Sentences with phrase «not be in debt»

Although you can never put a price tag on your family, it was important to us to not be in debt when starting our family.

As you can see by these three stories, it is always possible to pay off your federal or private student loans and not be in debt forever.

However, I learned a few tips and tricks on how to create content and not be in debt because of spending all my money on clothes.

Unlike credit cards, which charge interest on top of interest again and again, you can pay your loan on your paydays and unlike credit cards you won't be in debt for years and years from making a minimum payment on a large debt.

Well, to be brutally frank, in my experience, most debtors with the discipline and financial savvy to pull off their own debt repayment program wouldn't be in a debt mess to begin with.

Freedom comes from not being in debt (first) and having money (second).

So how did I cut down the payback time so I wouldn't be in debt for the rest of my life?

Not exact matches

Times editorial board member Elizabeth Williamson writes that wealthier tech employees seem to support Clinton; meanwhile, those living in «a less glamorous Silicon Valley, inhabited by brainy young people whose long hours power the big companies and whose college debt is so heavy that some of them can't even qualify for a credit card» are «feeling the Bern.»

«I am in debt, but I am not alone.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

The Tories claim the province is in a debt crisis, but that's not the case, said Helmut Pastrik, chief economist with Central 1 Credit Union.

A good rule of thumb is to avoid going into debt purchasing things that won't go up in value.

Canada's debt - saddled governments aren't in a position to reprise the 2009 stimulus spend, and Canadian consumers definitely shouldn't be further stressing their credit cards and bank lines.

Secondly, you aren't going to be in debt to anyone.

And because of the softening in the market, they haven't been able to find a lender willing to issue them a HELOC large enough to cover their unsecured debt.

Unfortunately, in most instances that is not how debt consolidation loans are used.

Also, while consumer debt is falling and corporate debt is not yet at crisis levels, keep in mind that government debt has skyrocketed — ironically, as a response to slow growth in the global economic system.

(This kind of credit is not included in IIROC's calculation, so the debt underpinning our stock market may be considerably larger than we know.)

She moved in with a friend and was able to pay off her mortgages, but she couldn't make much of a dent in her credit card debt.

Not every promising entrepreneur is able to begin a business debt - free, but it is possible to set up a plan for paying off credit card or student debt so that you aren't limited in the future.

I'm not interested in raising equity; remember, equity is more expensive than debt, and can be very expensive in the long run.

Back then, Barrick was not a bloated organization that had lost investor confidence, nor was it facing a mountainous $ 13 - billion debt in a depressed gold market.

That Canadians are carrying record amounts of debt is not in dispute.

One of the advantages of a corporation is that stockholders and officers in the business are not personally responsible for its debts.

But low interest rates, at least in Canada, have pushed household debt to such vertiginous levels that officials like Carney know they shouldn't be counting on consumer spending to drive the recovery — ergo, the call for more corporate investment.

To wit, reports Tuesday suggested the Treasury Department was preparing drastic measures in case the debt ceiling is not raised.

«There won't be enough money in the government to allow for a tax cut and fiscal stimulus program if in effect the government can't even pay the interest on the debt without borrowing the money.»

After growing up in a financially unstable home, I didn't want to be enslaved to debt as an adult.

Dell did not say why it is exploring a major deal, but previous media reports have speculated that it is seeking financing to help pay off the $ 46 billion in debt that it took on as part of its EMC acquisition.

«I will continue to act to ensure that household debt levels are sustainable, that lenders are acting prudently, and that increases in interest rates or a housing market downturn don't put at risk the economic growth we are working so hard to accelerate,» Morneau said.

«In most jurisdictions, a division of assets and debt is final and you can not change it unless both parties agree.»

That wouldn't have been much of a burden; Canada's debt - to - GDP was about 70 % in the 1990s.

Theoretically, a privately held Dell will not face such pressures although some might argue that the $ 47 billion in debt the company assumed to get this thing done comes with its own set of stresses, but that's a story for another day.

Although there may not be a bond bubble, with investors starved for yield, Gundlach predicts a potential bubble could form in credit risk as investors increase their leverage on riskier debt securities like junk bonds and emerging market debt.

Even though the Massachusetts filers owed substantially more in unsecured debt (that is, debt not backed by a home, a car, or another asset) than their counterparts in other states, they reported less than half as much medical debt, which is also unsecured.

Section 4 says, in part: «The validity of the public debt of the United States, authorized by law... shall not be questioned.»

The increase in average student debt, moreover, comes on the heels of news that college students don't really learn anything and the opinions of pundits like James Altucher that college is just a huge waste of time and money.

«We note Valeant has more than $ 30 billion in total debt and approximately $ 3.8 billion due in 2018 - so the proceeds announced today would cover some but not all of what is due by year end 2018... Valeant has not indicated in its press releases if these deals are dilutive to EPS.

Governments need to retrench fiscally, but this should not be pursued in the short term while the world economy is in danger of falling into recession when heavy debt loads are to be paid.

While it's true that a good insurance policy can do much to reduce lawsuit worries and that many small, savvy businesses don't have debt problems, it's also true that businesses which face significant risks in either of these areas should probably organize themselves as a corporation or LLC.

True to former slogans like «Losing is not an option,» CEO Mark Simo said in a press release that the goal is to reorganize the company and surface from under its debt.

That's because while declaring bankruptcy would help the sunny Caribbean island restructure and reduce its $ 72 billion debt load, it wouldn't help Puerto Rico slim down its costly government operations in order to avoid getting in trouble again.

«When people have forgiven debt, they shouldn't automatically think they're going to be taxed on that income,» says Andrew Schwartz, founder and managing partner of accounting firm Schwartz & Schwartz in Woburn, Mass. «If somebody's debts exceed their assets, that 1099 - C [the tax form for forgiven debt] isn't taxable.»

This is in marked contrast to the perspective of a year ago when the elimination of the debt did not appear likely until the next decade.

The losses, Hempton argued, had to be paper losses, likely on debt relief, because even Trump likely didn't have nearly $ 1 billion in hard, cold cash to lose.

«We are unlikely to see higher interest rates soon, since with $ 15 trillion in debt constantly rolling over, as a country we can't afford higher interest rates,» Backus says.

A large share of Italian debt issued under domestic legislation does not have any contract terms and is regulated by an Italian law that gives the Italian Treasury ample latitude to restructure the debt... The composition of Italian public, however, is changing rapidly because in January 2013, Eurozone members started issuing bonds with standardized contract terms.

Second, while it makes sense that an environment in which investments, like government debt, are yielding a smaller return might cause people to spend less today in order to make their retirement goals, there just isn't a lot of evidence that this happens in the real world.

Being in debt can understandably be scary — especially if the company isn't lucrative yet.

If you simply must have a loan, be quite certain you won't get trapped in the debt cycle.