang — two professors at Carnegie Mellon University's Heinz College of Public
Policy and Management — explore these questions
in their
new book, Streaming, Sharing, Stealing: Big Data and the
Future of Entertainment, published by MIT Press last month.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions
in the industries and markets
in which United Technologies and Rockwell Collins operate
in the U.S. and globally and any changes therein, including financial market conditions, fluctuations
in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand
in construction and
in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges
in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and
new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4)
future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies
in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including
in connection with the pending Rockwell Collins acquisition; (5)
future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of
future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including
in connection with the proposed acquisition of Rockwell; (7) delays and disruption
in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9)
new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and
future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes
in political conditions
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate, including the effect of changes
in U.S. trade
policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade
policies and currency exchange rates
in the near term and beyond; (16) the effect of changes
in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result
in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including
in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted
in their operation of their businesses while the merger agreement is
in effect; (21) risks relating to the value of the United Technologies» shares to be issued
in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
New research published this summer by economists Christian Dustmann and Uta Schönberg
in the American Economic Journal found that
policies that increased maternity leave did little to increase children's
future educational achievement.
A
new incentive
policy backed by Federal and State governments, combined with tangible initiatives such as the Jervoise Bay industrial complex, holds out the promise of more progress
in future.
«No
new policies, just vague promises about
policies that may or may not be implemented
in the
future.»
In the base metals complex, only nickel and tin traded higher for the quarter.4 A slow start to Chinese restocking coming out of the Chinese New Year holiday weighed on prices for copper and aluminum, both of which saw their worst quarterly results in years, while zinc and lead prices also declined.4 The London Metal Exchange (LME) Index, which tracks the three - month futures prices of all six metals, fell 6.3 %.4 LME copper -LRB--7.4 %, to US$ 6,714 per mt) and other industrial metals erased some of their 2017 gains, falling alongside a sharply decelerating expansion in China's manufacturing activity — sparking demand concerns and greater caution among hedge funds and other speculators who cut their net long positions in the metal.4 Outside the LME, US steel was buoyed by trade policy change
In the base metals complex, only nickel and tin traded higher for the quarter.4 A slow start to Chinese restocking coming out of the Chinese
New Year holiday weighed on prices for copper and aluminum, both of which saw their worst quarterly results
in years, while zinc and lead prices also declined.4 The London Metal Exchange (LME) Index, which tracks the three - month futures prices of all six metals, fell 6.3 %.4 LME copper -LRB--7.4 %, to US$ 6,714 per mt) and other industrial metals erased some of their 2017 gains, falling alongside a sharply decelerating expansion in China's manufacturing activity — sparking demand concerns and greater caution among hedge funds and other speculators who cut their net long positions in the metal.4 Outside the LME, US steel was buoyed by trade policy change
in years, while zinc and lead prices also declined.4 The London Metal Exchange (LME) Index, which tracks the three - month
futures prices of all six metals, fell 6.3 %.4 LME copper -LRB--7.4 %, to US$ 6,714 per mt) and other industrial metals erased some of their 2017 gains, falling alongside a sharply decelerating expansion
in China's manufacturing activity — sparking demand concerns and greater caution among hedge funds and other speculators who cut their net long positions in the metal.4 Outside the LME, US steel was buoyed by trade policy change
in China's manufacturing activity — sparking demand concerns and greater caution among hedge funds and other speculators who cut their net long positions
in the metal.4 Outside the LME, US steel was buoyed by trade policy change
in the metal.4 Outside the LME, US steel was buoyed by trade
policy changes.
Unless you ask us not to, we may contact you via email
in the
future to tell you about specials,
new products or services, or changes to this privacy
policy.
Apart from a sprinkling of
new initiatives, under the guise of investing
in the
future, the Fall Update largely attempted to demonstrate that the government's
policy actions are working.
«This helps illustrate the resilience of the American economy and the way
in which
new business creation constantly creates a
new economic
future, even as the surrounding economy appears stuck,» said Dane Stangler, director of Research and
Policy at the Kauffman Foundation.
It would be pleasant to think that the
new approach on boys» books - reflecting a genuine panic over the fact that boys lag behind girls
in reading, and have been doing so at an increasing rate for these three decades - shows a fresh determination to base
future educational
policies on truth.
Though standing behind the present shifts of mood
in the country, it is of much deeper rootage than the
new regime or the debates over this or that
policy, and it is of much greater consequence for the longer
future.
Another excellent study is Ferre, Frederick, Shaping the
Future: Resources for the Post-Modern World (
New York: Harper and Row, Publishers, 1976), especially with its public
policy proposals
in the realms of religion, politics, economics, and education based on the relational vision.
