In itself this isn't actually a problem, as it doesn't add costs to the consumer.
$ 0 cost to us, no appraisal, and the mortgage balance remains the same (in other words,
not adding any costs to the back end of the loan).
If the issue is a breach of the policy, admitting that the plaintiff is an insured may be a useful argument against a claim for bad faith (i.e. not taking an unreasonable position,
not adding costs to the insured's claim, etc.).
For a small business, adding business use to a vehicle that you personally use may
not add costs to a personal policy unless you want to increase liability, comprehensive, or collision insurance because of business requirements.
For a small business, adding commercial vehicle insurance coverage may
not add costs to a personal policy unless you want to increase liability, comprehensive, or collision insurance for business reasons.
Soft forks that do not degrade the security properties of Bitcoin, that do not take away from any currently used features, do
not add costs to miners, and are preferred by some, would result in profit - maximizing miners choosing to serve a wider audience by enforcing the soft fork.
Not exact matches
These factors tend
to add,
not subtract,
cost and rarely do these touches directly correlate
to marketing or sales revenue.
So when assessing what benefits
to add, consider
not only today's direct
costs, but also long - term expenses.
«The reason I'm here is that I was very excited about the problem that we weren't addressing in pharma — dealing with the 86 million people with pre-diabetes that can lead
to a tsunami in health care
costs,» he said,
adding that «pharma is looking beyond the pill» and that «digital therapeutics will become therapeutics,» particularly when it comes
to preventing disease.
It also
adds costs in the supply chain that aren't beneficial
to the farmer.
This past October, when Danish telecom carrier TDC announced it's $ 700 - million deal
to substitute its existing Ericsson gear with Huawei's, Carsten Dilling, TDC's Chief Executive Officer stated that he selected Huawei Technologies for its technical experience,
not its
costs — and
added that Huawei was «very expensive.»
Do
not multiply the
cost by 35 percent and
add that amount
to the
cost.
The product is described on HBO's website as «A hat, specially designed
to be worn on the head, as a reminder of the real Donald Drumpf,» along with the
added fact that «All hats are being sold at
cost, because we know nothing would irritate him more than someone choosing
not to make a profit.»
I also avoid checking luggage at all
costs, since doing so often
adds to wait times on arrival (my Toronto record is about 70 minutes),
not to mention the inevitable fee for doing so.
When you
add on the extra time and energy of figuring out the complicated payroll system, it suddenly doesn't seem like a great place
to cut
costs.
The systems aren't cheap: The list price for the fourth - generation da Vinci Xi is $ 1.9 million, and that doesn't include the
cost of various surgical appendages, which can
add tens of thousands of dollars more
to the price tag.
That might mean you don't need a policy at all, or only need one that fills in gaps — say,
to add medical coverage and cover any trip
costs that exceed the cap, said Benna.
«The trick is
not to pick the right company, the trick is
to essentially buy all the big companies through the S&P 500 and
to do it consistently and
to do it in a very, very low
cost way,» he
added.
It's
not longer sufficient
to just cut
costs, or
add people or raise prices.
«This wasn't only stretching manpower,» Fowden
adds, «but the efforts all drove increased
costs and investments with a payoff that, if successful, would take multiple years
to deliver.»
And
adding one of these items
to an existing purchase shouldn't
cost $ 17 more.
Goodyear Tire said it incurred an additional $ 50 million in raw material
costs in the quarter, and noted that, «we're
not going
to have the opportunity
to immediately recover a significant portion of those
added cost pressures in pricing.»
Add to that tidy sum the opportunity
costs of quitting a job at Google that paid about $ 75,000 a year, and your all - in
cost for the Master of the Universe degree comes
to a formidable, if
not mind - numbing, number: nearly $ 390,000.
«In some respects, Brexit would be akin
to a tax on GDP, imposing a persistent and rising
cost on the economy that would
not be incurred if the U.K.,» it
added.
Hoover
added that many cities likely won't recognize the digester's «high value» because they would be turned off
to the idea by the expensive project
costs.
It
adds layers of obligations, regulations,
costs, and pressures
to the already challenging daily grind of running a business,
not to mention hundreds of hours of planning, meetings with bankers and lawyers, and travel in preparation for the biggest event in the company's history.
Then consider the reduced
costs of meals, now that you don't have
to rely on take - out lunches and $ 2.50 cups of coffee, throw in your lower dry - cleaning bills, and the savings
add up quickly.
Investors are
not willing
to put in money due
to the uncertainty on the eventual impact of these claims in terms of
costs and losses on profits and on the net worth,» Toschi
added.
For insurers, these value -
adds not only make their business more appealing
to employers, but can help
to reduce
costs associated with unnecessary hospital visits and expensive services.
So don't just look at marketing in terms of
costs but how it
adds to your bottom line!
