Sentences with phrase «not by their interest rate»

In this method, you pay the debt according to their size and not by their interest rate.
This is why I've decided to focus on my debt by balance and not by interest rate.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Here's the catch: If you fail to pay off the whole balance by the end of the interest - free period, you're on the hook for high interest rates against the original purchase amount — and not the remainder.
Last year, Poloz was guided by the numbers in front of him, not theoretical concerns about the potential damage of lower interest rates.
Over-valuation doesn't look so severe by this measure because a big component of mortgage payments — interest rates — is very low and incomes have continued to rise over the years.
«Boeing's book of business wasn't hurt by a little wage inflation or modestly rising interest rates or margin calls in the financial markets.»
«Why would you not order things by interest rate
But the downturn in the 1980s was caused by the sudden and massive increase in interest rates by the Paul Volcker - led Federal Reserve, not a meltdown of the global financial system.
«If you purchase a home but can't make the payments if interest rates go up by two percentage points, you probably shouldn't be buying that home in the first place,» he says.
That said, this is No. 10 on our «get» list, because the interest rate on student debt isn't as onerous as personal credit card debt, but we do find it a bit depressing that our list is bookended by debt!
«Pension plans since the financial crisis have been in pretty rough shape because interest rates were held down by all the — I won't call it manipulation — but all the activities by the central banks to keep interest rates low and to spread growth,» he says.
It is 3.75 percent away from its high after February's market sell - off, which was kicked off by interest - rate concerns, not political drama.
U.S. stock indexes surged Thursday, with the Dow rallying over 400 points, driven higher by reassurances from the Federal Reserve that it won't imminently raise interest rates.
Further, we do not expect the bond market to sell off and interest rates to go shooting up when the Fed raises the interest rate from zero by an eighth or a quarter percent.
What do they over promise, which is becoming common, and then specifically for banks it's both I would say regulation, but also how the world is managing interest rates in a way that hasn't really happened since there's an example, by the way, it's World War II.
«The public funds, at least in Pennsylvania, are structured to enable the bank to make a loan that they might not be able to make without the public debt behind them by enhancing the loan - to - value, reducing the risk to [the bank], and then passing on some benefits [to the borrower] in the form of lower interest rates, which help cash - flow issues.»
The rise in the annual inflation measures reported by the Commerce Department on Monday was anticipated by economists and Fed officials and is not expected to alter the U.S. central bank's gradual pace of interest rate increases.
Retirees are facing problems very similar to the average pension fund: In addition to not having enough cash contributions to keep up with the costs of aging, their returns have been hurt by interest rates that have been too low for too long.
By secular reflation, we mean at least a decade in which short - and long - term interest rates stay habitually below nominal GDP growth and high grade bonds are not really bonds any more: delivering trend returns that are close to zero or even negative.
STANLEY FISCHER: So let me just — I thought a little with R - star being so low — I sort of made — a nuisance of myself by saying, it's not only monetary policy that affects the interest rate.
Jayson Meyers, the head of Canada's main exporters» lobby and an economist by training, told Bloomberg News that the Bank of Canada should consider raising interest rates, not lowering them.
However, Poloz hasn't appeared overly fearful of triggering a financial crisis, arguing that lower interest rates will help to avoid one by making it easier for homeowners to keep up with their mortgage payments.
Because the interest rate is a weighted average and rounded up, borrowers won't ever save money on interest by opting for a federal consolidation loan unless the loans are pre-2006 and have a variable interest rate.
The amendment provided for (i) an immediate reduction in the interest rate margin applicable to the loans outstanding under the Senior Secured Term Loan Facility from (a) 3.50 % to 3.00 % for LIBOR borrowings and (b) 2.50 % to 2.00 % for base rate borrowings, (ii) an immediate lowering of the LIBOR floor for loans outstanding under the Senior Secured Term Loan Facility from 1.25 % to 1.00 % and (iii) the borrowing of incremental term loans, the proceeds of which were used to repay the outstanding loans of lenders that did not consent to the repricing amendment (the Non-Consenting Lenders) in an aggregate principal amount of approximately $ 99.6 million, which is the amount of loans held by such Non-Consenting Lenders on February 8, 2013.
The reason Keynesianism got such a boost post-crisis was not for any real - world examples of its success — the list of its failures, by contrast, is lengthy — but because of the assertion, accepted far too quickly with far too little evidence, that monetary policy, at the fabled Zero Lower Bound (interest rates of near zero) had lost its effectiveness.