Research shows that a majority of global consumers, and especially Millennials, support companies that are committed to minimizing environmental impacts and that prioritize sustainable approaches to operations.2 To share more about its water initiatives, Fetzer Vineyards developed a
new page on its website containing facts about agricultural water use and details about the company's water
policy support. Visit fetzer.com/water for more on Fetzer Vineyards» water initiatives, including its adoption of BioFiltro's BIDA ® treatment system and its support for water conservation research and advocacy through collaborations with groups like the Beverage Industry Environmental Roundtable (BIER) and Ceres» Connect the Drops, both of which were commended for their water
policy efforts at the White House Water Summit on Building a Sustainable Water
Future in the United States on March 22, 2016.
but a t some point he lost it, and is not because of his stinginess to buy players, our core is good and has been for sometime now, his biggest problem was adaptation, change to the
new EPL, his philosophy dating back 20 years does not work anymore and he knows it, because of this his biggest flaw all others came out to light, lack of rotation of his players favoring some over others, stubbornness that applies to his transfer
policy buying for the
future just as he had 20 more years ahead, players playing out of their natural positions, ARSENAL FLOPS who knows under other Managers they could have been great, for some reason they were signed
in the first place, they must had some talent, best example is Campbell....
If our information practices change
in the
future, we will post the
policy changes to our website to notify users of these changes and provide you with the ability to opt out of these
new uses.
Summarising the considerations, Lambert Dopping - Hepenstal from the Institution of Engineering and Technology's Transport
Policy Panel, said: «The decision around additional airport capacity for London and the South East needs to take into account how
new technologies will change the way we travel and transfer goods by air
in the
future, and not just look at the here and now.
New York is short $ 4.4 billion, and there's uncertainty over federal
policies, including the overhaul of the tax code, that could leave the state with even a bigger budget hole
in the
future.
Building on a successful
Policy Network fringe event, at which Liam Byrne, Peter Kellner and Fiona MacTaggart joined the authors
in discussing the research, The Independent and The Economist carried pieces on Southern Discomfort, with columnist Mary Ann Sieghart reflecting on the implications of this «fascinating
new research» for Labour's
future.
The Commission has launched a public consultation on its
future enforcement
policy, which sets out how we propose to use these
new powers to regulate political finance
in a fair, open and consistent way.
For a more comprehensive look at the state's revenue and budget challenges, see the Fiscal
Policy Institute's 2018 - 2019 budget briefing book, which includes a discussion of many other progressive pro-revenue tax proposals which would generate billions of dollars that
New York needs to remain competitive
in the
future.
A successful budget means enacting these
policies that will rebuild trust
in state government and transform our public schools
in a way that will impact
future generations of
New York's children.
He lamented that Albany did not embrace his call for a tax increase on wealthy
New Yorkers to pay for mass transit repairs and encouraged lawmakers to reconsider that
policy in the
future.
Administration officials said that those who had already booked trips before the
new policy takes effect would be able to go ahead with their plans, but
future travel would be policed more rigorously to ensure it fitted one of twelve authorised categoriesas part of the Obama rules laid down
in 2015.
Fiscal
policy usually has expiration dates attached, requiring a
new bill to be written and passed to supersede it
in the
future.
The various draft documents on education (spoken of by Ed Miliband and Tristram Hunt as if they were Party
policy, ahead of the forthcoming National Policy Forum meeting) that in future new schools would be created by a similar tendering pr
policy, ahead of the forthcoming National
Policy Forum meeting) that in future new schools would be created by a similar tendering pr
Policy Forum meeting) that
in future new schools would be created by a similar tendering process.
The poverty and violence they are escaping is a glimpse at our
future if we continue to follow the economic
policies promoted by Cuomo and Astorino,» Hawkins noted
in urging
New York to provide sanctuary to these victims.
With a chastened Home Office now likely to take a more liberal approach to immigration, it is inconceivable that the
new secretary of state could follow through with original leaked plans for an even more draconian border
policy in future.
Even as
policies like Mandatory Inclusionary Housing, which requires set percentages of rent - controlled units
in new developments, move toward enactment
in an administration - run rezoning process, some East Harlem stakeholders are making proactive attempts at steering their community's
future.
For more on what these developments mean for the
future of marijuana
policy in New York State and across the country, WAMC's Patrick Donges spoke with Karen O'Keefe, director of state policies at the Marijuana Policy Pr
policy in New York State and across the country, WAMC's Patrick Donges spoke with Karen O'Keefe, director of state
policies at the Marijuana
Policy Pr
Policy Project.
Keir Starmer will use a speech
in London to unveil the
new single, unified
policy, which will outline how police officers and prosecutors will deal with
future allegations of child sex abuse.
