Sentences with phrase «not gotten the secured card»

«Since I had to personally insure the credit card, I wouldn't have been approved if I had not gotten the secured card first.»

Not exact matches

And if you can't get approved for a traditional credit card, try a secured credit card.

Since borrowers have to put money down to get a secured credit card, these cards aren't the best tool for financial emergencies.

If you can't get started with your local bank, there are secured card issuers that offer cards nationally.

The typical secured card does not offer a rewards program at all, but the State Department's card gives you a 1 % rewards rate back - that's about the same rate you'd get with the average unsecured rewards credit cards.

Home Trust still offer a secured credit card, but they are very picky and getting one from them is not an easy task.

In other words, if you get a secured credit card, make sure you always pay on time and it won't be too long before you can move up to a traditional credit card.

Newcomers can get secured credit cards, but they require upfront deposits, have low credit lines, and are best for building credit, not making numerous transactions.

But if you credit is not extremely bad, you can get a secured credit card with a deposit that is lower than the credit limit you will be granted.

«I understand clearly as a freshman in Congress you don't get to steer the bus,» says Foster, who secured a seat on the House Committee on Financial Services, which deals with issues such as credit card abuse and predatory lending.

As an example, public records may not affect your ability to get a secured credit card, however public records are included on your credit report and...

Student and secured credit cards don't have any credit score requirements, and are generally the easiest to get.

If you are a college student and can't get a regular credit card, you can apply for a secured credit card where your credit limit is what you deposit with a lender.

The typical secured card does not offer a rewards program at all, but the State Department's card gives you a 1 % rewards rate back - that's about the same rate you'd get with the average unsecured rewards credit cards.

Secured cards are reported as revolving credit (just as any other credit card) and are easy to get because the bank doesn't take the risk - you do.

If you can't get a traditional credit card, apply for a secured card instead.

Note: If you don't mind putting down a security deposit to get a low interest rate, the Savings Secured Visa Platinum Card will actually be the better option for this category.

In order to get a secured credit card you must first pay a deposit, which is to be used when the card's fees are not paid.

Also, if you can not get approved for an unsecured credit card, get a secured credit card so you can establish a credit history of timely payments with a credit card.

Not long after that I applied for a non secured card, got it and it is twice the limit of the secured card.

No deposit: Some secured credit cards are not requiring a deposit, so you can get a secured credit card without putting any money down, which is very unusual, but a good perk for those with bad credit.

If you don't qualify for a traditional credit card because you have no credit history, secured credit cards are a great way to get your toes wet and learn how credit works.

If you don't have credit at all, you can see if you can get a secured credit card.

I don't really understand the process of getting a secured credit card.

The advantage of getting a secured card is that you will get the credit card and not get a rejection on your credit report that will further hurt your credit.

I am trying to rebuild my credit so I can be a first time home owners I was told I needed to get a secured credit card but I had so many doubts because I have not haad a credit card since I was 20 years old now ia m 30 and my credit was ruined very yung Iam now ffixing to pay my debts and trying to see wish secure credit I need to get!

Secured cards are relatively easy to get, but approval isn't automatic.

Secured credit cards are reliable and you don't have to worry about getting in debt over them.

When you've been through something major like a bankruptcy, it can take years to get approved for anything other than a secured card but it's not nearly as difficult when your credit just has some minor dings.

Getting a credit card with sub par credit isn't easy, which means a secured card may be the way to go.

If you can't get approved for a traditional credit card, apply for a secured credit card.

You may not be able to get approved for a regular credit card and so, a secured credit card may be your only option.

Unsecured credit cards — cards that do not require a deposit — are also available to those with poor credit, but getting approved for an unsecured card can be harder than it is for secured cards.

For example, to get a $ 500 secured credit card, you may have to deposit $ 500 as security for the account, which you can not use or access while the account is open.

If you can't get a traditional credit card, consider a secured credit card.

The difference is: With a secured card, you get your money back - either by closing the account, graduating to a traditional card or, worst case, using the deposit to cover charges you can't pay back.

If you do not have any credit or have bad credit, get a secured credit card like the UNITY Visa secured card to begin to build or rebuild your credit.

If you go out and get a secured credit card, I don't get some kind of kick back or anything like that, so I'm not sure how I'm making money.

Don't expect to get anything beyond 1 - 2 % cash back — secured cards are meant to be entry level, after all.

If you're unable to get a credit card, consider getting a «secure» card, not to be confused with a pre-paid card such as the one available at financial institutions like MoneyMart, he says.

With no annual fee and free balance transfers and cash advances, secured cards don't get much more affordable than this.

With a secure card, clients who can't get a conventional credit card as a result of their history or score put down a deposit that matches their credit limit, as a kind of collateral.

Four years into the foreclosure, I opened a secured credit card because I couldn't get anything else and I thought it might help with my credit score.

If you don't have a credit card, remember that getting a secured credit card or a student card can help you build your credit

Creditors have stepped up their lending standards, and you might not have such an easy time getting a credit card that isn't secured by some type of asset.

In other words, you can get a credit card with bad credit, but it may be a secured card, not a traditional card.

These methods aren't going to be for everybody, but if you have bad credit and want to get some positive trade lines reporting this might be an alternative option to a secured credit card.

A secured credit card doesn't require a minimum FICO score to get approved.

Secured credit cards are a great alternative to getting your credit started off on the right foot if you do not qualify for the others previously listed above.

Get a secured credit card: If you are applying for a credit card for the first time and you don't have credit history, you may not be able to get a regular credit caGet a secured credit card: If you are applying for a credit card for the first time and you don't have credit history, you may not be able to get a regular credit caget a regular credit card.