Sentences with phrase «not have any negative effect on your credit score»

There will be inquiries on your credit report showing which companies obtained your information for pre screening, but those inquiries will not have a negative effect on your credit score or credit report.

As mentioned, soft enquiries do not have any negative effect on your credit score.

Not exact matches

Consider prequalified credit cards because a credit card application will appear on your credit report as an inquiry but will not have a negative effect on your credit report or credit score.

If you are looking for a loan to make a major purchase, your credit score will come into play and you wouldn't want to do anything that has a negative effect on it.

Pulling your credit online for the purpose of monitoring your credit will not have a negative effect on your score.

And even if your payments weren't late, it will show the full amount of the mortgage was never paid, and that has a negative effect on your credit score.

However, going slightly over that figure won't have a huge negative effect on most people's credit scores.

I didn't realize that closing old accounts had such a negative effect on your credit score.

There will be «inquiries» on your credit report showing which companies obtained your information for prescreening, but those inquiries will not have a negative effect on your credit report or credit score.

A: If you have good credit and close a credit card account, there will be a small and short - lived negative effect on your credit score — probably not enough to worry about.

I wouldn't suggest closing a card within 6 months of opening it, both because it will have a negative effect on your credit score and because technically an issuer can take back any points it awards you for opening that card.

There's no need to worry about inquiries from insurers on your credit report affecting your credit score as they don't have a negative effect.