These are
not rotating categories; they remain fixed throughout the year.
These are cards that don't rotate categories.
Good review and overview of all of the pros associated with SimplyCash — I actually really like the AMEX Plum card because of the fact that you earn a flat 1.5 % discount on all purchases which actually allows me to earn more with my business simply because I don't spend a lot on wireless or office supplies in relation and much more on advertising etc that isn't a rotating category.
There aren't any rotating categories or annual fees to worry about, so you'll earn 1.5 % cash back no matter how you use your Capital One ® Quicksilver ® Cash Rewards Credit Card.
There aren't any rotating categories or annual fees to worry about, so you'll earn 1.5 % cash back no matter how you use your Capital One ® Quicksilver ® Cash Rewards Credit Card.
Not exact matches
The Citi Double Cash card doesn't have any
rotating 5 % bonus
categories.
Rotating cash back
categories don't exist here either, as the flat 1.5 % rate applies to all purchases.
Plus, you will
not need to keep track of
rotating bonus
categories like other cards require.
The downside is that the cash - back rate on other purchases outside the
rotating categories is
not very generous.
No
rotating categories or sign - ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
The card is also good for people who don't want to keep track of
rotating categories.
Bonuses are relatively rare in the world of cash back cards, so if you're looking to earn cash back and you don't want to have to worry about
rotating cash back
categories, take a look at the Chase Freedom Unlimited ® card.
If the Discover it ® — Cashback Match ™ was just a
rotating -
category cash back card, it wouldn't be so high up on our list.
But the cash - back rate on other purchases outside the
rotating categories may
not be very generous.
But the cash - back rate on other purchases outside the
rotating categories may
not be very generous.
It may be better than the Uber Visa Card if you don't mind dealing with
rotating categories.
It is worth noting that the Discover More
categories rotate in the year, so it isn't all the popular
categories listed (I know because I switched to a gas card from a more card).
The Chase Freedom ® gives users 5 % back on
categories that
rotate throughout the year — all spending that doesn't fall under a bonus
category earns just 1 % back.
If you do
not want to deal with the hassle of
rotating spending
categories, the F reedom Unlimited will automatically earn 1.5 % on all purchases.
For items that aren't in any of your
rotating categories, pull out the card with the highest amount of regular cash back, or that offers a tiered program you can rely on.
-- A one - time $ 100 cash bonus after you spend $ 500 on purchases within the first 3 months — Earn unlimited 1.5 % cash back on every purchase, every day — Every 10th Uber ride is free up to $ 15 when you pay with your Quicksilver ® card through March 31, 2017 — No
rotating categories or sign - ups needed to earn cash rewards (plus, cash back doesn't expire and there's no limit to how much you can earn)-- Pay no annual fee or foreign transaction fees
Still, you're
not limited to carrying just one card, so perhaps during the
rotating categories period you can take advantage of the higher cash back rewards of the Chase Freedom card, and you can use your Fidelity Rewards Visa for everything else.
Some people may
not know that their delivery or pick - up orders on GrubHub or Seamless will also count towards this 5 % cash back — so update your payment settings to these
rotating category credit cards for the coming quarter.
Bottom Line: We highly recommend the Discover it ® — 18 Month Balance Transfer Offer for anyone who wants a good cash back card and doesn't mind keeping track of the
rotating categories.
Travel rewards cards won't offer
rotating categories; the rewards will be the same year round.
But the cash - back rate on purchases that don't fall in the
rotating categories is typically
not very generous.
This means that you don't have to worry about enrolling to any rewards programs or
categories or need to keep track of
rotating categories in order to maximize rewards.
Since the Double Cash card doesn't have
rotating or any other type of bonus
categories to worry about, all you have to do is swipe, pay off your card and reap the benefits!
You'll
not only be earning cash back on all of your purchases, but
rotating quarterly
categories earn 5 percent cash back at specific merchants, such as restaurants, grocery stores, gas stations and warehouse clubs.
But the cash - back rate on purchases outside the
rotating categories typically isn't as generous.
That's less than the 5 % cash back the Chase Freedom ® card pays but it's appealing if you don't want to keep track of
rotating categories, or the
categories don't tend to favor your typical spending.
There are consumers who do
not want to deal with
rotating categories.
If you want a rewarding cash back credit card, there are other similar
rotating bonus
category cards like the Chase Freedom or the Discover it ® — Cashback Match ™ cards that are better because general earning power isn't constrained so much.
Essentially, if you are
not certain that you will keep up with
rotating categories, it is best to go with a card like the Blue Cash card.
Maybe you don't want to mess with
rotating categories or remembering limits on cash back.
This savings applies year - round, which means you won't have to worry about
rotating categories, or finding optimal ways of redeeming any points or miles you earn through the card.
A potential downside of a card like the Chase Freedom ® is the
rotating categories not fitting your spending profile.
You don't need to pay attention to bonus
categories or
categories that
rotate every quarter.
The downside is that the cash - back rate on other purchases outside the
rotating categories is
not very generous.
But there's no signup bonus and no 5 % cash back on
rotating bonus
categories (which you may prefer it if don't want to bother signing up for the
rotating categories each month).
Don't want to worry about
rotating rewards
categories?
That's
not common today, but a wide variety of great cash back credit cards still exist, including some offering up to 2 % unlimited cash back on everything and 5 % back in
rotating quarterly
categories.
If you're looking for ample cash back but don't want to keep track of
rotating spending
categories or bonus purchases, this card can be a good option.
The
categories for these business credit cards won't actually
rotate each quarter, but they will provide steady cash back rewards up to 5 % in useful business - centered
categories, including office supplies, as well as other everyday necessities.
It's a simple and straightforward cash back credit card for those who don't want to engage in signing up for
rotating categories or carrying different cards for different purchases.
I love the card because I don't have to worry about a series of
rotating categories to earn the maximum cash back, and the cash back helps me save toward future goals instead of just spending it as my part of my routine budget.
If you don't want to deal with the hassle of
rotating bonus
categories, this card is great choice because every purchase earns a bonus.
The Chase Freedom Card is a good card in the rewards
category although one thing that always has bothered me is that the up to 3 %
categories rotate and they are
not fixed like the True Earnings American Express Card which I like better (Disclosure: I have this card personally).
If you don't want the hassle of
rotating categories: The Discover it Chrome has a more straightforward cash back program.
You don't have to worry about keeping track of and activating
rotating categories.