Sentences with phrase «not fee disclosure»

Whether or not fee disclosure makes any difference depends on how the fees are disclosed.

Not exact matches

(Full disclosure: I have offered to pay the $ 5 million «leak fee» that producer Chris Nee said in a tweet was a reason those tapes have not yet been released.)

The SEC's focus on the average net IRR disclosures, which has not been previously reported, marks a new phase in the agency's efforts to regulate private equity and comes at a time when the industry is already under pressure from investors to simplify its fees and expenses structure.

Thus, reforms like stricter regulations on brokers, disclosure of 401 (k) fees, or requiring plan sponsors to offer more lower - cost index funds, would be band - aids; they wouldn't fix this fundamentally broken system.

The company would have to file a notice with the regulatory department; pay a registration fee of $ 250; provide evidence of registration with FinCEN as a money services business; agree to not invest or pledge virtual currency in its custody or control on behalf of others or to engage in the exchange or transfer of legal tender; and prove its policies for reporting, disclosures, and compliance.

Written fee disclosures, which are required by law, don't always have the effect they're meant to because «participants don't always read it.»

That's unfortunate given the erosive effect of 401 (k) fees, but hardly surprising when you consider most 401 (k) providers charge hidden fees that don't appear in participant statements or fee disclosures.

And that's before anyone gets to scandals in Summers» past, like the comments on women in the sciences or the Shleifer affair, not to mention the consulting and speaking fees he'll need to report on his financial disclosure forms.

I also think these advisors will have a tougher time competing with fee - only advisors that won't need to have their clients sign a complicated BICE disclosure document

See http://janebryantquinn.com/2010/09/have-an-annuity-with-lifetime-income-guarantees-dont-give-it-up/ I have written negatively about equity - indexed annuities (which the industry likes to call «fixed annuities,» even though they aren't fixed), due to lack of disclosure, hidden fees and, yes, abusive sales, as several lawsuits by attorneys general can attest.

While not all providers with revenue sharing may be deemed fiduciaries, the risk of potential liability may cause many to evaluate their fee disclosure procedures and make pre-emptive changes.

We probably would not have the fuss over the fiduciary rule if total and prominent disclosure of fees were done.

Plan providers don't make this easy by providing fee disclosures that are 15 to 45 pages long and use very opaque language in how this information is relayed.

Specifically, the new rule would: increase compensation for passengers involuntarily bumped from flights; allow passengers to make and cancel reservations within 24 hours without penalty; require full and prominently displayed disclosure of baggage fees as well as refunds and expense reimbursement when bags are not delivered on time; require fair price advertising; prohibit price increases after a ticket is purchased; and mandate timely notice of flight status changes.

Amazon based its European headquarters in Luxembourg with the express intent of avoiding most of the tax fees that plague international companies; however, in full disclosure and with the intent of not painting any «bad guys» in the scenario, a large number of companies follow the same real estate principle, including Google and Starbucks.

This fee is a finance charge for federal law disclosure purposes (even though not included in any APR calculation).

These fees are finance charges for federal law disclosure purposes (even though not included in any APR calculation).

The card also doesn't provide a straightforward disclosure for the annual fee.

Additionally, fee - based investors tend to be less negatively impacted by mandated disclosures, since commission - based accounts often include embedded fees paid by the mutual fund companies that investors may not know about.

And not surprisingly, poor disclosure and high fees are positively correlated.

Since plan participants can not change record keepers or even advisors on the plan, FeeX focuses on investment fees — which might be easier to discover with the advent of 408 (b)(2) and 404 (a)(5) disclosures.

And some funds might charge an upfront commission, which you might not know about unless you review the fee disclosure statement that all 401k plans are required to provide.

And there are also disclosure risks if clients are not explicitly made aware of such fees (e.g., if they're buried deep in the paperwork).

Not easy to find all fees: You'll need to scroll through a long account disclosure to find two sets of fees — account - specific ones and general fees across accounts — which can be confusing.

In addition, the initial TRID 2.0 rule did not address the «black hole» issue that prevented lenders from re-setting fee tolerances when a closing disclosure had been issued prematurely.

Commissions do not need to be shown on your annual fee disclosure statement, but some advice firms voluntarily include them.

CRM2 was a significant step toward fee transparency, but because it doesn't require disclosure of all costs associated with investments, investment advocates say that Canadian investors still have an incomplete awareness of the costs they pay.

A facilitator of a refund anticipation loan or refund anticipation check may not advertise or market a refund anticipation loan without including in the advertising or marketing materials a disclosure that the product is a loan and that tax refunds can be obtained without a loan or extra fees if tax returns are electronically filed with direct deposit.

Most often, contracts for credit repair services do not contain full disclosures of a consumer's rights and responsibilities and fail to disclose all fees and payments (including any fair share payments).

In addition, the plan's annual Form 5500 Department of Labor (DOL) disclosures are supposed to identify the administrative fees paid to TIAA, but they do not clearly identify this information either.

We probably would not have the fuss over the fiduciary rule if total and prominent disclosure of fees were done.

