Not exact matches
My wife and I are in almost the identical situation - 2 kids, she works part time in the biological sciences while spending plenty of time with the kids, I'm a programmer outearning her significantly - and I can tell you that I'd more than happily switch roles if she were the
bread earner, and would feel just as satisfied if
not more doing so.
Term Insurance plans become a necessity only if you are the sole
bread earner of your family with number of dependents and you do
not have sufficient assets to suffice if your income ends.
Whether you are the sole
bread earner or
not, protection plans are relatively hassle free.