Sentences with phrase «not base their premiums»

Why isn't the base premium going up if claims are so bad?

To refute this claim that unfair and illegal practices are used to discriminate against low - income individuals, insurance companies will say that they do not base their premiums based on income.

FHA does not base its premiums on credit score, so borrowers with lower credit scores often find FHA a lower - cost option whereas borrowers with higher scores would save more money by going conventional.

Not exact matches

And while not every out - of - pocket health - care expense counts as deductible, long - term care insurance premiums do, with age - based caps on how much you can deduct yearly (see chart below).

«[The legislation] does not take steps toward coverage and access for all Americans, and while insurers are still required to offer coverage to patients with pre-existing conditions, allowing states to get waivers to vary premiums based on health status would allow insurers to charge unaffordable premiums based on those pre-existing conditions,» wrote American Medical Association (AMA) president Dr. James Madara in a letter urging Senate Majority Leader Mitch McConnell to shelve the Graham - Cassidy bill on Tuesday.

I'm not aware of any reward - based platforms serving entrepreneurs that charge an upfront or posting fee, though some donor sites like Crowdrise charge a monthly and transaction fee, depending on some premium features.

Signpost does not charge a premium to post or access deals, and Wall is quick to point out that unlike location - based mobile applications such as Foursquare and Gowalla, Signpost doesn't require consumers to check in to capitalize on an offer.

«Individual bonds, including municipal and corporate bonds, are not as easy to sell on a time - sensitive basis without paying a premium,» Kaplan says.

Although the Health Insurance Marketplace Calculator is based on actual premiums for plans sold in your area, there are several reasons why your calculator results may not match your actual tax credit amount.

I don't know exactly what's going to happen, but simple math based on the current level of interest rates leads me to believe that these risk premiums will be much wider in the future over longer time frames than they've been in the recent past.

Given Tesla's name recognition and established fan base, I wouldn't be surprised if Tesla could sell 100 MW of solar roofs annually when fully ramped, nearly matching SunPower's premium solar business.

The first is that risk can not be arbitraged away, and the research offers many simple and intuitive risk - based explanations for the persistence of the value premium.

I've noted that the upward spike in bond yields in recent months was based not on information about an economic recovery, but merely reflected a normalization of maturity risk premiums.

Aside from acceptable «basis» risk between the stocks we hold long and the indices we use to hedge, and perhaps 1 % of assets in option time - premium at any given time as a result of staggering our strikes to provide a stronger defense, we don't consider various speculative bubbles as threats to our own returns.

«if you're paying no premium, you can be sure there are lower benefits in some way and you won't know it until you go to use your insurance,» said Matt Chancey, a certified financial planner based in Orlando.

This focus on an asset's earnings power and, in particular, the ability of assets to earn returns in excess of desired returns is the essence of my intrinsic valuation, which is based on Steven Penman's residual income model.1 The basic idea is that if a company is not earning a return in excess of our desired return, that company, like the bank account example above, deserves no premium to book value.

This is critical because in times when bullion coins and bars are in short supply and sell for large premiums over the spot price, getting cash based on the spot price is not nearly as good as getting your bullion back.

«To ensure public shareholders are not disadvantaged, any takeover bid would need to be put to a shareholder vote and any recommendation by the board would have to be based on an appropriate premium as well as safeguards for future probity given past track records of the businesses controlled by the Murdoch family», said Kieran Quinn, chairman of Britain's Local Authority Pension Fund Forum (LAPFF).

Rancho Santa Margarita, Calif. - based Golden Spoon does not limit its innovations to just its one - of - a-kind yogurt flavors that mimic a premium ice cream experience, a trait for which it has been known for nearly 30 years.

Organic wines are one of the few organic commodities that don't attract a premium, mostly because wine prices are based on quality.

«Demand for our great - tasting, premium plant - based beverages has grown significantly year - over-year — not only here in the US, but in several key international markets as well, including the U.K., Canada and Australia.

The Germany - based beverage can producer has developed the Protected Quality integrated seal can as a means to appeal particularly to people in the 20 - 39 year - old demographic who are «not traditional wine drinkers but like to try out new premium products that combine innovation, sustainability and a compelling taste experience».

