Sentences with phrase «not additional insured»

You want to be an additional interested party, not an additional insured.

Your landlord should be an additional interest, not an additional insured.

Because they're not an additional insured, there are no concerns about whether or not they qualify as a third party under the liability coverage.

Not exact matches

(Optional but worth it, on top of each cookie gently press in a chunk or two of additional Feves, this will insure you have melty chocolate on top of the cookie to and not just under the dough.)

«Receiving additional funding will help position our organizations to not only survive, but thrive in uncertain economic times, insuring the valuable program services that we all provide for the youth in our communities,» said Tracey Karp, Executive Director, Boys & Girls Club of Elma, Marilla & Wales.

Always read labels to insure that the brand you purchase does not contain any additional flavorings which may contain gluten or casein.

Why wouldn't you want to add your landlord as additional insured?

That would be an «additional insured» and that's not something you or they generally want.

Since you generally do not incur liability which would extend to your landlord, there is no reason for property management to be an additional insured on an HO - 4 in Sonoma County.

That's why you don't list the landlord as additional insured.

If simply adding an additional named insured isn't an option for your carrier, you can also endorse your partner onto the policy as a roommate.

If you are an additional insured, you may not be able to make a claim against the tenant's liability coverage when they cause a loss.

To start with, we believe that additional insured status is not what a landlord wants.

Why shouldn't the property owner or manager be named as additional insured?

That means they can't be on an insurance policy as a named insured or additional named insured, so the policy protects them by default because there's really no other practical way to cover them since your five year old can't exactly get their own policy.

The short answer is that he doesn't need to be an additional insured on your renters insurance, nor should he be.

Because it's very difficult to remove an additional named insured from the policy, and you don't want that huge claim check coming with your ex-girlfriend's name on it!

And the bonus one — Additional living expenses: What would you do if you couldn't live in your unit because it suffered damage and is undergoing insured repairs?

For what it's worth, adding an additional named insured is not always the best way to go in situations other than spouses.

If you list them as additional insured, they're insured under the policy and likely not eligible to make a claim against your liability coverage.

Earthquake insurance in Oakland, in the form of an endorsement on your renters policy, will cover not only your personal property that suffers a loss, but also your additional living expenses like a hotel if that earth movement loss prevents you from using the insured residence.

Additional living expenses are covered under the policy, to make sure that the insured doesn't suffer a loss because of it.

When you suffer a loss, it's a given that you'll incur additional costs to live if you can't use the insured premises.

That would be an additional insured, and that's generally not a situation you want to be in because it can impact the ability of your policy to respond to a claim by the landlord because they're now a party to the policy.

The renters insurance lease clause will generally require you to have a policy that covers at least a certain amount of liability, insures everyone in the household, and lists the landlord or their agent as additional interest so that they'll be notified if the policy cancels, lapses, or otherwise does not remain in force.

You can not remove an additional named insured or coapplicant, and the check for a claim would come in both names.

While you can get coverage for this scenario through an additional insured rider, you may need a joint life insurance policy if the maximum death benefit for a rider isn't large enough.

It's possible to have an additional named insured, such as a spouse, but in many cases that's not necessary.

And, even if that's not the case initially, additional insured riders usually only guarantee level premiums for a certain number of years.

Additional insured doesn't mean they have any interest in coverage for your personal property, either.

You generally don't want to require additional insured status — Maryland even tried to outlaw additional insured for residential leases recently.

You don't list an additional insured on Georgia renters insurance.

Once in a while, we're asked whether companies investigate renters insurance fraud or whether it's acceptable to pad a claim with a few additional high - dollar items that the insured didn't actually own.

Personal policies don't function the same way, and listing your landlord as additional insured may have some serious coverage implications.

You can add her to your policy as an additional named insured, but that's a serious commitment — named insureds can't be removed, ever.

Renters insurance for unmarried couples, gay couples, or even couples who choose not to label themselves is as simple as letting your renters insurance expert know that you have someone else who should be listed on the policy as an additional named insured.

Claims checks would be made out to both of you, and you generally can not remove an additional named insured from the policy.

He doesn't need to be listed as additional insured.

Note: Additional Insured coverage will not apply to individuals or entities that are not Owners.

Additionally, if you want to ensure that your home - based business insurance is insured you'll need to purchase additional coverage as this is also not automatically included as part of a typical home insurance policy.

If you can't live in your home due to a fire, severe storm or other insured disaster, ALE pays the additional costs of temporarily living elsewhere.

Quality, commercial foods insure nutritional balance; manufacturers urge you not to supplement by providing additional additives to their already correct mixture.

Although Healthy Paws does offer some discounts to pet owners, you won't earn any additional savings for insuring multiple pets on the same plan.

Often the single - occupancy benefit is stated this way: «The Company will reimburse the Insured, up to the Trip Cancellation and Trip Interruption Maximum Limit shown in the Schedule or Declarations Page, for the additional cost incurred during the Trip as a result of a change in the per person occupancy rate for prepaid, non-refundable travel arrangements if a person booked to share accommodations with the Insured has his / her Trip canceled, or interrupted due to any of the Unforeseen events shown in the Trip Cancellation and Trip Interruption section and the Insured does not cancel.»

It does not include the additional costs for nuclear of disposing of waste, insuring plants against an accident, and decommissioning the plants when they wear out.

If you are denied accident benefits, or any other payment for an insured loss, on the basis of improper considerations or an inadequate handling of your claim, you may be entitled to not only the compensation or benefits that have been denied, but additional compensation arising solely out of your mistreatment.

Listed below are links to weblogs that reference ADDITIONAL INSURED ENDORSEMENTS — NOT TO CROW ABOUT:

J. Craig Williams explains additional insured endorsements in «Insurers Trying To Dodge The Bullet Don't Succeed.»

Professional Liability Insurance covers bodily injury, property damage, or economic damages; covers damages resulting from the company's professional service; with liability limit that covers defense and indemnity payments; typically on a «claims - made» basis; doesn't allow Additional Insureds; and can't be scheduled under an Umbrella Liability Policy.

If you were a passenger in a vehicle that was not insured, and there was an additional vehicle (s) involved in the collision, then you would apply to the insurance company of another involved vehicle.