Sentences with phrase «number of financial loans»

Not exact matches

Know your numbers, from your credit score down to the interest rate on your student loans, and take advantage of the bevy of financial tools on the Web.

The loan was approved with a number of conditions, one of which was an annual audited financial statement.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevaFinancial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevafinancial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

According to a recent report from the Consumer Financial Protection Bureau (CFPB), the number of older student loan borrowers has quadrupled since 2005.

When you have a higher credit score, it can literally open up a number of «financial doors» to you: lower interest rates on loans and credit cards, higher credit limits, and the ability to borrow funds to purchase a home or car.

In late - 2012, the agency's reserves went negative, the result of a higher - than - expected number of claims for FHA - insured loans from between 2007 - 2009, and the agency's own misread of its financial position.

The wages of this national sin are beginning to show up as the colossal national debt, the huge financial deficits of savings and loans associations, high unemployment and escalating numbers of homeless and hungry citizens.

The policy in brief is giving students financial support upfront so that they can pay for their living costs while at university rather than giving them money to pay back a loan they can pay back over a number of years.

Ramapo Town Supervisor Christopher St. Lawrence faces a 22 - count indictment for allegedly fabricating the town's financial health in order to receive better interest rates on loans for a number of town projects — including Rockland Boulder Stadium.

You won't have to worry about financing when you choose Groove Toyota of Englewood because over the years, we have fostered a number of great working relationships with financial institutions in the area, and we know we can arrive at a loan agreement that works for you.

The Consumer Financial Protection Bureau (CFPB) announced a payday lending rule in 2017 that would limit the number of loans a person can take out during a certain amount of time and require lenders to look more closely at the borrower's ability to pay.

The interest rate on your student loan is influenced by a number of factors, ranging from your individual credit profile to ever - changing forces within the global financial markets.

While mortgage brokers used to dominate the home loan business, new regulations and changes in the way these financial professionals get paid have shrunk the number of brokers in business.

Depending on how you used the borrowed funds, long - term personal loans can help in a number of ways and the ease with which they can be contracted can be a real financial boost.

Private education loans used to be the «bread and butter» for a number of financial institutions but now it is likened more to stale bread that is growing mold and becoming a science project in your fridge.

We won't ask questions about what you want to do with your money, but due to our responsible lending practices and authorised Financial Conduct Authority regulations, you will have to undergo a number of checks before your quick loan application is approved.

Invented by traditional financial institutions sometime ago, a number of entrepreneurial lenders have taken to marketing these loans and they have become a large part of the financial scene.

There are a huge number of alternatives including credit unions, bank loans, borrowing from friends and family, government financial support and many more.

Over a number of years this establishes a pattern of responsible financial behavior which can lead to better interest rates on bigger loans such as a home mortgage or automobile purchase.

Companies like Even Financial offer personal loan marketplaces that allow you to fill out just one application and have your application considered by a number of different lenders at the same time.

Lack of access to financial products — like credit cards, loans and deposit accounts — is an issue plaguing millions in the U.S. Traditional financial institutions, like banks and credit unions, depend on credit reports and Social Security numbers (SSNs) when evaluating applicants.

The FCA regulate all financial firms in the UK, and therefore have implemented a number of regulations across payday loans.

There are a number of benefit to using a personal loan marketplace like Even Financial in order to compare loan offers and apply for loans.

There are a number of different reasons why people may use a cash advance payday loan, but they should only be used for financial emergencies.

Basically, Even Financial has a relationship with a number of different personal loan providers such as Lending Club, Best Egg, Prosper, SoFi, LendingPoint, Freedom Plus, Ascend Consumer Financial, BBVA and Liberty Bank.

LendingTree, MyAutoLoan and Clearlane (a branch of Ally Financial) are three online services that collect a number of loan offers from different lenders so that you can easily make comparisons.