(b) the range of fees for specifically described professional services provided there is reasonable disclosure of all relevant and variable considerations affecting the fees, so that the statement would not be misunderstood or be deceptive including without limitation, an indication whether additional fees may be incurred for related professional services which may be required in individual cases.

Disclosures would increase on subprime credit card fees — Subprime cards carry upfront fees that the Federal Reserve board contends are not clearly disclosed to customers.

After reaping lots «more» hUge rewards like the 0.5 % you mentioned plus $ 25 for sign - up, Rogers Fido MCs provides not much else in cutting out card benefits, i.e., Rogers / Fido MC disadvantages along charging FX fees are missing consumer / travel protections like free roadside assistance, car rental CDW and purchase security insurances found on the Home Trust Preferred with «0 % Foreign Currency Conversion» disclosure, i.e., unlike almost all credit card issuers like Rogers / Fido, Home Trust charging «no Foreign Transaction fees» alone saves you all those initial fee costs from the start.

One bit of important information that you will not find on uTANGO's website is the «terms, conditions and disclosures,» which contains important information such as interest rates, fees and penalties, and the brass tacks on how to maintain your membership in good standing.

For example, in Colorado civil cases, some of the more common grounds for an award of attorneys» fees to a defending party are: (a) a two - sided contractual fee shifting term, (b) dismissal of the case before filing an answer for failure to state a claim when tort claims were asserted, (c) a determination that the suit was groundless, frivolous or vexatious, (d) violation of certain rules relating to disclosure of information to the other party, (e) a statutory fee shifting provision in the case of a claim based upon a statutorily created right which is present in some statutes but not others.

For example, the defence could seek disclosure of the redacted billing narratives and fee notes being charged by the private prosecutor (these would not be privileged).

So, for instance, the rules on fee - sharing and referral fees (now rr 8 and 9 respectively) have not changed substantively since the decisions in late 2004; and the updated rules which cover conflict, and the clash between duties of confidentiality and disclosure (rr 3 and 4) have been in place since April 2006.

In contrast, I have never had a family court order disclosure of such records when the opposing party was not seeking fees.

Thus, Sally Azarmi, chair of the Small Firms Division of the Law Society said that disclosure of fees on the internet was «not viable» and was incompatible with practice in other jurisdictions.

Accordingly, the Parties each agree and acknowledge that any such violation or threatened violation may cause irreparable injury to the Disclosing Party and that, in addition to any other remedies that may be available, in law, in equity, or otherwise, the Disclosing Party shall be entitled (a) to seek injunctive relief against the threatened breach of this Agreement or the continuation of any such breach by the Receiving Party, without the necessity of proving actual damages, and (b) to be indemnified by the Receiving Party from any loss or harm, including but not limited to attorney's fees, arising out of or in connection with any breach or enforcement of the Receiving Party's obligations under this Agreement or the unauthorized use or disclosure of the Disclosing Party's Confidential Information.

The NPRM did not address whether a covered entity could charge a fee for the accounting of disclosures.

Though not specifically addressed by the rule, NAR recommends greater disclosure of fees paid to appraisers.

He then claimed to have asked the Real Estate Council of B.C. about disclosure and indicated their response implied «that it's only the «EXTRA» income beyond our contracted fee with our seller that we must declare — not as you just put it in your article, and what we were first led to believe, that all fees are to be declared to everyone.

The standard doesn't require that the disclosure be included in a listing agreement or even that it be in writing, but it does require that the seller be told what the cooperative fees will be.

Where a licensee receives remuneration, such as a referral fee, as a result of making a recommendation to a client, or recommending a client to a party, the disclosure must be in writing, but, it may NOT be in a written service agreement or any other agreement giving effect to a trade in real estate.

9 DOS 94 Matter of DOS v. Shane - motion for pre-hearing discovery beyond SAPA 401 (6) is denied; rules re: subpoenas in administrative proceedings reiterated; proper procedure of reserving right to file post-hearing memorandum of law; MLS form listing agreements are acceptable; individual license not sufficient to allow acting as representative of corporate licensee - need affiliated license; agreements procured by individual acting under name of firm but without affiliated license are illegal and unenforceable - no brokerage fee can be claimed; misrepresentation and execution of unauthorized extension; misrepresentation of law (distinction between canceling agency authority and abiding contract rights); RPL § 443 controls the disclosures required of licensees; subsequently licensed corporation not vicariously liable; failure to provide copy of agreement (19 NYCRR 175.12); inadvertence considered in determining penalty

The Court of Appeals affirmed the jury award for fraudulent concealment, but reversed the punitive damage award and attorney fees award, ruling that the Broker could not be liable for violations of the Act because of the property disclosure law.

While the lender is prepared to pay its standard compensation on each loan, what if a disclosure error results in exceeding the tolerances on the Good Faith Estimate (GFE); a loan's fees must be reduced to meet high cost (or Qualified Mortgage) thresholds; or appraisal or credit report charges are not collected by the borrower?

However, if Eileen or her brokerage have been engaged by Dave to provide real estate services in the intervening period or they have an ongoing client relationship with Dave, disclosure of this referral fee, even though it was not expected, is required at the time of its receipt.