Sentences with phrase «non tobacco»

Now after 5 year's of the policy if the person is not in the job and does not have regular income and in case a claim is made on death of the insured, should the nominee prove that the person was earning that CTC at the time of death.Also please suggest a best term policy for 1 crore iam 38 yrs now and non tobacco user.Also is there any term policy which settles sum assured in case of permanent disability.

It all depends on age, male or female, smoker or non tobacco user, health status and family history.

The Term Insurance calculator also seeks the tobacco related details from the user.The person who consumes tobacco in any form has a higher incidence of risk on his life as compared to a non tobacco consuming individual.

Therefore, the premium charges for a person consuming tobacco is slightly higher than the non tobacco consuming individuals.

Tobacco users can request status change to non tobacco after the first policy year.

If you are interested in comparing the rates for non tobacco no medical vs medical life insurance, here are the rates for $ 250,000 worth of coverage for 20 year term.

It shows you how Prudential provides non tobacco life insurance rates even if you use chewing tobacco.

In fact if you are a non tobacco person then you may get some special benefit on premiums.

Most life insurance companies have tobacco and non tobacco prices.

You will notice that there are no tobacco and non tobacco rates.

If you are in perfect health, every insurer will be very glad to offer you coverage with preferred health discounts (only available for non tobacco users).

If you use some other form of tobacco, such as chewing tobacco, pipes, or cigars, we have at least two companies (as of September 2011) that actually give NON tobacco rates to these non cigarette tobacco users.

* Quotes above are samples only and are for a male, age 40 in CA in preferred plus health, non tobacco.

It seems many dippers have found it very difficult finding a company that would offer them non tobacco rates.

Please note the quotes above are for a 10 year term policy for a healthy male, who can qualify for non tobacco rates, and are accurate as of 6/10/2013.

The quotes below assume excellent health, for a male, non tobacco user.

Remember that these quotes are based on 20 year term and at a «Preferred Best» non tobacco rate.

Below are quotes based on «Preferred Best» non tobacco rates.

If you happen to use another form of tobacco or nicotine, we would connect you with insurance companies that would offer you non tobacco rates.

* Sample quotes above are for a male in preferred health, non tobacco, and are not to be construed as an offer for insurance.

If you use another form of nicotine or tobacco, there are burial insurance companies that will offer you non tobacco prices.

It doesn't have to be hard, and we are going to show you exactly what you need to do to secure the lowest cost burial insurance plan at non tobacco rates.

More specifically, they must have access to final expense life insurance companies that offer non tobacco rates to people who dip.

It is available for consumers between the ages of 18 to 65 for non tobacco users.

Essentially, once you hit the 12 month mark of being smoke free, we would apply for a new plan with a new company at non tobacco rates.

You will see rates for both tobacco usage and non tobacco.

In this piece, you will learn how insurance companies classify tobacco versus non tobacco, show you some companies that are friendly to chewers, and teach you an iron clad strategy to find the best burial insurance plan.

Another reason this company is so fantastic is it consistently ranks as one of the most affordable life insurance companies for smokers and non tobacco users alike.

In order for you to qualify for non tobacco rates you have to look for burial insurance companies that ask about tobacco use in a way like this or very similar to it:

All prices shown are for non tobacco users.

In addition to competitive rates on their burial insurance, they too offer non tobacco rates to folks who chew.

Prices are at a non tobacco rating.

Without question, this plan is your best option if you have COPD or emphysema AND you are a non tobacco user.

We have carriers that will offer them non tobacco rates depending on the type of tobacco they consume.

There are final expense life insurance carriers that absolutely offer non tobacco rates to cigar smokers.

It's probably very obvious that the best funeral insurance for a cigar smoker is a plan from one of the companies that offer you non tobacco rates in spite of your cigar use.

For the companies that do offer non tobacco rates to cigar users, their tobacco questions are much different.

Consider, tobacco rates for life insurance are easily 50 - 100 % more compared to non tobacco users.

If you haven't smoked cigarettes in the last 2 years, and smoke 1 cigar per month or less, you can qualify for preferred non tobacco rates.

As long as you can honestly say no to that question, you are eligble for non tobacco rates with a company like this.

Furthermore, they must have access to all the carriers that offer non tobacco rates to pipe smokers.

Can we get a non tobacco rating with you?»

We are contracted with this carrier, and can certainly help you acquire a non tobacco rating policy with them.

The preferred non tobacco rate for you is $ 743 per year.

In particular, they need to represent multiple carriers that offer non tobacco rates to cigar users.

If you chew, smoke a pipe or cigar, we will place you with a carrier that will offer you non tobacco rates.

If you use any other form of tobacco, we probably have companies that will offer you non tobacco rates.

There are some final expense companies that allow pipe smokers to qualify for non tobacco rates.

We have prices for both tobacco and non tobacco users.

One in particular is their non tobacco rating offered to pipe smokers.