Sentences with phrase «not at the consumer level»

But according to Breakthrough Institute the highest rebound in energy use from efficiency occurs «not at the consumer level but in the productive sectors of the economy (industry and commerce) improving the efficiency of a steel plant may result in lower cost of steel, greater demand for steel, and also create greater economic growth - all of which will drive significant rebound in energy use following efficiency improvements.»

Not exact matches

A doctor showing up at your door in San Francisco is convenient but access to products and services in consumer health that you may not have been able to get before at an accessible price point is a new level of access.

Also, while consumer debt is falling and corporate debt is not yet at crisis levels, keep in mind that government debt has skyrocketed — ironically, as a response to slow growth in the global economic system.

But low interest rates, at least in Canada, have pushed household debt to such vertiginous levels that officials like Carney know they shouldn't be counting on consumer spending to drive the recovery — ergo, the call for more corporate investment.

Even those consumers trundling home in their bargain - stuffed minivans must know, on some level, that all those saved pennies might come at a cost, though Walmart's results suggest such worries aren't keeping them up at night.

This vacation deficit is not that surprising, «when you consider that consumer confidence still hovers at relatively low levels coupled with uncertainty about the economy and specifically consumers» own job security,» said Laura Mandala, managing director of Mandala Research, a tourism and travel company.

Consumers have been slow off the blocks after having been burnt the last time around when they locked in prices at around US$ 80 a barrel in 2014, a level that crude hasn't even been within sniffing distance of since.

-- was not only straight - forward, but a friendly dare leveled at consumers.

TORONTO — A new report says the level of Canadian consumer debt at the end of 2012 — not counting mortgages — was up nearly six per cent from a year earlier.

However, at nearly 63 times current earnings - a whopping p / e ratio, to be sure - even if the firm were to grow its profit to the level of Berkshire - $ 8.5 billion - it would still lack the liquid assets and marketable securities the house that Warren Buffett built has, and it would not have a diversified income stream, making it far more vulnerable to changes in the competitive landscape; a major concern when you contemplate that Google operates in an industry where dramatic shifts consumer behavior can happen overnight.

I would argue that the mechanism that forced up the savings rates in the Soviet Union and other Warsaw Pact economies seems to have been the scarcity of consumer goods: income levels among workers were generally not too bad, but these workers could only convert income into consumption with great difficulty, if they got in the right line at the right store early enough.

Both valuations and consumer sentiment may be at high levels, but with stable real yields, rising productivity and «normalised» valuations, the equity outlook is not necessarily negative — as long as economic growth continues.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

«The argument adopted by consumer groups in the USA is that access is not universal service - that the telephone should be priced at a level which makes it possible for disadvantaged groups to use it for social reasons rather than simply as an emergency service».

Though the United States was not the heaviest coffee - drinking nation at the time (Nordic countries, Belgium, and Netherlands all had comparable or higher levels of per capita consumption), due to its sheer size, it was already the largest consumer of coffee in the world by 1860, and, by 1920, around half of all coffee produced worldwide was consumed in the US.

It's usually blended at a level where consumers can not tell the difference.»

Nevertheless, 40 % of food production is wasted in developing countries at retail and consumer levels, this figure does not improve in developing countries where 40 % of food production is wasted at the processing level.

«The rate of consumers dining at restaurants over the last year has leveled off, but look beyond face value and you will see diners» dollars are now being spread across various out - of - home channels, not only concentrated at dine - in establishments,» said Jennifer Passmore, Regional Vice President at Technomic.

Since at the consumer level, I really don't think it's a partisan issue.

«All of these evaluations support the conclusion that bisphenol - A is not a risk to human health at the extremely low levels to which consumers might be exposed,» the group said.

Recent studies conclude that while some tech - savvy consumers will line up for smart grid applications for the home, most residential customers are not eager to manage their daily energy use, particularly with electricity prices at relatively low levels.

If successful we will have the capacity to manipulate material properties at an unprecedented level, impacting not only consumer electronics but other areas such as medical implants and diagnostics.

However, it's reasonable to conclude from these results that consuming rice at the levels recommended by consumer reports is not associated with cancer risk.

Although the Canadian government lists the trans content of canola at a minimal 0.2 percent, research at the University of Florida at Gainesville, found trans levels as high as 4.6 percent in commercial liquid oil.24 The consumer has no clue about the presence of trans fatty acids in canola oil because they are not listed on the label.

I'm surprised not so much at the numbers, but at the level of consumer engagement.»

In 2015, consumers are going to start seriously shopping for these features, and avoiding cars that don't provide them, even — and often especially — at the lowest price levels.