To assess non-need based aid, the school takes your cost of attendance and subtracts any financial aid you've already been awarded.2 The size of the loan you qualify for takes a lot of factors into account, and ultimately it is difficult to come up with a number that precisely matches your need.

The Financial Industry Regulatory Authority (FINRA) cited senior loan liquidity concerns in their January letter, stating ``... these loans could face liquidity challenges if a significant number of investors make redemption requests at the same time.»

Some of the criteria established by the NASFAA Monograph include: loan cost, quality of customer service, problem resolution (responsiveness to complaints), lender default rates and lender default aversion efforts (including early intervention), ease of loan certification process, 24/7/365 availability to borrowers, disbursement flexibility, loan products offered (Stafford Loan, Parent PLUS Loan, Grad PLUS Loan, Private Student Loan, Consolidation Loan), borrower preferences for national and local lenders, life of loan servicing, entrance and exit counseling, financial literacy and debt management counseling, clarity and accuracy of lender marketing materials and web site, protection of borrower privacy, response time for processing loan applications, and quality of lender toll free telephone numbers and call centers (e.g., hold times and complexity of phone menloan cost, quality of customer service, problem resolution (responsiveness to complaints), lender default rates and lender default aversion efforts (including early intervention), ease of loan certification process, 24/7/365 availability to borrowers, disbursement flexibility, loan products offered (Stafford Loan, Parent PLUS Loan, Grad PLUS Loan, Private Student Loan, Consolidation Loan), borrower preferences for national and local lenders, life of loan servicing, entrance and exit counseling, financial literacy and debt management counseling, clarity and accuracy of lender marketing materials and web site, protection of borrower privacy, response time for processing loan applications, and quality of lender toll free telephone numbers and call centers (e.g., hold times and complexity of phone menloan certification process, 24/7/365 availability to borrowers, disbursement flexibility, loan products offered (Stafford Loan, Parent PLUS Loan, Grad PLUS Loan, Private Student Loan, Consolidation Loan), borrower preferences for national and local lenders, life of loan servicing, entrance and exit counseling, financial literacy and debt management counseling, clarity and accuracy of lender marketing materials and web site, protection of borrower privacy, response time for processing loan applications, and quality of lender toll free telephone numbers and call centers (e.g., hold times and complexity of phone menloan products offered (Stafford Loan, Parent PLUS Loan, Grad PLUS Loan, Private Student Loan, Consolidation Loan), borrower preferences for national and local lenders, life of loan servicing, entrance and exit counseling, financial literacy and debt management counseling, clarity and accuracy of lender marketing materials and web site, protection of borrower privacy, response time for processing loan applications, and quality of lender toll free telephone numbers and call centers (e.g., hold times and complexity of phone menLoan, Parent PLUS Loan, Grad PLUS Loan, Private Student Loan, Consolidation Loan), borrower preferences for national and local lenders, life of loan servicing, entrance and exit counseling, financial literacy and debt management counseling, clarity and accuracy of lender marketing materials and web site, protection of borrower privacy, response time for processing loan applications, and quality of lender toll free telephone numbers and call centers (e.g., hold times and complexity of phone menLoan, Grad PLUS Loan, Private Student Loan, Consolidation Loan), borrower preferences for national and local lenders, life of loan servicing, entrance and exit counseling, financial literacy and debt management counseling, clarity and accuracy of lender marketing materials and web site, protection of borrower privacy, response time for processing loan applications, and quality of lender toll free telephone numbers and call centers (e.g., hold times and complexity of phone menLoan, Private Student Loan, Consolidation Loan), borrower preferences for national and local lenders, life of loan servicing, entrance and exit counseling, financial literacy and debt management counseling, clarity and accuracy of lender marketing materials and web site, protection of borrower privacy, response time for processing loan applications, and quality of lender toll free telephone numbers and call centers (e.g., hold times and complexity of phone menLoan, Consolidation Loan), borrower preferences for national and local lenders, life of loan servicing, entrance and exit counseling, financial literacy and debt management counseling, clarity and accuracy of lender marketing materials and web site, protection of borrower privacy, response time for processing loan applications, and quality of lender toll free telephone numbers and call centers (e.g., hold times and complexity of phone menLoan), borrower preferences for national and local lenders, life of loan servicing, entrance and exit counseling, financial literacy and debt management counseling, clarity and accuracy of lender marketing materials and web site, protection of borrower privacy, response time for processing loan applications, and quality of lender toll free telephone numbers and call centers (e.g., hold times and complexity of phone menloan servicing, entrance and exit counseling, financial literacy and debt management counseling, clarity and accuracy of lender marketing materials and web site, protection of borrower privacy, response time for processing loan applications, and quality of lender toll free telephone numbers and call centers (e.g., hold times and complexity of phone menloan applications, and quality of lender toll free telephone numbers and call centers (e.g., hold times and complexity of phone menus).

