Sentences with phrase «not estate planners»

Edward Jones, its employees and financial advisors are not estate planners and can not provide tax or legal advice.

Not exact matches

Prince shocked estate planners everywhere when it was revealed after his death that he didn't have a will.

«A disclaimer means you do not accept the benefit,» said Larry Lehmann, president of the National Association of Estate Planners and Councils.

In many states, if heirs can't find your will, the law presumes you revoked it and destroyed it, said Lehmann, who is also past - president of the National Association of Estate Planners and Councils.

But don't decide on a course of action without an estate planner's guidance.

The first thing to emphasize with clients, said Roger Ma, certified financial planner and founder of financial planning firm lifelaidout, is not only their new home state's income taxes — if there are, indeed, any — but all its other taxes, such as property taxes, sales taxes, inheritance and estate taxes.

«Unlike stocks, bonds or real estate, bitcoins, for example, do not generate income or pay dividends,» explains Certified Financial Planner Taylor Schulte of Define Financial.

«Unlike stocks, bonds or real estate, bitcoins do not generate income or pay dividends,» explains Certified Financial Planner Taylor Schulte of Define Financial.

There is a large over 50's vote in Bexhill & Battle and the majority are very disillusioned with the Tory's over the EU, immigration and the prospect of large housing estates being dumped on their characterful villages by ruthless planners and the National Planning Policy Framework that is set to change so much and not for the better.

Jason Heath, a fee - only financial planner with Objective Financial Partners, says robo - advisors are a great choice for young investors who only require portfolio management for a specific savings goal and don't need to get into the more personal aspects of wealth management such as taxes and retirement or estate planning.

Answer 2: I'm not a financial planner, I'm a real estate agent, but in my opinion you should always pay off the debt that has the highest interest rate — typically the line of credit.

For this reason, when estate planners and insurance professionals ask you, a business owner, about this kind of insurance, it is for your benefit (and that of your company) and not just a sales pitch.

You have no obligation to pay your folks» bills post-mortem, although if you've co-signed any loans or own property with them, you could be on the hook if there's not enough money in the estate to cover their debt, says Sandra Foster, financial planner and author of You Can't Take it With You.

Heather Franklin, a certified financial planner in Toronto, also notes that since a lot of millennials aren't in the market for real estate, they really don't have an opinion on the foreign buyers tax at all.

But seeing as this question is not just about real estate, I asked MoneySense contributor and Certified Financial Planner, Jason Heath, to weigh in.

I'm guessing the reasons that you gave for why people ought to try estate planning don't necessarily resemble all the estate planners practices, who might be listening, or people who dabble in Wills and Trusts.

An estate planner can also help you understand how wills and marriage contracts interact — a very important legal consideration that you should not overlook.

Diligent estate planners should counsel clients on the potential hazards of not properly providing for a spouse or dependents in their estate plans and wills, says Toronto estate and civil litigator Kristine Anderson.

So he doesn't actually offer to be hired as an estate planner or elder lawyer, but he hints and indicates that that's what he does in various ways.

On the other hand, estate planners might customize their intake form to include current debt, executor information, and whether or not there's a living will.

An estate planner can help you make sure the trust's beneficiaries know not to act on a Crummey letter and withdraw money during the 30 - day window.

If you happen to fall into this category, please seek out advice from a financial planner and an estate planning attorney on how you can structure your life insurance to benefit your estate and not add additional taxable assets.

For this reason, when estate planners and insurance professionals ask you, a business owner, about this kind of insurance, it is for your benefit (and that of your company) and not just a sales pitch.

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If you are in a situation where you have sole physical and / or legal custody, and you do NOT want your co-parent to have care, custody and control of your child (ren) should something happen to you, then you need to see a qualified estate planner to determine your options.

Resist the temptation to invest in any asset - real estate included - that doesn't meet the core objectives you and your planner have defined for your financial plan or overall investment portfolio.

«Every agent should have a stable of experts — a financial planner, a certified public accountant, an attorney — not just for closings but for family, finance, and estate law specialties as well,» says Leigh Brown, ABR, CRS, broker - owner of RE / MAX Executive Realty in Charlotte, N.C. «You rely on these experts to guide your clients when you can't.»

«In a profession like real estate, you can't predict or control the market, and your income can be all over the board, so divorce can be more burdensome than it is for others,» says Jim Hallett, a certified financial planner based in Port Angeles, Wash..

Roger Ma, a New York - based certified financial planner and founder of the financial planning firm lifelaidout, said most real estate agents are not personal finance experts.