This as - of - yet untapped level on consumer — the person who wishes he read more books or was more up - to - date on current events, but simply doesn't have enough time to devote to this type of reading — is becoming a bigger focus among digital publishing platforms; last week, Rooster announced the March 11th launch of its «snippet» reading subscription that lets users consume serialized books at a fraction of the cost of full - size ebook subscriptions, again, optimized for smartphone reading.

Additionally, in light of the data that shows a higher - than - ever percentage of crossover fans — adults who purchase young adult titles for their own reading — this will help consumers understand what constitutes appropriate for different individual readers; a parent whose child is thirteen years old may not be at the right maturity level to read a series such as the Divergent titles, for example, while a child as young as ten years old may actually be ready for the thematic elements and violence in The Hunger Games.

When looking at the median stock in each sector, the Financials and Consumer Discretionary groups are trading at valuation levels not seen since the early 1990's.

@xiaomy not at the retail consumer account level.

Also, while consumer debt is falling and corporate debt is not yet at crisis levels, keep in mind that government debt has skyrocketed — ironically, as a response to slow growth in the global economic system.

LendEDU analyzes each private student loan provider using the following criteria: communication process with consumers and / or required cosigner, ease of use when applying, clarity of necessary disclosures, availability of 24/7 customer support staff, availability of customer support channels including but not limited to email, phone, fax, and text, competitiveness of interest rates offered at a high level and at a credit profile level, wide variety of terms available, non-financial benefits and services offered, incentives for responsible borrowing, tools to promote educated repayment, relationships with servicing companies, availability of a soft credit check process, experience industry executives, track record of excellent consumer happiness, values upheld by the institutions, and timeline for funding process.

On one hand they appear to make the argument they can't shoulder any more consumer protection obligations because creditors have cut back on their funding, but at the same time they appear to have done nothing to require creditors to fund them at appropriate levels.

«Consumers out there are really looking for products that are not only attractive and appealing to look at, but will also provide that level of safety and security for their pets.»

However, since Nintendo is a company that wants the value of the games to be appreciated by consumers and wants to keep the games» value at as high a level as possible, we do not want to use the free - to - play terminology that implies that you can play games free - of - charge.

They're like, a lower level of human, so they're not worthy of the same level of respect as we are, the illustrious consumer base, with our distinguished character, our limitless patience and understanding, our supremely sophisticated intellect, yes, indeed it is good to be at the top of this particular imaginary hierarchy, isn't it?

Consumers will adopt this model, and if they don't then the only other option they have is PC gaming which can end up even more costly with upgrades needed each year in order to experience each game at a high level.

A big problem here is not only human psychology at the fisherman, citizen, «consumer», or individual level.

«If you were to lose demand response at the wholesale level and it wasn't replaced by anything, it would be very bad for the consumer,» he said.

«The very fact that the wind power system, that has been imposed so expensively upon the consumers, can not and does not achieve the simple objectives for which it was built, should be warning the energy establishment, at all levels, of the considerable gap between aspiration and reality.

keeping energy prices at a level that does not overburden industry and does not impede consumer access to energy; and

And CO2 is not the cause, as determined by scientists for the 300 - year drought that ended the Bronze Age (CO2 levels were at pre - industrial / consumer levels).

It might of course be possible to do better than that, but it's not clear that operating at the individual consumer level via caps and rationing is the best way ahead.

But let's don't overlook the key point that the emissions to atmosphere come from burning hydrocarbons (and we should be happy if only CO2 gets out when we burn them), so we need to discourage burning the fuels and the obvious way to do that is raise taxes on hydrocarbon fuel (at the retail level please — be honest, don't try to bury it at the wholesale level so consumers think the oil producers are gouging them).

On a more ethical level, if consumers buy a product from you and they believe it to be BPA - free because of information on signs, in catalogs or told to them by a salesperson, and then they find out it is not BPA - free, we suspect most would be more than a bit upset at all parties involved.

The good news is, while they weren't your clients, they were still legal consumers at some level.

(Let's hope Farr wasn't drinking the ready - to - brew coffee, which is claimed in a lawsuit to expose consumers to risky levels of carcinogens, as mentioned by Ken Odza at Food Liability Law Blog.)

This rating could be a good sign for investors who are looking for a company about to turn around, but it indicates a company that is not trusted enough for long term insurance policies at the consumer level.

With additional competition from Apple on the horizon, Google's presence at CES suggests an increased interest not just in the consumer level, but also in tapping into the sheer amount of developer and engineer talent that attends these conferences.

The 3D printing market is kinda booming at the consumer level and there isn't long - term exposure data about these things.