Put your balance at the top of the first page and then make
a note of every cent you spend manually so you always know exactly how much money is in your account.
Not exact matches
Prodan also
noted that an estimated 25 per
cent of space on Alberta liquor store shelves is for B.C. wines.
Richard Tse, an analyst with National Bank Financial, put out a research
note this week estimating that Shopify's churn rate is 25 per
cent, and that «transient subscribers» account for between 5 per
cent and 10 per
cent of revenue.
Chairman Peter Harley said the capital raising was well supported, with 85 per
cent of the company's options and convertible
notes exercised.
Buffett himself
noted in a recent annual letter that if Bank
of America (bac) were to lift its annual dividend above 44
cents a share before 2019, «we would anticipate making a cashless exchange
of our preferred into common.»
«According to [analytics firm] Sensor Tower, on July 11 (6 days after its July 6 US launch), Pokémon Go was generating US revenue
of $ 1.6 million per day on iOS, from the 10 million downloads on iOS devices, implying spending
of $ 0.16 per person per day,
of which Apple keeps 30 % (five
cents),» Martin adds in her
note.
They
noted in a jointly issued statement that it «pinned its hopes on revenues growing at a robust average rate
of 5.6 per
cent over the next five years while holding program spending increases to an average rate
of 1.6 per
cent.»
Raymond James, which has an outperform on the company, pointed out in a
note that its Q4 adjusted earnings per share was 67
cents, compared to a consensus estimate
of 63
cents.
«The main message, though, is that the exciting growth from the middle
of 2016 up until the middle
of 2017 is now truly in the past, and the economy is back to the drudgery
of slogging out something closer to potential
of around two per
cent,» Porter wrote in a
note to clients.
Adjusted earnings per share were in line with analysts» estimates
of 60
cents but below BMO analysts» estimate
of 67
cents, said Sklar in a research
note.
Meanwhile, BMO Capital Markets» chief economist Doug Porter
noted Facebook's estimate
of its economic impact in Canada — $ 5 billion and 82,000 new jobs — would mean it contributes between 0.2 and 0.3 per
cent of GDP, which is more than retailer Target ever accounted for.
Online sales account for just two per
cent of the company's business, but Rosen
notes that «there's not an hour that goes by in our store without someone showing us our website on their iPhone and asking us where to find something on the floor.»
Bank
of Canada hikes interest rate to 1.25 per
cent on strong economic data; Poloz
notes NAFTA uncertainty
Bricker said those are safe numbers for Harper,
noting that international studies show that governments with approval ratings over 40 per
cent have a strong chance
of getting re-elected.
The firm
notes that 32.2 per
cent of Canadian smartphone subscribers used their phone while watching TV, and that 35 per
cent of Canadian smartphone subscribers who own a tablet used it while watching TV.
The a $ 208 million issue
of senior unsecured
notes due in October 2018 with a coupon
of 7.375 % had plunged to 46
cents on the dollar on Friday, from 65 on Thursday.
Among the Big Six banks, BMO also has the highest proportion
of its loan book in business loans, at 49 per
cent, according to a February
note from CIBC World Markets.
It's interesting to
note that expenditure on US GDP excluding housing construction was still growing at a rate
of 3 1/2 per
cent through the latest year (Graph 3).
The report points to a recent survey that found 70 per
cent of Lower Mainland residents are in favour
of allowing ridesharing services to operate in B.C. and
notes that the municipalities
of Coquitlam, Port Coquitlam, Port Moody and Langley Township have all come out in favour
of ridesharing in recent weeks.
The Institute
notes that federal public service employment, excluding military and RCMP uniformed personnel and federal government business enterprise employees, has increased by about 35 per
cent between 1999 and 2009, (from 224,600 to 302,000), well in excess
of overall growth in population
of 11 per
cent over that period.
(a) Share
of total Australian dollar assets (per
cent), subcomponents are the share
of liquid assets (b) While deposits with other banks are a store
of liquidity, they do not contribute to the stock
of liquidity held by the banking system as a whole, since the recipient banks will, in turn, need to hold additional liquidity against these deposits; consequently, they are excluded from this table (c) Includes Commonwealth Government Securities and securities issued by the states and territories (d) Includes
notes and coins, Australian dollar debt issued by non-residents and securitised assets (excluding self - securitised assets)
While we were pleased to learn
of the government's September 2017 announcement to cut the small business income tax rate from 2.5 per
cent to 2 per
cent, we
note it was accompanied by an increase to the general corporate income tax rate
of one percentage point (to 12 per
cent).
By then it was starting to emerge that demand in Australia was in the process
of moderating — though it is worth
noting that domestic final spending still rose by 1 per
cent in the June quarter
of 2008 and 5 per
cent over the year to June, both very robust outcomes.
As we
noted in our July Monetary Policy Report, when all the temporary factors are stripped out, the underlying trend in inflation in Canada is in the range
of 1.5 per
cent to 1.7 per
cent, below our target
of 2 per
cent.
