Sentences with phrase «nonprofit debt management agency»

There are several avenues to address that issue, but one that seldom is suggested would be to put them in touch with a credit counselor from a nonprofit debt management agency.

The Consumer Credit Counseling Service is a nonprofit debt management agency dedicated to helping consumers gain control of their financial obligations.

Not exact matches

If your debts are overwhelming, a nonprofit credit - counseling agency can help you settle on a debt management plan, which typically involves making loan repayments over a three - to five - year period.

Debt management services are one of many services offered by nonprofit credit counseling agencies or for - profit debt management companDebt management services are one of many services offered by nonprofit credit counseling agencies or for - profit debt management compandebt management companies.

The best debt management companies typically are nonprofit credit counseling agencies, who normally charge somewhere between $ 25 and $ 55 per month.

A debt management program administered by a nonprofit credit counseling agency should be able to hep you reduce your monthly payments, interest rates and pay off your credit card debt in three to five years.

If you've got a lot of credit card debt, in my view the best way for most people most of the time to pay it off is through a Debt Management Plan, either a do - it - yourself job or administered by a nonprofit credit counseling agedebt, in my view the best way for most people most of the time to pay it off is through a Debt Management Plan, either a do - it - yourself job or administered by a nonprofit credit counseling ageDebt Management Plan, either a do - it - yourself job or administered by a nonprofit credit counseling agency.

Raleigh, NC — May, 2011 — Consumer Education Services, Inc., a Raleigh, NC - based national nonprofit credit counseling agency that is currently helping more than 70,000 Americans become debt - free through debt management programs, continues to follow through on its commitment to help clients avoid...

A great alternative to these for - profit agencies is the services of a nonprofit debt management firm such as American Consumer Credit Counseling (ACCC).

(1) The following shall be exempt from the Credit Services Organization Act: (a) A person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1217.

Founded in 1987, Take Charge America, Inc. is a nonprofit agency offering financial education and counseling services including credit counseling, debt management, student loan counseling, housing counseling and bankruptcy counseling.

Keep in mind: Even if a credit card company turns you down for a hardship program, the same company will very likely go along with a reduced APR and other accommodations if you work through a nonprofit credit counseling agency to set up a Debt Management Plan.

Some experts say consumers should first consider working with a nonprofit credit counseling agency, which can set up a debt management program.

The third option for consolidation is to enroll in a debt management plan through a nonprofit credit counseling agency.

Credit counselors at nonprofit agencies typically offer one of three fixes for the problem: debt management plan, debt settlement or, if the situation has escalated beyond repair, bankruptcy.

On the contrary, I hope knowing the big benefits of paying down your credit cards will inspire you to take the plunge and initiate your own, do - it - yourself debt payoff plan or meet with a nonprofit credit counseling agency to learn whether a Debt Management Plan is a good fit for debt payoff plan or meet with a nonprofit credit counseling agency to learn whether a Debt Management Plan is a good fit for Debt Management Plan is a good fit for you.

Even some nonprofit agencies may not provide you with the best advice or debt management plan for your situation.

Both for - profit and nonprofit agencies can help you enroll in a debt management program.

If you have debt problems, it's better to contact a nonprofit credit counseling agency and seek advice for pursuing other options, such as debt management.

Another option is to speak with a nonprofit credit counseling agency to find out if you qualify for a debt management program.

If you find yourself overwhelmed by monthly bills, call a nonprofit credit counseling agency and consider enrolling in a debt management program.