Sentences with phrase «no medical exam»

The company's wealth doesn't all come from medical exams and lab tests, though.

Her brother, who lived close by, came to New Haven and accompanied her to Yale New Haven Hospital, where she had a sexual - assault forensic medical exam — often referred to as a «rape kit» — and filed a formal complaint with the university.

Virgin Galactic, a space tourism company, promises that anyone who can afford the US$ 200,000 fare and pass pre-flight medical exams and a two - day bird course will soon be able to look down on Earth's majesty from 360,000 feet.

Case in point: This week, Texas state lawmakers voted to prohibit doctors from vaccinating foster children when performing initial medical exams.

Simplified issue life insurance doesn't require a medical exam and accepts a wider range of health problems than fully underwritten coverage.

Unlike most life insurance policies, there are no health questions when applying for guaranteed acceptance insurance and you don't have to take a medical exam.

Plus, there are no medical exams or underwriting requirements in order to buy paid - up additions, meaning you can increase your coverage even if your health has gotten worse.

You can choose a fully underwritten policy, which requires a medical exam but costs the least.

No medical exam life insurance policies usually have no waiting period, but the company will investigate the circumstances of your death if it occurs during the first two years of coverage.

No medical exam life insurance, also called simplified issue, offers you the ability to get coverage without a physical or blood and urine tests.

No medical exam life insurance is more expensive than fully underwritten coverage and typically provides fewer options, such as the ability to increase your death benefit or convert a term policy to permanent coverage.

When applying for no medical exam insurance, you'll be asked several questions about your health and medical history and your responses will be used to determine whether you qualify for coverage.

No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $ 50,000 (while term coverage is usually limited to $ 500,000).

No medical exam policies often provide same day coverage, or may take up to five business days, while traditional policies can take several weeks for approval.

If an insurer offers no medical exam coverage with higher death benefits than these, it typically means that the medical exam is conditional upon your responses to health questions.

Another product you'll want to look out for when shopping for no medical exam term life insurance is accidental death insurance.

In addition, term policies are typically the cheapest form of no medical exam insurance.

Some insurers offers a product called no medical exam term insurance where quotes based upon your age group (typically a 5 - year period, such as ages 50 - 54).

Guaranteed acceptance life insurance is similar to no medical exam coverage in that you aren't required to take a physical or submit to blood and urine tests in order to apply.

If you're moderately healthy, no medical exam life insurance quotes will consistently be more expensive than fully underwritten quotes for the same amount of coverage.

Some reasons you may be rejected from traditional coverage and want to consider a no medical exam policy are:

In these cases, we recommend getting no medical exam coverage then applying for a fully underwritten term policy.

If you're unable to qualify for fully underwritten life insurance but need over $ 50,000 in coverage, no medical exam term life insurance is your best option.

Though each insurer has its own questions for no medical exam life insurance, you will typically be rejected or want to consider guaranteed issue life insurance if:

No medical exam whole life insurance is typically used as a form of final expense insurance, as coverage is lifelong and death benefits are generally limited to a maximum of $ 25,000 or $ 50,000.

No medical exam policies offer term lengths up to 30 years and can typically be purchased up until you turn 75, though some insurers restrict term lengths based upon your age.

In addition, the medical exam is free, typically lasts less than 30 minutes and can take place at your home or work.

Therefore, guaranteed issue premiums are even higher, but it's a good alternative if you're unable to qualify for no medical exam coverage.

No medical exam life insurance is also handy if you need instant life insurance in order to secure a person or business loan, a common requirement from institutional lenders.

Since only about 5 % of deaths are due to accidents, premiums are very cheap and coverage often doesn't require a medical exam.

Mortgage life insurance quotes are more expensive for healthy homeowners because most policies don't require you to get a medical exam prior to purchase.

To obtain guaranteed issue life insurance you do not need to take a medical exam nor are your medical records taken into consideration.

In general, if you're relatively healthy and wouldn't mind a simple medical exam, traditional life insurance is the better option because it will likely be less expensive than a simplified issue life insurance policy.

Because these policies don't require any medical exams and you're instantly approved, the premiums are very high and the death benefit is low.

Simplified issue life insurance is essentially just life insurance that you can get without taking a medical exam.

If you are age 60 or younger and applying for $ 500,000 in coverage or less, you are eligible for SBLI's accelerated underwriting program and you won't need a medical exam.

Similarly, guaranteed acceptance whole life insurance offers the ability to skip detailed health questions and the medical exam, but premiums will be even higher and the death benefit will be limited (typically less than $ 100,000).

«To buy another term policy requires proof of insurability, basically a medical exam.

There are a lot of costs that go into insuring someone including administrative costs, the medical exam and testing costs, and potentially having to pay out a large death benefit, so life insurance companies weigh all the risks for those who apply for coverage.

A convertible policy is simply a term life insurance policy that can be converted into a permanent life insurance policy without the hassle of a new medical exam or underwriting process.

These terms refer to the same products, but indicate that the insurer is willing to charge higher premiums for a shortened underwriting process (which can take several weeks) or lack of a medical exam (which actually tends to take less than an hour and can be scheduled at your home or work).

If I say that I can see a bright light every so often that nobody else can see, and a medical exam can not detect any physical cause for this, wouldn't the next step be to send me to a psychologist?

Following US President Donald Trump's first medical exam as president, the White House physician has... More

It's almost a good thing that the NFL Combine is extremely thorough with their exams and that they put players through a various array of medical exams.

Fluminense confirmed the postponement in a statement on Thursday, via Sport, it read: «The attacker Ramon, of the Under - 20 team and who was in negotiation with Real Madrid B, presented problems in the medical exams [left knee, the same one that was operated on by the club in August 2016].

After the medical exams the final decision will be made, Khedira could be an important addition for Juventus.

Where he will fit into the crowded and incredibly skilled Juventus midfield still remains to be seen, but Marotta and the rest of the Juve front office clearly found the reported private medical exams that took place earlier this week to be approval - worthy.

Spent a week there in connection with a Federal medical exam, which I passed, so yes I do like the city of Pittsburg.

Moments after announcing the official capture of Mohamed Salah, Edin Dzeko landed amid throngs of Roma supporters — which some sources estimate to be as high as 3,000 — ahead of his medical exam, which is reportedly slated for tomorrow afternoon.

Edin Dzeko's medical exam came and went with no issues, however, the deal will not be finalized until tomorrow, meaning he will miss Roma's friendly with Valencia.