I will get S$ 2.5 K back start form 2nd year until 15th year (plus
some non guaranteed bonus which are around 3.75 % ~ 5.25 %).
(@ 4 %): Rajiv gives = Rs. 6.34 Lacs; Rita gets = Rs. 28.4 Lacs -LCB- Rs. 10.8 Lacs (Guaranteed Money - back) + Rs. 9.6 Lacs (Guaranteed Maturity Sum Assured) + Rs. 8 Lacs (
Non Guaranteed Bonuses)-RCB-(@ 8 %): Rajiv gives = Rs. 6.34 Lacs; Rita gets = Rs. 80.3 Lacs -LCB- Rs. 10.8 Lacs (Guaranteed Money - back) + Rs. 9.6 Lacs (Guaranteed Maturity Sum Assured) + Rs. 59.9 Lacs (
Non Guaranteed Bonuses)-RCB-(Note: The non-guaranteed assumed rates of return chosen in the above example are 4 % and 8 % and the mode of premium payment is Annual).
(@ 4 %) Rajiv gives = Rs. 12.7 Lacs; Rajiv gets = Rs. 28.4 Lacs -LCB- Rs. 10.8 Lacs (Guaranteed Money - back) + Rs. 9.6 Lacs (Guaranteed Maturity Sum Assured) + Rs. 8 Lacs (
Non Guaranteed Bonuses)-RCB-(@ 8 %) Rajiv gives = Rs. 12.7 Lacs; Rajiv gets = Rs. 80.3 Lacs -LCB- Rs. 10.8 Lacs (Guaranteed Money - back) + Rs. 9.6 Lacs (Guaranteed Maturity Sum Assured) + Rs. 59.9 Lacs (
Non Guaranteed Bonuses)-RCB- * The non-guaranteed assumed rates of return chosen in the above example are 4 % and 8 % and the mode of premium payment is Annual.
Not exact matches
This
Non guaranteed benefit (as percentage of Sum Assured on Maturity) is paid out as a cash
bonus every year starting from the 6th Policy year, until maturity or death, whichever is earlier.
You may also receive
non guaranteed terminal
bonus either on death or maturity.
This Policy also offers
Non guaranteed cash
bonuses subject to the policy being inforce.
Annual benefits in the form of
Non Guaranteed cash
bonuses and
Guaranteed * Survival Benefits payable during the Policy Term.
Maturity Benefit — if the insured survives till the end of the policy term then he shall receive Accrued
Bonus —
Non Guaranteed Survival benefits already paid.
A
non linked participating plan offering
Non-
Guaranteed Cash
Bonuses,
Guaranteed Survival Benefits, and a lump sum at the end of the Policy Term
Maturity Benefit is given with Accrued
Bonus less
non -
guaranteed survival benefits already paid.
** (Note: This includes
Guaranteed Maturity Sum Assured along with non — guaranteed accrued Paid - Up Additions and Termi
Guaranteed Maturity Sum Assured along with
non —
guaranteed accrued Paid - Up Additions and Termi
guaranteed accrued Paid - Up Additions and Terminal
Bonus.
Annual benefits in the form of
Non Guaranteed cash
bonuses and
Guaranteed * Survival Benefits payable during the Policy Term.
** This includes
Guaranteed Maturity Sum Assured along with non - guaranteed accrued Paid - Up Additions and Termi
Guaranteed Maturity Sum Assured along with
non -
guaranteed accrued Paid - Up Additions and Termi
guaranteed accrued Paid - Up Additions and Terminal
Bonus.
Maturity Benefit: At Maturity, you receive
Non-
Guaranteed Annual Reversionary
Bonus (if any) plus
Non -
Guaranteed Terminal
Bonus (if any), subject to the policy being in force.
A traditional
non linked participating plan that offers you
Non-
Guaranteed Cash
Bonuses from the 7th year,
Guaranteed * Survival Benefits from the 10th year onwards, as well as a lump sum at the end of the Policy Term.
Non Guaranteed Simple Annual Reversionary
Bonuses get accrued to the policy from the end of 1st policy year and get paid out on Maturity or on death.
You may also receive
non guaranteed terminal
bonus either on death or maturity.
This Policy also offers
Non guaranteed cash
bonuses subject to the policy being in force.
The total maturity benefit is as follows: Sum Assured (
Guaranteed) + 10 % of Sum Assured (
Guaranteed) + Vested
Bonus, if any (
Non Guaranteed) + Terminal
Bonus, if any (
Non Guaranteed)
On survival of the life Insured till the end of the policy term, Sum Assured (
Guaranteed) plus Vested
Bonus (
Non Guaranteed) plus Terminal
Bonus (
Non Guaranteed) is payable.
The death benefit paid under the plan is the sum assured plus the accrued
bonus (if it is a with profit endowment policy) or only sum assured (if it is a
non profit endowment policy) where as maturity benefits are sum assured plus accumulated
bonus or
guaranteed additions by the insurer.
Higher of sum assured along with
non guaranteed simple reversionary
bonuses and
non guaranteed terminal
bonus paid as a lump sum or 105 % of all premiums paid
Maturity benefit amount: The total maturity benefit is as follows: Sum Assured (
Guaranteed) + 10 % of Sum Assured (
Guaranteed) + Vested
Bonus, if any (
Non Guaranteed) + Terminal
Bonus, if any (
Non Guaranteed)