When you have a higher credit score, it can literally open up a number of «financial doors» to you: lower interest rates on loans and credit cards, higher credit limits, and the ability to borrow funds to purchase a home or car.

Down payment requirements will vary depending on loan type, your financial picture, the size of the loan, and a number of other factors.

To qualify for Federal financial aid students must: - Be a U.S. citizen, a U.S. national, or an eligible non-citizen-Have a valid Social Security Number - Have a high school diploma or GED - Be registered with the U.S. Selective Service (if you are a male age 18 to 25)- Not owe refunds on any federal student grants - Not be in default on any student loans - Have not been found guilty of the sale or possession of illegal drugs during a period when you received federal student aid.

The bubble was a combination of (a) teaser rates on option ARMs which were like financial time bombs, (b) liar loans in which the rules of good mortgage underwriting (20 % down, 28/36 ratios) went out the window, (C) people at rating agencies who decided that if one pools enough junk loans into one bond, it's magically AAA, and (D) Credit default swaps which encouraged these bad loans, and when they collapsed a number of people walked away with billions of dollars.

Plus, students and graduates holding a federal student loan alike can apply for a number of different relief programs if they find themselves in a financial pickle.

As with many financial products, reverse mortgage loans can be complicated to understand at first, so there may be a number of misconceptions about how the product works.

When it comes to managing student loan debt, there are a number of ways to pay back your loans and build a healthy financial future.

Loans can help you through a number of financial situations, but they can quickly become nightmares if you are unable to repay them.

When it comes to managing student loan debt, there are a number of ways borrowers can pay back loans while also building a healthy financial future.

A loan application at Capital One will ask for both personal information, such as your date of birth and social security number, and financial information, such as your annual income.

Refinancing your student loans can impart a number of financial benefits and can especially benefit those who are trying to:

When your financial aid package is delivered, you may find that you are offered a number of student loans — way more than you need to afford college.

The federal government is the top lender in the student loan arena that offers a number of loan types, repayment schedules, and terms to help fit your particular situation and financial need.

They also have financial aid information, a number of different loan variants (level payment vs interest - only for four years, fixed rate vs variable rate, etc), and resources to help you determine what sort of strategy you should take before you even do anything.

Personal loans are the smartest way to avail immediate funds and confer a number of benefits, which make them one of the most popular financial schemes in the market.

If you are struggling to find a solution for you financial hardship or maybe just need some quick cash to cover a purchase, there are a number of benefits to getting a cash loan.

Sofi also offers a number of member perks including career planning, loan discounts, community events, financial advisors, and unemployment protection.

BDO has locations all over the Philippines and offers a number of financial services in addition to savings accounts, such as loans, credit cards, insurance, and investment and money management advice.

SoFi provides a number of financial services including student loan refinancing, mortgages, and various other types of individual loans.

Aiming to arm borrowers with the right data to make a sound financial college decision, LendEDU crunched the numbers and analyzed the average student loan debt of more than 1,300 colleges across the country.

The presence of a short - term loan can inflate your numbers and make it appear that your business is in financial trouble.