Sentences with phrase «not purchasing a separate policy»

The benefits of insurance riders include increased savings from not purchasing a separate policy and the option to buy different coverage at a later date.

Not exact matches

Most homeowners insurance policies don't cover earthquake damage, so 20 % of Oregonians opt to purchase a separate policy to cover home and property damage.

If a homeowners or renters insurance policy does not cover a college student's personal belongings in a dorm, the student might want to consider purchasing a separate insurance policy.

It's important to note that PMI shouldn't be confused with homeowner's insurance, which is a separate insurance policy homebuyers purchase to protect themselves from the high costs of home damages.

The only way to insure your home against flood damage is by purchasing a separate policy since your homeowners or renters insurance will not be enough.

This option not only allows two individuals to be insured on the same whole life insurance policy, but it also typically has a lower amount of overall premium cost than will purchasing two separate life insurance policies of corresponding value.

This is generally not offered as part of a typical homeowners insurance policy and must be purchased as an endorsement, or rider, or as a separate earthquake policy.

If a homeowners or renters insurance policy does not cover a college student's personal belongings in a dorm, the student might want to consider purchasing a separate insurance policy.

Because your home insurance policy likely will not cover flooding, you may have to purchase a separate flood insurance policy if you live in a risk zone.

Still, renters should think about purchasing an endorsement or getting a separate policy to cover sinkholes — they are not covered by renters insurance.

If the terms of a mortgage loan contract requires a borrower to purchase both a homeowners» insurance policy and a separate hazard insurance policy to insure against loss resulting from hazards not covered under the borrower's homeowners» insurance policy, a servicer must disclose whether it is the borrower's homeowners» insurance policy or the separate hazard insurance policy for which it lacks evidence of coverage to comply with § 1024.37 (c)(2)(v).

You can opt for a separate dental policy if the health plan you purchase either doesn't include dental coverage, or you preferer a different dental policy.

New York and Texas Residents: CDI coverage, except when purchased as a separate policy, is not available to NY and TX residents.

«Boats, cars, or other motorized vehicles aren't typically eligible for purchase protection, and would be covered under a separate insurance policy,» says Brown, adding that credit card companies are unlikely to cover items that experience normal wear and tear.

Flood damage is not covered by renters insurance and anyone who needs that coverage must purchase a separate policy.

Still, renters should think about purchasing an endorsement or getting a separate policy to cover sinkholes — they are not covered by renters insurance.

Terminal illness life insurance is not up for purchase as a separate insurance policy.

You do not need to purchase separate Indiana tornado insurance, as it is typically included in a standard homeowners or renters insurance policy that covers your home and your possessions.

You can make an inventory of all your priced possessions in your home and cover them by purchasing separate coverage, something that your home insurance policy does not offer when flood occurs.

Make an inventory of all your priced possessions and cover them by purchasing separate coverage something which your home insurance policy does not offer.

If not potected by director's and officer's Liability Insurance, it is recommended to purchase a separate Professional Liability Insurance policy.

This means that a COBRA insurance policy - holder may not have to purchase a separate travel insurance policy when they go on overseas trips.

Note also that flood damage is not covered by a standard homeowners policy — you have to purchase separate coverage.

Tornado insurance not a separate policy you can purchase, but you should make sure that damage from tornadoes is covered in your auto and home insurance policies, or your renters policy if you are a tenant.

This is generally not offered as part of a typical homeowners insurance policy and must be purchased as an endorsement, or rider, or as a separate earthquake policy.

Damage due to an earthquake is not covered by standard home insurance, but you can purchase a separate policy for protection — especially important in quake - prone regions.

If you have made purchases or received gifts that exceed these limits, you should consider supplementing your policy with a «floater,» a separate policy that provides additional insurance for your valuables and covers them for perils not included in your policy such as accidental loss.

Even though most rental insurance plans can be altered or have additional coverage purchased to cover most possessions, there are certain items that renters insurance policies won't cover or would require separate special coverage that isn't included in the plan.

An endorsement is an alternative to purchasing a separate policy to provide coverage for a particular vehicle not covered by the original auto policy, which is a more expensive option.

You may not need to purchase a separate policy, as you can usually include trailer coverage as an option with your auto insurance policy.

It is not something you purchase as a separate policy; rather, you typically have it as part of the policies you already own.

In this case you don't have to purchase separate travel insurance policies for each member of the family.

Typically, floods caused by weather catastrophes aren't covered by standard homeowners insurance policies, which is why it's smart to consider purchasing separate flood insurance.

You don't need to purchase a separate policy to have enough coverage.

Your homeowner's insurance policy does not cover flood damage; therefore you should purchase a separate flood insurance policy with the National Flood Insurance Program.

Renters insurance does NOT cover flooding and earthquake, but separate policies can be purchased for these events.

Most homeowner, condo and rental insurance policies do not cover damage caused by an earthquake, but coverage can be purchased as an endorsement or a separate policy.

Trip cancellation, interruption, and baggage insurance aren't normally covered in employee benefit plans, so you will likely need to purchase a separate policy for that on your own.

You can purchase a separate excess insurance policy through our website, which ensures that you won't be forced to face this unexpected expense.

You don't need to purchase a separate fire insurance policy if you already have homeowners insurance.

If you do not own the items together, you will want to make sure you purchase separate Lake City renters insurance policies to protect all of your things.

If you find someone who you do not get along with very well, you might want to purchase separate renters insurance policies to protect all of your things.

Policies do not typically cover flooding, which requires you to purchase a separate federal policy.

That does not mean that you can not, though, purchase separate policies to help protect the things in the Syracuse University off campus housing.

If the general policy won't cover the cost of the item sufficiently, you should consider purchasing a separate polity or rider on the main policy to allow for the potential loss.

Any traveler who does not have the same travel dates as the rest of the group would need to purchase a separate policy.

However, most do not and you will have to purchase a separate policy for your trailers.

As with most homeowners» insurance policies, floods and earthquakes are not covered, so if you want protection from those eventualities, you will need to add a special rider to your policy or purchase separate insurance.

Typical policies do not cover water damage, and you might need to purchase a separate flood insurance policy.

If you are going to be living with someone who you are not related to and who is not your spouse, you should purchase two separate Woodland renters insurance policies.