As the state and federal governments continue to pursue
policies that threaten the city's fiscal
future, Mayor Bill de Blasio again said he is investing
in making
New York City the «fairest big city
in America» as he proposed spending $ 88.67 billion for the next city fiscal year, which begins July 1.
At 8 a.m. Tuesday, the Center for an Urban
Future will hold a «policy symposium on the future of middle income jobs in New York City.&
Future will hold a «
policy symposium on the
future of middle income jobs in New York City.&
future of middle income jobs
in New York City.»
«The combination of talent, technological innovation and supportive
policies in New York has created a vibrant clean energy industry that is leading the nation
in meeting the energy challenges of our
future.»
Walker, who was
in New York City on Tuesday and Wednesday to raise money, said he will prevail because voters will choose his vision for the
future over what he called the failed
policies of Democrats
in the past.
«As I stated
in my «Initiatives for a Smart Economy» address, the protection and restoration of the health and integrity of Western
New York's fresh water systems is not only sound environmental
policy but also represents a smart investment
in our economic
future,» said Erie County Executive Mark C. Poloncarz.
«I look forward to working with management and employees to demonstrate our commitment to being a leading corporate citizen, to implementing stronger environmental
policies, and to providing reliable and affordable power,» Donald Evans,
new chairman of Energy
Future, said
in a statement last week.
«Thus research and agricultural
policy should support and invest
in advanced breeding and modelling approaches and their integration for accelerating delivery of
new diverse varieties of wheat for the different
future environments,» argues Reimund Rötter.
Concerns about global warming and oil's imminent demise have caused scientists and
policy - makers to look for solutions
in both the
future and the past: to
new technologies such as nuclear fusion, multijunction photovoltaics, and fuel cells — and to traditional energy sources such as water power, wind power, and (sustainable) biomass cultivation (coupled with clean and energy - efficient combustion).
A
new model developed at Princeton University predicts that, if the poor continue to be affected
in this way — and current climate
policies remain the same — the world's
future poor will be even worse off than impoverished people today.
The main benefit of the study, based on
new analyses of the carbon content of the country's coal, is that «it provides a baseline for
future emission
policies,» says Dabo Guan, a co-author of the paper and a climate change economist at Tsinghua University
in Beijing and the University of East Anglia,
in Norwich, U.K.
And
in books like Winning the
Future (Regnery Publishing, 2005), he has used his great talent for communication to convey not only passion but also
new and interesting directions
in policy.
►
In a policy forum in this week's STM, four physician scientists expressed concern that a recent «shift toward new models of medical education in which research plays a minimal role... threatens the quality of education received by our future biomedical workforce as well as the pipeline of physician - scientists — important consequences that have received little attention.&raqu
In a
policy forum
in this week's STM, four physician scientists expressed concern that a recent «shift toward new models of medical education in which research plays a minimal role... threatens the quality of education received by our future biomedical workforce as well as the pipeline of physician - scientists — important consequences that have received little attention.&raqu
in this week's STM, four physician scientists expressed concern that a recent «shift toward
new models of medical education
in which research plays a minimal role... threatens the quality of education received by our future biomedical workforce as well as the pipeline of physician - scientists — important consequences that have received little attention.&raqu
in which research plays a minimal role... threatens the quality of education received by our
future biomedical workforce as well as the pipeline of physician - scientists — important consequences that have received little attention.»
Yet, how much to invest
in policies — like setting an appropriate carbon tax — to protect
future generations from environmental destruction depends on how society chooses to value human population, according to a
new study published Oct. 30
in the Proceedings of the National Academy of Sciences (PNAS).
Participating organizations are based
in either Washington, DC, San Francisco, CA, Ottawa or Toronto, Canada and include: American Library Association, Canadian Internet
Policy and Public Interest Clinic, Center for Democracy and Technology, Citizen Lab, Competitive Enterprise Institute, Creative Commons, Electronic Frontier Foundation,
Future of Music Coalition, Internet Education Foundation, Joint Center for Political and Economic Studies, Media Access Project, National Hispanic Media Coalition,
New America Foundation, Progress and Freedom Foundation, Public Knowledge, TechFreedom, and Technology
Policy Institute.
(LA JOLLA, CA)-- October 29, 2015 — The J. Craig Venter Institute (JCVI)
policy group today released a
new report titled, «DNA Synthesis and Biosecurity: Lessons Learned and Options for the
Future,» which reviews how well the Department of Health and Human Services guidance for synthetic biology providers has worked since it was issued
in 2010.
A
new paper by Professor Tom Kane talks of the outpouring of
new research
in education and its implications for
future policy.