Sentences with phrase «not getting a life insurance»

Quick Reminder: if your dependents will be able to live out their lives well without your paycheck — if they have their own careers, or if the family has sufficient savings to cover their needs, or a combination of the two — you do not need and should not get life insurance.
Annuities are also helpful when you can't get life insurance or you want some long - term care benefits but don't have the money to pay for it out of pocket.
If you've ever been told that you can't get life insurance protection because of your age, don't believe it.
Even if you have a pre-existing condition, don't assume that you can't get the life insurance protection that you want and your family deserves.
If you're an applicant with type 1 diabetes, then you may assume that you can't get life insurance, you may have even been declined in the past.
This type of policy is used either as a supplement to an existing life insurance policy, or for someone who otherwise can not get life insurance due to a pre-existing medical condition.
If you have AIDS or HIV, you likely can not get any life insurance protection.
Even if you've been declined for life insurance in the past, don't automatically assume that you can't get life insurance protection that your family needs.
A recent study from LIMRA found that 63 % of people said they wouldn't get life insurance coverage because of its cost.
Don't settle for a company who tells you that you can't get life insurance if you're a construction worker.
Similar to how you can't get life insurance on someone just because you are related to them, there are also occasions in which you can purchase life insurance on someone if you are not related.
According to the LIFE Foundation, people with pre-existing conditions often make the mistake of thinking they can't get life insurance or affordable life insurance quotes.
A substandard rating isn't an excuse to not get life insurance.
Yes, an ADHD diagnosis does not mean you can not get life insurance.
Some people make the mistake of not getting a life insurance policy on themselves or their spouse because they're the stay - at - home parent.
And just because you have been turned down with State Farm does not mean you can not get life insurance.
One of the most common reasons that people don't get life insurance is because they assume that life insurance is going to be too expensive.
While this is certainly true, we aren't saying that you can't get life insurance as a senior.
Hearing all the stories of people not getting their life insurance paid out can be scary.
All too often people are led to believe that they can not get life insurance with a recent DUI or DWI.
There is no contestability period if you have purchase mortgage life insurance, as you really haven't got life insurance, all you have done is pay premiums for 2 years and 1 day for the hope of getting life insurance.
While having asthma may affect your life insurance premium costs, it surely does not mean you can't get life insurance.
So why not get life insurance together, too?
Isn't getting a life insurance quote a total saviour for us?
One of the most common reasons that high - risk applicants don't get life insurance is because they assume that it's going to be too expensive to fit in their budget, but in most cases, that isn't true.
However, just because you use tobacco does not mean you can not get life insurance to protect your loved ones.
As soon as society classes you as a «senior» and you haven't got a life insurance policy in place, it is often too late.
They may not get the life insurance but may discover a disease just in time to save their very lives.
A lot of patients who have had melanoma in the past assume they can't get life insurance coverage.
You'll pay fees if you tap into your life insurance and your survivors won't get that life insurance money when you die.
So if you can't get life insurance elsewhere, why not get a guarantee issue life insurance policy?
And if you do meet any knockout criteria, that doesn't mean you can't get any life insurance at all.
All of that — the genetic sequencing, the knowing about your medical future, the not getting life insurance — is happening now.
If not, there's no reason you still haven't got a life insurance.
Even if you have a serious illness, it doesn't mean you can't get life insurance.
A Guaranteed Issue (also known as GI) life insurance policy from NCE can be a solution to your problems if you think you can't get life insurance or want to skip the medical exam entirely.
If you can't get a life insurance settlement or need to get rid of your policy more quickly, you can return it to your insurer in exchange for the policy's net cash surrender value.
When my New York Life agent told me that my 80 year old business partner couldn't get life insurance, Ed not only got it for us, but at preferred rates.
These are only for people who can not get any life insurance anywhere else but you would be better off putting the premiums in the bank.
Sadly, you might not qualify for even the Substandard group but this doesn't mean that you can't get life insurance at all.
This does not mean you can not get Life Insurance, what it does mean is that as you age your risk category rises and the Insurance Companies that offer No Medical Exam Term Life Insurance will not accept that risk.
If you've been declined life insurance past because of your health or any pre-existing conditions, don't assume that you can't get life insurance.
Hello Siddharth, Well if there is a court case pending, I see no reason why you should not get life insurance.
One reason you can't use for not getting life insurance is that it is just getting too expensive.
Like so many urban legends or wives tales, there is the notion going around that many people can not get life insurance, or at the very best they have to have been cancer free for at least 10 years.
I'm not saying that you can't get life insurance there, but if you pass them up and go down to an independent agency you can a more accurate insurance quotes, get life insurance just as fast, get it at the same price and........
Other common misconceptions that are spread by agents that don't know any better are that you can't get life insurance if you have asthma, if you're over age 75, if you weigh too much, if you have had hepatitis, breast cancer or prostate cancer.
If you have medical problems, your life insurance rates will be more expensive, or you may not get life insurance if your health issues are severe (you can still get guaranteed issue life insurance policy).

Not exact matches

«It happens for the same reason people don't buy life insurance or get annual physicals: It involves discussing uncomfortable areas,» said Mark Tibergien, CEO of Pershing Advisor Solutions.
While genetic testing can't prevent you from getting health insurance, life - insurance policies can use the information to deny your application.
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