While it's still not known when interest rates will go up and by how much, what we do know is that the bond market is at greater risk to rising interest rates than at any time in recent history.
This range is determined by a number of factors, including but not limited to the business cycle, valuations, interest rates, inflation, and the collective mood of millions of investors.
New auto loan rates will rise, and current fixed - rate auto loans won't be impacted by a boost in interest rates.
«The old adage is: «Bull markets don't die of old age, they are killed by higher interest rates
Not to spoil the fun for anyone, but a relatively tiny number of people pay any attention to moves by the Fed, the inflation rate, and interest rates.
This means that as long as the PBoC intervenes in the currency, it can not provide debt relief to struggling borrowers, and to the economy overall, by lowering interest rates without setting off potentially destabilizing capital outflows as the interest rate differential narrows.
The Peoples» Bank of China fired a double - barrelled easing shot on Tuesday — lowering interest rates and the reserve requirement ratio (RRR) by 25 basis points and 50 basis points respectively — but this was not enough to reassure markets of slowing growth fears.
Interest rates on savings accounts don't move in lockstep with rising interest rates set by the Bank ofInterest rates on savings accounts don't move in lockstep with rising interest rates set by the Bank ofinterest rates set by the Bank of Canada.
And liaison by the Asian Development Bank suggests that many non-resident investors in these markets do not hedge their FX risk; they want exposure to both the domestic interest rate and exchange rate.
Commodity prices may be affected by a variety of factors at any time, including but not limited to, (i) changes in supply and demand relationships, (ii) governmental programs and policies, (iii) national and international political and economic events, war and terrorist events, (iv) changes in interest and exchange rates, (v) trading activities in commodities and related contracts, (vi) pestilence, technological change and weather, and (vii) the price volatility of a commodity.
On the day that a new cash rate target is announced by the Reserve Bank, it is not necessary to conduct additional market operations to guide the market toward the new interest rate.
A dynamic is put in place in which debt keeps labor down — not only by eating up its wages in debt service, but in making workers suffer sharp increases in the interest rates they have to pay or even risk losing their homes if they miss a payment by going on strike or being fired.
[Central banks] are supportive of these new technologies because they'll improve the payment system... but it won't affect the ability of the Fed to require a certain amount of reserves,» remarked Bernanke about a central bank's ability to curb inflation by altering interest rates.
«The economy has never been as levered as it currently is, and the economy is far more interest sensitive than it has been in the past, to a degree that we don't have certainty over how each interest rate hike is going to affect Canadian consumers,» said Frances Donald, senior economist at Manulife Asset Management, by phone from Toronto.
The rise in the annual inflation gauges reported by the Commerce Department was anticipated by economists and Fed officials and is not expected to alter the US central bank's gradual pace of interest rate increases.
A zero interest rate, infinite maturity, TLTRO to individuals is certainly not fiscal policy, as defined by Eurozone law — because no government is involved.
If you don't have great credit, the interest rate offered by the lender may end up being higher than the rate you are currently paying on your loan.
Graduates with student loan debt aren't the only ones who can benefit by refinancing their loans at a lower interest rate — parents can save thousands by refinancing the student loans they take out to help their kids pay for college, NBC Nightly News with Lester Holt reports.
The Fed should be clear now that its priority is not preventing a small step up in inflation, which in fact should be welcomed, or returning interest rates to what would have been normal to a world gone by.
Include Quicken Loans in your search, but don't commit until you've compared your interest rate and other terms with those offered by other lenders.
However, by September 2013, the IMF had done a 360 - degree turn and had the U.S leading a global recovery (albeit not very strongly) and the emerging market economies struggling with rising interest rates, capital flight and falling exchange rates, resulting from the possibility of a tapering of Federal Reserve Board monetary stimulus.
Increasing interest rates is supposed to cool an «overheated» economy by slowing loan growth, but lending is not growing today.
Over the past 30 years, during which earnings growth hasn't been stellar, market values have instead been driven by Federal Reserve - induced low interest rates leading to corporate share repurchase strategies and merger and acquisition activity.
The Federal Reserve will presumably keep its bond - buying program going a while longer after the disruption to the economy caused by the government shutdown, and is not likely to raise interest rates until at least 2015.
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