Sentences with phrase «new regular credit card»

People with no financial strength: If your debt - income ratio is already high and you are unable to increase your income, you will definitely find it difficult to get a new regular credit card.

Not exact matches

If you have decided to apply for a new credit card, auto loan or mortgage — and if you are a regular reader of our blogs and you have been working to improve your credit profile — you could not be blamed for feeling confident.

Credit Scores Aren't The Only Factor that Lenders Consider If you have decided to apply for a new credit card, auto loan or mortgage — and if you are a regular reader of our blogs and you have been workCredit Scores Aren't The Only Factor that Lenders Consider If you have decided to apply for a new credit card, auto loan or mortgage — and if you are a regular reader of our blogs and you have been workcredit card, auto loan or mortgage — and if you are a regular reader of our blogs and you have been working...

Just like with a regular credit card, secured cards let you carry a balance (and be charged interest), make minimum monthly payments, and add new charges to your account.

And you never run the risk of regular payments bouncing because you forgot to update credit card information when you received the new one.

Resist the offers to open up a new retail credit account: Sure, it's great to get the instant 10 percent to 15 percent discount, but interest rates on retail credit cards is often as much as 15 percent higher than regular credit cards.

During this period you won't be charged any interest rate on your new credit card balance, whether the balance comes from a balance transfer or from regular purchases.

I also always took advantage of those 1.99 % (or so) cheques your credit card company may offer you from time to time (ensuring, of course, that I charged no purchases to it during the loan, and skipping those new - card offers that charge a loan fee for their «generous» promotion), and prepaid / doubled up the regular payments as much as I could.

With the new score, consumers who receive a credit card and handle their payments well — avoiding falling behind on payments and maintaining low balances — for at least six months will then receive regular FICO scores, which will make it easier for them to get approved for other loans, including car loans and mortgages.

Should you need to make a new purchase with the card, the interest on your spending could be at the credit card's regular interest rate.

But especially for people new to the game, go with what you spend on regular monthly credit cards only.

Some balance transfer credit cards» rules specify that only transferred balances qualify for the 0 percent rate, while new purchases collect interest at the regular, higher APR, says Manisha Thakor, director of wealth strategies for women at the BAM Alliance financial advisers.

Though the Navy Federal Credit Union Platinum credit card lacks a 0 percent introductory period for new purchases, the regular APR is so low that cardholders will still save a substantial amount of money on intCredit Union Platinum credit card lacks a 0 percent introductory period for new purchases, the regular APR is so low that cardholders will still save a substantial amount of money on intcredit card lacks a 0 percent introductory period for new purchases, the regular APR is so low that cardholders will still save a substantial amount of money on interest.

With a low regular APR and a long 0 percent introductory period on balance transfers and new purchases, the BankAmericard credit card can save you a considerable amount on interest.