Drive - Other - Car Endorsement: Optional coverage that broadens the definition of a covered auto to include
non-owned vehicles the insured person operates.
Not exact matches
«The purpose of [an «owned but not
insured»] exclusionary clause is twofold: «(1) to prevent an
insured from receiving coverage on all household cars or another uninsured car of the
insured by merely purchasing a single policy, and (2) to provide coverage to the
insured when engaged in the infrequent use of
non-owned vehicles.
Back to Top Bodily Injury Liability Coverage Pays when an
insured person is legally liable for bodily injury or death caused by your
vehicle or your operation of most
non-owned vehicles.
Additionally, you can strengthen your insurance plan even further by taking out specific
non-owned vehicle coverage or individual named
insured coverage.
To be covered under the Individual Named
Insured Endorsement, the
non-owned vehicle can not be owned by you, your spouse or any resident of your household and it can not be a
vehicle that is available to you for regular use.
With the Individual Named
Insured Endorsement, limits you select for your Liability insurance and Physical Damage insurance will apply to a
non-owned vehicle.
Such
vehicles are considered
non-owned autos because they are not owned by the named
insured.
Such
vehicles are considered
non-owned autos because they are not owned by you (the named
insured).
If your personal
vehicle is
insured as a commercial
vehicle and other members of your family use the
vehicle for personal purposes, then you may have to get a «
non-owned vehicle» endorsement.
Non-owned vehicles may be
insured for auto liability coverage under your commercial auto policy.
If you find that you and your employees are often driving
vehicles not
insured through your policy,
non-owned vehicle insurance may be an essential component of your policy.