Organic beer is not just a marketing tool to gain bigger premiums, but a branch of the craft beer movement with integrity, according to UK - based Stroud Brewery.

Our family of premium brands has been dedicated for more than a century to supporting those who are not only passionate about creating great food, but are inspired by the people they serve and come to know on a daily basis.

I have heard football experts on here opine that safety is not a premium position for us based on our scheme.

most USA based MMA events start around 11 pm or something (e.g. UFC early fight pass prelims) and main cards often past midight... it's not like they have some alternative premium content to show and a live content of bellator not being worth it...

Especially not when one is paying a premium for the «premium, plant - based, hypoallergenic» baby wipes.

No independent mechanism exists to determine why premium rates are set as they are, and insurers are not required to disclose the real basis for their premiums.

Sources said that members of the group and their principal were not happy with what they saw as attempts by the party leadership and the presidency to diminish Tinubu's premium contributions to Buhari's emergence as president and undermine the former Lagos State governor's leadership in his South - West power base.

An insurance firm has pulled plans to set premiums based on customers» Facebook activity, but the basic idea is not going away, says Aviva Rutkin

«Premium - based financial incentives did not motivate obese employees to lose weight: Results shed light on potential challenges of health insurance premium adjustments in wellness programs.»

Salty Girl could not be scaled up because the customer base — conservation - minded chefs in high - volume restaurants on the West Coast who are willing to pay premium prices for seafood — was too small.

Her dating site is membership based, not pay - per - letter, meaning you only pay a one - time fee to receive unlimited communications and premium features.

Although, most of the services in this app are free, this is not to say that there is no premium based account subscription with even more exciting features.

While Paktor doesn't have a premium membership, it has tested features such as gifting, search base on premium metrics, and contacting «top» users on each country's leaderboard.

My old roommate, on the other hand, focuses more on the overall experience and doesn't care if there's a premium fee as long as she gets great features and a responsive user base.

Attractive World is a premium dating site that allows existing members to decide whether or not new applicants are suitable to join the community based on their submitted profiles.

Women automatically receive premium status, and every new user receives 1,000 coins as a gift, not to forget the fact that more free coins can be earned through easy tasks such as logging in on a daily basis or completing the profile section.

I think beauty is not the basis of admission but paying the premium.

Moreover, premium membership is quite expensive and you don't get unlimited communication, and on this basis your money may be better spent elsewhere.

Our premium cloud based LMS, might not have everything and the kitchen sink, but we strongly believe it offers a set of cloud based LMS features that have been well thought out and expertly crafted — as opposed to piled up.

Many schools, however, have historically not been able to pay the premium that Apple commands for its high - end products and have opted for Windows - based devices.

This much we know: Mayor de Blasio gave in to the union's demands for sizable raises but got very little in return - no premium sharing of health - care costs, no higher co-pays, no guaranteed dismissals for ineffective teachers who don't even teach full time, no changes to the rigid seniority - based salary schedule, nothing.

This could be because it is being seen as a softener for some areas of the country but it does mean that when asked if we want a deprivation factor to be included, the answer has to be yes on the basis of the hint that pupil premium may not exist after the next general election.

Parents who don't register their eligibility also pose a problem for school budgets, as things like pupil premium cash is paid based on the number of FSM - eligible pupils.

Cars like the A3 now come with a base level of specification that's genuinely comprehensive, but that doesn't stop Audi offering a hoard of premium options and packs to satisfy any need.

There isn't a big difference between the 13 and 14 and I was able to get the premium of my year for the same price as the 14 base.

It's good the Lincoln isn't charging a premium for the hybrid versus the base V - 6 car, but this price still seems a little steep for a vehicle that's fairly clearly a Ford Fusion Hybrid with fancier clothing.

But just because the base version costs less than half as much doesn't mean that it's a bargain - bin special, because all versions of this Jeep SUV are capable and comfortable, with many premium features.

Aston Martin has not yet announced pricing for the 2015 V12 Vantage S Roadster, but expect it to command a premium over the hardtop's base price of $ 184,995.