Sentences with phrase «not traditional health insurance»

Blue Cross Blue Shield as I said is not traditional health insurance as their plans seem more Iowa geared.

Not exact matches

Significantly, it does not include traditional loopholes for things like government employees» health - insurance premiums or pensions.

Dental services are normally not covered by a traditional health insurance plan or Medicare.

If you're willing to answer health questions about yourself or haven't yet reached 50, Colonial Penn offers traditional whole life insurance as an alternative to their Guaranteed Acceptance Program.

While guaranteed issue life insurance is ideal for people whose health disqualifies them from coverage under a more traditional policy, don't assume this is the case in your situation.

Fairness dictates that future HECM loans do not adversely impact the overall health of FHA's insurance fund, which supports the financing needs of younger, mostly first - time homeowners with traditional FHA mortgages.»

If you are healthy and expect to live for many years to come, then a traditional life insurance policy could be your best bet, but if you are in bad health, then a burial insurance plan that you can not be denied will be a better option.

Final expense insurance: These policies are for seniors with health issues who can't qualify for traditional term life insurance, but need a policy to help cover end - of - life costs and outstanding debts, Premiums are generally high and coverage amounts are limited.

For that reason, we typically recommend this type of policy only to people who can't qualify for traditional life insurance, due to poor health or questionable lifestyle habits.

If you feel your health will cause you to not pass the traditional medically underwritten life insurance policy, there are other options out there such as a guaranteed acceptance life insurance plan.

You want the insurance really fast, you can't stand doctor examinations or you have a health condition that keeps you from applying for a more traditional policy.

Health insurance covered the medical procedures, and the family tapped a Dependent Care Flexible Spending Account to pay for a nanny because Samantha wasn't a candidate for traditional day care.

Certain health benefits don't count as MEC, even though they may seem like traditional health insurance in some ways.

And, steep health insurance costs have made alternative and supplemental coverage — those services not typically available with traditional medical insurance — a valuable choice.

For these clients who can't qualify for a traditional term life insurance policy, a Gerber guaranteed life insurance policy that won't require a medical exam or ask any health questions is a fantastic option to pursue.

Because of that, many people who do not qualify for traditional life insurance due to age or health related issues may still qualify for a no medical exam insurance policy.

For that reason, we typically recommend this type of policy only to people who can't qualify for traditional life insurance, due to poor health or questionable lifestyle habits.

For folks currently suffering from Zolleinger - Ellison Syndrome, since traditional term and whole life insurance coverage is generally not an option, we generally recommend that our clients consider buying a final expense whole life policy where there is no health questions or medical exam required.

Traditional health insurance doesn't always offer full coverage outside the U.S., so this type of policy provides piece of mind to international travelers.

If your health situation is one that does not allow you to get a traditional life insurance policy, because you may have recently had cancer or a heart attack or some kind of major health issue that does not allow you to get a traditional policy, then you may want to look into something called a graded death benefit policy.

These are especially helpful to those who have health issues or are morbidly obese needing life insurance coverage and can not pass the traditional medically underwritten life insurance policy medical exam.

For that reason, we only like to recommend this type of policy to people who can't qualify for traditional life insurance, due to poor health or questionable lifestyle habits.

Outpatient treatment and daycare expenses, which were not usually part of traditional health insurance plans, are now included.

In cases where travel health insurance benefits are secondary, the insured must already have a traditional health insurance plan in the U.S. Expenses someone's primary health insurance will or will not cover while traveling does not affect their secondary coverage.

Though if your health is at a point where you will not pass a traditional medically underwritten life insurance policy, there are other options out there for you such as a no medical exam policy or a guaranteed issue policy.

Often, even if you've had trouble obtaining traditional life insurance due to health reasons, you will qualify for a mortgage term policy although the benefit may not be payable if death occurs within the first two years.

You should know if this is the case: The proposed rule would require application materials and contracts for short - term plans to notify buyers that the plans don't meet the same requirements as traditional health insurance.

