This means your money is going toward your actual debt and
not interest on that debt.
This means your money is going toward your actual debt and
not interest on that debt.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are
not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses
on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect
on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions
on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact
on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact
on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns
on pension plan assets and the impact of future discount rate changes
on pension obligations; 17) our ability to borrow additional funds or refinance
debt, including our ability to obtain the
debt to finance the purchase price for our announced acquisition of Asco
on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted
on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence
on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments
on defense; 25) the possibility that our cash flows and our credit facility may
not be adequate for our additional capital needs or for payment of
interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher
interest payments should
interest rates increase substantially; 27) the effectiveness of any
interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
And while Macdonald did
not look into it, other studies have pointed to another major influence China has had lately
on many countries, including Canada: how its high savings rate and mounting foreign currency reserves, much of it invested in benchmark U.S. government
debt, have depressed
interest rates around the world.
Low
interest rates have encouraged corporations to take
on more
debt despite the fact their cash flows can't support such
debt loads.
Those men and women can be assured that household
debt on its own won't prompt Poloz to raise
interest rates.
But low
interest rates, at least in Canada, have pushed household
debt to such vertiginous levels that officials like Carney know they shouldn't be counting
on consumer spending to drive the recovery — ergo, the call for more corporate investment.
«There won't be enough money in the government to allow for a tax cut and fiscal stimulus program if in effect the government can't even pay the
interest on the
debt without borrowing the money.»
That said, this is No. 10
on our «get» list, because the
interest rate
on student
debt isn't as onerous as personal credit card
debt, but we do find it a bit depressing that our list is bookended by
debt!
Losing money can happen when you pay a price that doesn't match the value you get — such as when you pay high
interest on credit card
debt or spend
on items you'll rarely use.
«Part of our decision rests
on our belief that it would
not be in your best
interests to purchase a meaningful position in corporate
debt in this vehicle, which traditionally has been a very important part of our investment mandate.
Debt: Taking on debt raises risk: Interest charges increase your company's break - even level, there's the possibility of foreclosure if the lender can't be paid, and principal and interest payments soak up cash flow that could be used in stressful ti
Debt: Taking
on debt raises risk: Interest charges increase your company's break - even level, there's the possibility of foreclosure if the lender can't be paid, and principal and interest payments soak up cash flow that could be used in stressful ti
debt raises risk:
Interest charges increase your company's break - even level, there's the possibility of foreclosure if the lender can't be paid, and principal and interest payments soak up cash flow that could be used in stressfu
Interest charges increase your company's break - even level, there's the possibility of foreclosure if the lender can't be paid, and principal and
interest payments soak up cash flow that could be used in stressfu
interest payments soak up cash flow that could be used in stressful times.
Speaking in Montreal
on Thursday, central bank governor Stephen Poloz called household
debt a major risk to the Canadian economy, suggesting the fear of stoking more borrowing as one reason he has
not been even more dovish
on interest rate policy.
«The public funds, at least in Pennsylvania, are structured to enable the bank to make a loan that they might
not be able to make without the public
debt behind them by enhancing the loan - to - value, reducing the risk to [the bank], and then passing
on some benefits [to the borrower] in the form of lower
interest rates, which help cash - flow issues.»
When you don't have to pay any
interest on your balance, you can focus
on reducing the
debt.
In all these cases the effect of
debt deflation extracting
interest is
not only
on spending — and hence
on current prices — but
on the economy's long - term ability to produce, by eating into natural resources and the environment as well as society's manmade capital stock.
Debt leveraging inflates property prices, creating (6) hopes for capital gains, prompting buyers to take on even more debt in the speculative hope that rising asset prices will more than cover the added interest, which is paid out of capital gains, not out of current inc
Debt leveraging inflates property prices, creating (6) hopes for capital gains, prompting buyers to take
on even more
debt in the speculative hope that rising asset prices will more than cover the added interest, which is paid out of capital gains, not out of current inc
debt in the speculative hope that rising asset prices will more than cover the added
interest, which is paid out of capital gains,
not out of current income.
Debt consolidation is the clear winner for people who aren't struggling to meet their debt obligations but simply want to save money on inter
Debt consolidation is the clear winner for people who aren't struggling to meet their
debt obligations but simply want to save money on inter
debt obligations but simply want to save money
on interest.
Taxpayers who do
not own their home have no comparable ability to deduct
interest paid
on debt incurred to purchase goods and services.
Sovereign
debt securities are subject to various risks in addition to those relating to
debt securities and foreign securities generally, including, but
not limited to, the risk that a governmental entity may be unwilling or unable to pay
interest and repay principal
on its sovereign
debt.
The reality was that by the early 1990s, the surplus in the operating balance was
not sufficient to pay the
interest on the
debt.
Looking just at the U.S.,
debt is expected to continue
on an upward trend, driven
not just by new, and largely unfunded, spending but also underlying
interest.