«We downgrade LLC to «Neutral» post a period
of significant outperformance (+32 per
cent vs market +4 per
cent) and an earnings downgrade / composition change in FY18,» UBS said in a
note to its clients.
It is important to
note that the retail trade survey covers only around 40 per
cent of consumer spending and that other recent indicators
of consumption have been more positive.
Mobileiron said in its Q4 report that it broke even on revenue
of $ 48.8 million, which exceeded expectations
of a 3 -
cents - per - share loss on revenue
of $ 46.8 million, Kim said in a Monday
note.
Sid Rajeev, Vice President, Head
of Research at Fundamental Research Corp.,
notes, «The Commodities Research Unit («CRU») Group estimates electric car and plug - in hybrid vehicle sales could reach approximately 14.2 million by 2025, up from 0.77 million last year, reflecting a compound average growth rate
of 38 per
cent per year from 2016 to 2025.»
It is also important to
note that at the beginning
of the current boom, the unemployment rate was around 6 per
cent, suggesting that there was some excess capacity in the labour market at the outset
of the adjustment to the mining investment boom (this is another point
of departure from the theory presented in Section 2, which assumes that the economy is in equilibrium prior to the boom).
But it's worth
noting that even back in 1983 the number
of mortgages in arrears in Alberta was a still modest - sounding 2.8 per
cent.
But here is what's most important to
note: If you are on solid financial footing, the premium in interest rate to use an alternative lender is about 0.5 per
cent, with the added bonus
of not having to supply nearly the same level
of collateral or personal guarantee.
Inflation expectations, as measured by the difference between yields on 10 - year nominal Treasury
notes and Treasury inflation protected securities (Tips), have risen to 2.25 per
cent from a low
of around 2.10 a month ago.
Dix
noted that over 70 per
cent of the public favours phasing out cosmetic pesticides.
«We're going to pose some tough questions to both candidates about economic issues, stemming directly from the survey results,» said Black,
noting that 66 per
cent of survey respondents said they want the City
of Vancouver to pursue ways to champion the development
of energy, natural resources and Port facilities.
The governor
noted in his latest speech that the debt - service ratio, or the amount we owe as percentage
of our disposable income, has held steady at around 5 per
cent since the early 1990s.
The Bank
of England increased its policy rate by 1/4
of a percentage point in November to 3 3/4 per
cent,
noting the better global outlook and the unexpected strength
of consumer spending and the housing market.
Over the six months to December, business credit increased at an annualised rate
of 13 per
cent, reflecting strong growth in commercial loans, commercial paper and promissory
notes, and a modest recovery in bank bills on issue.
As
noted, Asian currencies are important in the TWI and the appreciation against these currencies accounts for about two - thirds
of the 18 per
cent rise in the TWI over the past year.
This saw the cash rate move above its target
of 5 per
cent for a time, and the yield on Treasury
Notes, which are eligible for purchase by the Reserve Bank in the course
of its market operations, move to 50 basis points below that for bank bills (from normally about 10 basis points below).
The yield on 10 - year U.S. Treasury
notes slipped slightly to 2.96 per
cent following the release
of the statement, while the S&P 500 Index
of U.S. stocks climbed to its highest level
of the day and the Bloomberg Dollar Spot Index fell.
It should also be
noted that Telegram's massive $ 1.7 billion ICO will have skewed the results somewhat and, without including it in the final tally, 2018 has seen 85 per
cent of the 2017 total.
The government
of Canada two - year
note fell for a third day, with the yield rising to 1.01 per
cent, the highest since January 2015.
The investment bank also
notes that 70 per
cent of fund managers view the global economy as «late - cycle,» the highest level since January 2008 and expect, on average, an S&P 500 peak
of 3,100, which is 16 per
cent higher than its level at the time
of writing.
Bank
of America Merrill Lynch
notes that since 1930 the U.S. stock market has fallen by at least 5 per
cent three times a year on average.
In spite
of the fact that NAFTA sourcing is closer to 75 per
cent (well above the 62.5 - per -
cent NAFTA threshold) due to logistics and localization, it is worth
noting that NAFTA doesn't guarantee any country - specific sourcing.
My friends at the invaluable Mirror
of Justice blog have
noted and commented on New York Times editor Bill Keller's snarky questions for and about the religious beliefs
of various Republican candidates, but I feel compelled to add my two
cents» worth.
A dollar
of government spending supplants up to 50
cents in private donations,
notes Arthur Brooks, president
of the American Enterprise Institute, in Who Really Cares.
It might also be
noted that both groups were more opposed to capital punishment than a representative sample
of U.S. adults in 1980 (28 per
cent opposed).
It should also be
noted that more and more second - career students from business, education, law, engineering, architecture, etc., are entering theological education: For example, a present enrollment
of 425 students includes approximately 40 per
cent, second - career people.
Last September The War Cry
noted that the Human Fertilisation and Embryology Authority (HFEA) had agreed in principle to allow the mixing
of animal and human genetic material for research into incurable diseases and that the resultant 99.9 per
cent human mixture would be human bits, not human beings.