And that's the trick:
to add extras that have high - perceived value but don't
cost you much.
It's
not a quota — it's
not saying you're going
to add at all
costs, even if it means putting the wrong person in the chair.
But even put together, those two don't
add up
to as much as it gets in print revenue every year — and they would have
to grow twice as quickly as they are now
to make up for the decline in print revenue (the paper's all - in operating
costs are about $ 1.5 billion).
Add to the top of that the fees you pay on your mutual funds and don't know it, or sales charges on funds that have loads and you have succeeded in actually
costing yourself money each year.
HBI fell
to below his
cost basis and I couldn't resist
adding a little more under $ 20 / share.
However, if you're a bigger investor, you may want
to consider other options
to avoid the
added cost for automation that you don't need.
That doesn't necessarily mean Uber's operating
costs were low — they spend money on everything from research and development
to discounting worldwide
to hiring lobbyists — but it did mean that Uber figured out a way
to avoid
adding drivers» employee benefits and car ownership, maintenance and insurance
to those
costs.
The Board considered pursuing, but decided
not to pursue, an alternative
to include the prior service
cost or credit component in the line item (s) reporting current employee compensation because this component is
not exclusively related
to the current period's employee services and may
add complexity
to financial statement users» analyses of an entity's core operating performance.
Among those who are failing
to get excited about active ETFs, James Peters, CEO of Tactical Allocation Group, managing more than $ 1.5 billion in three ETF - based portfolios, says: «I don't see where they
add any compelling value other than being cheaper in
cost and having a tax advantage over the traditional mutual fund.»
Add the fact that, according
to Kingsdale, just one in three activist endeavours ever become public, and the trend is clear: dissidents know battles
cost money, the loser loses big, and the winner doesn't even come out unscathed.
Even if they don't
add to their balance by spending, low monthly payments could, in theory, make the balance increase as interest
costs are applied.
«
Adding up all the savings in a month... in addition
to the already affordable
cost of living... it's
not hard
to see how inexpensive living in Panama can be.»
Although higher wages
add to corporate
cost bases, wage acceleration hasn't historically hurt profit margins.
The removal of exemptions means that the funding will
not add new complexity
to the PST system, or new
costs to business.
Important factors that may affect the Company's business and operations and that may cause actual results
to differ materially from those in the forward - looking statements include, but are
not limited
to, increased competition; the Company's ability
to maintain, extend and expand its reputation and brand image; the Company's ability
to differentiate its products from other brands; the consolidation of retail customers; the Company's ability
to predict, identify and interpret changes in consumer preferences and demand; the Company's ability
to drive revenue growth in its key product categories, increase its market share, or
add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input
costs; changes in the Company's management team or other key personnel; the Company's inability
to realize the anticipated benefits from the Company's
cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure
to successfully integrate the Company; the Company's ability
to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; disruptions in information technology networks and systems; the Company's inability
to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability
to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law changes or interpretations; pricing actions; and other factors.
At the current time, Pfizer is priced above my
cost basis so I will
not be looking
to add anymore shares
to my portfolio.
Second, assume that the bad debt generated by the system (by which I mean the excess portion of any debt used
to fund projects that
add less value
to the economy than the
cost of the project) is
not written down within the reporting period in which it was extended.
Important factors that may affect the Company's business and operations and that may cause actual results
to differ materially from those in the forward - looking statements include, but are
not limited
to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability
to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability
to leverage its brand value; the Company's ability
to predict, identify and interpret changes in consumer preferences and demand; the Company's ability
to drive revenue growth in its key product categories, increase its market share, or
add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input
costs; changes in the Company's management team or other key personnel; the Company's ability
to realize the anticipated benefits from its
cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability
to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability
to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability
to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability
to continue
to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.
Important factors that may affect the Company's business and operations and that may cause actual results
to differ materially from those in the forward - looking statements include, but are
not limited
to, increased competition; the Company's ability
to maintain, extend and expand its reputation and brand image; the Company's ability
to differentiate its products from other brands; the consolidation of retail customers; the Company's ability
to predict, identify and interpret changes in consumer preferences and demand; the Company's ability
to drive revenue growth in its key product categories, increase its market share or
add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input
costs; changes in the Company's management team or other key personnel; the Company's inability
to realize the anticipated benefits from the Company's
cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure
to successfully integrate the business and operations of the Company in the expected time frame; the Company's ability
to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability
to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability
to pay such indebtedness; tax law changes or interpretations; and other factors.
Apple seems
to have mostly saturated the high end, slowly
adding switchers even as existing iPhone users hold on
to their phones longer; what is
not happening, though, is what disruption predicts: Apple isn't losing customers
to low -
cost competitors for having «overshot» and overpriced its phones.