For seniors or people who can't qualify for a more traditional life insurance policy, but who are only at moderate health risk.

Final expense insurance: These policies are for seniors with health issues who can't qualify for traditional term life insurance, but need a policy to help cover end - of - life costs and outstanding debts, Premiums are generally high and coverage amounts are limited.

Single - payer proponents don't think that health insurance should be a business in the traditional sense.

It removes a lot of the health - related nuance of traditional life insurance, such as the paramedical exam, which means you'll get covered much more quickly and in circumstances where you might not otherwise.

Unlike traditional life insurance policies, which require an investigation into your health — including a paramedical exam — guaranteed policies don't require such in - depth research and applicants will often be insured after answering only a few questions.

These types of policies can be helpful for those who may have certain adverse health conditions and may not otherwise qualify for a traditional, medically underwritten life insurance policy.

If the applicants health is not good enough to obtain a traditional medically underwritten policy, we can look into other options such as a no medical exam life insurance policy or high risk life insurance policies, which will come with a higher premium rate.

If you feel your health will not allow you to qualify for a traditional life insurance policy, there is the option to look into a no physical exam required life insurance policy or life insurance for high risk people, which will come with a higher premium.

Though do not worry if your health is at the point where you can not qualify for a traditional medically underwritten policy, there are other options that we can look into such as a no medical exam life insurance policy.

Unlike a traditional term life insurance policy — which includes medical underwriting (health questions and a medical exam)-- guaranteed - issue policies don't take your health history into consideration.

My recommendation is if you can't get traditional coverage you might want to try to work with AARP because they only have 3 health questions, but you're going to end up paying a lot more money and you're better off applying with a life insurance company that offers level term insurance.

The most common reason to convert your term life insurance is if your policy is about to expire and you still need coverage, but you've had some health complications where you can't qualify for traditional life insurance or it will be prohibitively expensive.

Because these policies are much smaller than a traditional life insurance plan, they are not going to require a medical exam, which is an excellent benefit for anyone that's in poor health or has been declined for life insurance coverage in the past.

Majority of applicants will be required to undergo a medical exam to qualify for coverage, though there is the option to look into a no physical exam life insurance policy if you feel your health will not allow you to qualify for a traditional medically underwritten life insurance policy.

Because the life insurance company doesn't get as much information about you before they give you life insurance, a no exam plan is going to be more expensive than a traditional plan that requires the health tests.

«There are viable planning options for millions of older individuals who can not afford, can not health qualify or who waited too long to obtain traditional long - term care insurance protection.»

Also, some services are covered under a traditional health insurance plan such as certain eye diseases and an unexpected eye injury and would not need to be claimed on your vision insurance policy.

Some people have mistakenly been informed that hybrid long term care insurance policies were created for people who can not otherwise health qualify for traditional long term care insurancve.

If someone has a health condition that won't let them qualify for traditional life insurance, it's true they don't have to re-qualify with Primerica, but they won't be able to afford the premiums... so what's the point?

First, for those who have certain health related issues, the qualification for a traditional life insurance policy may not be possible.

High Risk Life Insurance — A high risk policy is ideal for individuals with dangerous occupations, hobbies or pre-existing health conditions such as high blood pressure, cholesterol, diabetes, congestive heart failure, HIV or AIDS, who may not qualify for traditional life insurance Insurance — A high risk policy is ideal for individuals with dangerous occupations, hobbies or pre-existing health conditions such as high blood pressure, cholesterol, diabetes, congestive heart failure, HIV or AIDS, who may not qualify for traditional life insurance insurance coverage.

Do not worry though, if your health will not allow you to pass a traditional medical exam, there are other options, such as a no medical exam life insurance policy, which in turn will come at a higher premium rate.

If you are healthy and expect to live for many years to come, then a traditional life insurance policy could be your best bet, but if you are in bad health, then a burial insurance plan that you can not be denied will be a better option.