Sentences with phrase «not as additional insured»

Make sure to list the landlord as additional interest on your renters insurance, not as additional insured.

Not exact matches

Why wouldn't you want to add your landlord as additional insured?

That's why you don't list the landlord as additional insured.

If simply adding an additional named insured isn't an option for your carrier, you can also endorse your partner onto the policy as a roommate.

Because they're not an additional insured, there are no concerns about whether or not they qualify as a third party under the liability coverage.

Why shouldn't the property owner or manager be named as additional insured?

That means they can't be on an insurance policy as a named insured or additional named insured, so the policy protects them by default because there's really no other practical way to cover them since your five year old can't exactly get their own policy.

If you list them as additional insured, they're insured under the policy and likely not eligible to make a claim against your liability coverage.

The renters insurance lease clause will generally require you to have a policy that covers at least a certain amount of liability, insures everyone in the household, and lists the landlord or their agent as additional interest so that they'll be notified if the policy cancels, lapses, or otherwise does not remain in force.

It's possible to have an additional named insured, such as a spouse, but in many cases that's not necessary.

Personal policies don't function the same way, and listing your landlord as additional insured may have some serious coverage implications.

You can add her to your policy as an additional named insured, but that's a serious commitment — named insureds can't be removed, ever.

Renters insurance for unmarried couples, gay couples, or even couples who choose not to label themselves is as simple as letting your renters insurance expert know that you have someone else who should be listed on the policy as an additional named insured.

He doesn't need to be listed as additional insured.

Additionally, if you want to ensure that your home - based business insurance is insured you'll need to purchase additional coverage as this is also not automatically included as part of a typical home insurance policy.

Often the single - occupancy benefit is stated this way: «The Company will reimburse the Insured, up to the Trip Cancellation and Trip Interruption Maximum Limit shown in the Schedule or Declarations Page, for the additional cost incurred during the Trip as a result of a change in the per person occupancy rate for prepaid, non-refundable travel arrangements if a person booked to share accommodations with the Insured has his / her Trip canceled, or interrupted due to any of the Unforeseen events shown in the Trip Cancellation and Trip Interruption section and the Insured does not cancel.»

Not only can your landlord legally require you to have renter's insurance as part of the lease agreement, but your landlord may require you to include him or her in the policy as an «additional insured» or a «secondary insured.»

Since this only covers accidental death and does not cover natural causes (such as heart disease, stroke, or cancer), this life insurance rider is best purchased when the insured is maxed out on the amount of life insurance they can qualify for and he or she need some additional coverage.

A co-owner not living in the same household needs to be listed as an additional insured person.

Additional named insured is not the same as additionaAdditional named insured is not the same as additionaladditional insured.

Additional insured status does not give the same rights under the policy terms as a «named insured» or «insured» and these are technical distinctions that need to be reviewed with your local insurance agent.

If a «civil authority» prohibits access to your «dwelling» or «unit» as a result of an Insured Peril, we insure any resulting Additional Living Expense OR Fair Rental Value loss for a period not exceeding two weeks.

He doesn't need to be listed as additional insured.

As long as the conditions of the policy have been maintained and payments made on time, the insured person is not required to undergo any new or additional screening at the time the policy is converted, regardless of his / her medical conditioAs long as the conditions of the policy have been maintained and payments made on time, the insured person is not required to undergo any new or additional screening at the time the policy is converted, regardless of his / her medical conditioas the conditions of the policy have been maintained and payments made on time, the insured person is not required to undergo any new or additional screening at the time the policy is converted, regardless of his / her medical condition.

What they're really asking is to be added as an «additional interest,» not an «additional insured.»

It means that when your landlord's insurance carrier subrogates and tries to collect that money they paid out from the responsible party, you're personally on the hook for it because your landlord doesn't have a claim against your liability coverage, as additional insured.

Being listed on a policy as an additional insured, however, does not have any positive effects and in fact could detract coverage from the property owner.

If simply adding an additional named insured isn't an option for your carrier, you can also endorse your partner onto the policy as a roommate.

As long as the conditions of the policy have been maintained and premium payments have been made, the insured will not be required to undergo any new or additional health screening at the time the policy is converted — regardless of their medical conditioAs long as the conditions of the policy have been maintained and premium payments have been made, the insured will not be required to undergo any new or additional health screening at the time the policy is converted — regardless of their medical conditioas the conditions of the policy have been maintained and premium payments have been made, the insured will not be required to undergo any new or additional health screening at the time the policy is converted — regardless of their medical condition.

That it's not all bad news when it comes to the graded death benefit policies because in most cases, if an insured dies from «natural» causes during the graded death benefit period, most guaranteed life insurance policies (or at least the ones we offer here at TermLife2Go) will have some «reimbursement program» whereby the insured's beneficiary will receive back some if not all of the premium payments that the insured paid plus some type of additional interest earns as well.

That means they can't be on an insurance policy as a named insured or additional named insured, so the policy protects them by default because there's really no other practical way to cover them since your five year old can't exactly get their own policy.

If for instance, an insured who works as a driver for highly flammable materials encountered an accident and died therefrom, his beneficiaries may receive additional payment from the employer but not from the insurance provider because the work is considered hazardous and excluded in the coverage.

That's why you don't list the landlord as additional insured.

It would be inappropriate to list the apartment as an additional insured, but that is a completely different thing, and not what you need.

Why wouldn't you want to add your landlord as additional insured?

Since your landlord is now on the policy as an additional insured party, liability coverage wouldn't respond to damages done to him.

If your negligence causes a fire and your landlord is an additional insured, they likely won't be able to collect under your liability coverage because they're a party to the policy as additional insured.

This benefit is essentially the same as with life insurance policies, where the insured can pay for an additional rider that allows them to not have to pay the policy premiums while they are disabled.

It's possible to have an additional named insured, such as a spouse, but in many cases that's not necessary.

If you list them as additional insured, they're insured under the policy and likely not eligible to make a claim against your liability coverage.

Renters insurance for unmarried couples, gay couples, or even couples who choose not to label themselves is as simple as letting your renters insurance expert know that you have someone else who should be listed on the policy as an additional named insured.

The renters insurance lease clause will generally require you to have a policy that covers at least a certain amount of liability, insures everyone in the household, and lists the landlord or their agent as additional interest so that they'll be notified if the policy cancels, lapses, or otherwise does not remain in force.

Personal policies don't function the same way, and listing your landlord as additional insured may have some serious coverage implications.

You can add her to your policy as an additional named insured, but that's a serious commitment — named insureds can't be removed, ever.

Generally speaking, no one other than household residents should be listed as insured under your policy, and you should not list additional insureds on a personal policy except in very rare circumstances.

If you were a contractor, you would want your subcontractors to list you as additional insured, in case they make a mistake and the person to whom you're contracting needs to be made whole — you want the policy of the person who made the error to pay, not your own, in a perfect world.

My understanding is that on such renters insurance policies, they will not / want not to have landlord as additional insured