Homeowners and consumers, real estate investors and corporations have pledged so much of their income to pay
debt service that there is
not much left to pay
interest on yet more
debt.
A dynamic is put in place in which
debt keeps labor down —
not only by eating up its wages in
debt service, but in making workers suffer sharp increases in the
interest rates they have to pay or even risk losing their homes if they miss a payment by going
on strike or being fired.
As do foreign investors in local currency
debt that want exposure to domestic credit and
interest rates, but
not exchange rates, as well as other non-residents who are willing and able to take
on exchange rate risk.
They are to pay for their rising
debt service
not by taxing the population, but by selling public assets to the financial, insurance and real estate (FIRE) sectors — the very sectors which are receiving the growing
interest payments
on the national
debts resulting from lowering taxes
on wealth.
Since CBO's baseline is based
on current law, CBO does
not include in its projections higher
interest rates as a result of Congress possibly adding to
debt.
You'll
not only be paying
interest on those
debts, but you may be sabotaging opportunities to get better rates
on loans you take out in the future.
As much as paying off
debt is important, if you won't be able to pay off all your
debt, you can use the deductibility you have from some to save
on taxes and create an income to pay off the high -
interest or bad
debt.
However, other kinds of
debt, like the kind from credit cards, can be some of the most expensive and damaging
debt we accrue in life because
interest rates are generally extremely high and many people get used to spending
on things they can't really afford.
Note that your deduction is limited to the
interest on the portion of your mortgage
debt that does
not exceed your qualified loan limit.
Management said
on the earnings call and in the release that its focus in 2018 — and over the long term — is cash flows,
not oil and gas volumes, and intends to use 2018 and 2019 to «target substantial growth in cash flow along with a reduction in net
debt: EBITDAX [earnings before
interest, taxes, depreciation, amortization, and exploration] to approximately 2.5 times.»
Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high -
interest rate
debt that they could
not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban
on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.
As long as investors aren't too concerned about the risk of capital losses - that is, as long as investors are in a risk - seeking mood (Iron Law of Speculation), a mountain of zero -
interest hot potatoes will also embolden investors to chase yield further out
on the risk spectrum, for example, in junk
debt, stocks and mortgage securities.
The mortgage
interest and charitable deductions aren't going away, but there's a new cap
on the mortgage
interest deduction for newly purchased homes — up to $ 500,000 in loan
debt — that will mean people with very expensive newly purchased homes won't be able to deduct the current $ 1 million
on their
interest payments.
If you lose your job, or don't earn enough to repay your student
debts on time, late fees and
interest charges mount fast.
But their agenda is to make the economic polarization between creditors and debtors irreversible, ushering in a Dark Age of austerity and deepening
debt peonage in which wages, profits and property rents are earmarked to pay
interest —
on loans that can't be paid in a shrinking economy.
In this hypothetical — but
not completely farfetched — situation, the effective average
interest rate
on the US government's
debt would only be 2 %.
Inasmuch as the government did
not have to pay
interest on them, the Greenbacks did
not add to the
interest - bearing
debt.
So far,
interest rates
on other kinds of consumer
debt are
not on the rise, since they are often tied to the Bank of Canada's benchmark rate, still sitting near a record low.
If the Company is
not able to acquire Tokens within three (3) years of the issuance of the
debt instrument, it will pay investors back with all remaining cash
on hand, with
interest due by the terms of the
debt agreement.
The
debt is increasing
not only because of borrowing, but because of the
interest that collects
on the principal each year.
And so for example, if you look at U.S. government
debt, which is the one almost everyone always talks about, most people aren't sitting there worrying about how much
debt does Amazon have, when you look at government
debt,
interest payments
on government
debt as a percent of GDP or as a percent of tax revenue, currently because
interest rates are relatively low, are very low, are running half, literally half of what they were in the second half of the»80s and the first half of the»90s.
Limits
on interest deductibility may incentivize companies to replace
debt with equity in order
not to exceed the cap
on deductible
interest.
It's important to remember that if you don't manage to pay down the
debt before the 0 % APR offer ends, you might end up with a higher
interest rate
on your
debt than you had before.
Not only is there potential for
interest rates
on these
debts to rise, but it's often likely to happen at the worst possible time — such as when the economy is heading into a recession.
The same
debt left
on a 15.99 % card will incur $ 1300 in
interest, assuming it is paid off in 18 months (and much, much more if it isn't).
You may want to consider other options if you owe more than your annual income in the form of «bad»
debt (e.g., high -
interest credit cards or payday loans), you simply can
not make minimum payments
on time, or a
debt management plan can't reduce your monthly
debt payment to a manageable amount.
It doesn't matter what amount of money you make each month, the lender takes
interest in the amount of
debt you have to pay
on things like vehicle loans, property loans, credit cards, mortgages, etc..
Given that there's no end in sight for the Fed's fixation
on low
interest rates, those looking for return in cash and fixed income won't get it from conventional
debt instruments like Treasurys and money market funds.