Sentences with phrase «number of financial products»

The number of financial products used by the average customer is increasing,» he said.

They offer a number of financial products, including «life insurance, retirement annuities, accident and health insurance, pension plan products and services, credit insurance, and property / casualty insurance for personal lines, agribusiness and targeted commercial exposures».

CIT Bank offers a number of financial products ranging from CDs to home loans and bank accounts, including a high - yield savings account with an APY of 1.55 %.

Citibank has a long history of providing a number of financial products from bank accounts to credit cards that offer a variety of rewards programs.

Citibank has a large number of financial products and its personal loans fit a variety of needs.

Cost may increase depending on the number of financial products in your portfolio.

FNB offers a number of financial products in consumer banking, commercial banking and wealth management.

Not exact matches

Five years ago, she was poached from Goldman Sachs — where she made her name convincing a number of large pension funds to hedge in the run up to the financial crisis — by Bank of America to run a first of its kind on Wall Street cross-asset, cross-industry structured - strategies group («It's about solutions, not products,» she says).

The fresh numbers come as an international financial group owned by the world's central banks says Canada's credit - to - gross - domestic - product and debt - service ratios show early warning signs of potential risk to the banking system in the coming years.

After the penny - pinching of the financial crisis, a larger number of Canadians grew more comfortable purchasing cheap products, leading dollar stores to meteoric growth.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

Personal Capital's management team includes the former CIO of eLoan, the former Group Product Manager of Quicken, and a number of executives with deep financial services and technology experience.

These statements may involve a number of risks, uncertainties and other factors that could cause actual results to differ materially, including the performance of financial markets, the investment performance of NexPoint Advisors, L.P.'s or Highland Capital Management L.P.'s sponsored investment products, general economic conditions, future acquisitions, competitive conditions and government regulations, including changes in tax laws.

A growing number of foreign financial institutions, including Aberdeen Asset Management ADN.L, U.S. hedge fund Bridgewater Associates and Vanguard have recently set up wholly foreign - owned enterprise (WFOE) in China, but they still need AMAC registration to launch onshore products.

This is a popular product because all your client needs is an EIN number and you will be able to secure up to $ 100,000 of a unsecured line of credit with no financials, tax returns, collateral, or time in business restrictions.

The private sector economists are surveyed for only a selective number of aggregate economic and financial indicators: real gross domestic product (GDP) growth; GDP inflation, nominal GDP;, the 3 - month treasury bill rate;, the 10 - year government bond rate;, the unemployment rate; the, consumer price index; the exchange rate (US cents / Cdn $); and finally, and U.S. real GDP growth.

For a number of years, concerns had been expressed about the underpricing of risk in a range of financial instruments and the associated search for yield as investors sought higher returns in non-standard financial products as the yield on more standard products such as government bonds was deemed to be inadequate.

These single - premium fixed products have been around decades, but they only had ho - hum sales — that is, until a rising number of advisors, financial media and older consumers began to see value of including income annuities in retirement portfolios.

Regardless of market swings, this financial product guarantees a minimum rate of return for a fixed number of years.

But they are also now allowed to take a lump sum to do with as they please, or to purchase any one of a number of alternative financial products — it is these changes that have driven the huge increase in demand for software solutions from ASX - listed Bravura (ASX: BVS) and GBST (ASX: GBT).

«The best measure of our accomplishment is the large number of eHarmony members enjoying happy marriages and our financial success is a by - product of our focus on the consumer,» commented Greg Waldorf, CEO of eHarmony.

The company is hoping to pull in $ 178 million in its IPO in the next few weeks, but even if it's successful in that endeavor, it still faces a number of challenges over the next several years as it struggles to reach financial stability on the backs of its products rather than temporary deals like carbon credit swaps.

«The surge in non-iPad shipments in the fourth quarter was achieved at considerable financial cost, with sharp price reductions across most of the competing Android tablets and actual product giveaways from a number of vendors as part of promotional efforts for other electronic products,» Alexander noted.

In a recent article in the New York Times, Jean Chatzky, the financial editor for NBC's Today Show, offered some insight into how deferred annuity products like indexed annuities are poised to make a difference in the financial future of a class of retirees facing a number of unique issues such as increased longevity and insecurity in pensions and social security.

As an investment product, an annuity is a financial instrument that pays out a sum of money to its owner over the course of a number of years.

Perhaps surprisingly, until only about forty years ago, trading futures markets consisted of only a few commodity farm products, however, now they have been joined by a huge number of tradable financial and other tradable products such as precious metals like gold, silver and platinum; livestock such as hogs and cattle; energy contracts such as crude oil and natural gas; foodstuffs like coffee and orange juice; and industrials like lumber and cotton.

Lack of access to financial products — like credit cards, loans and deposit accounts — is an issue plaguing millions in the U.S. Traditional financial institutions, like banks and credit unions, depend on credit reports and Social Security numbers (SSNs) when evaluating applicants.

Even if you have no credit history, we work with a number of different lending companies that offer a variety of financial products and services at a great rate.

Consulting a mortgage professional can drastically reduce any confusion arising from the overwhelming number of products offered by various financial institutions, especially for Canada first time home buyers who haven't done this process in the past.

Some of the criteria established by the NASFAA Monograph include: loan cost, quality of customer service, problem resolution (responsiveness to complaints), lender default rates and lender default aversion efforts (including early intervention), ease of loan certification process, 24/7/365 availability to borrowers, disbursement flexibility, loan products offered (Stafford Loan, Parent PLUS Loan, Grad PLUS Loan, Private Student Loan, Consolidation Loan), borrower preferences for national and local lenders, life of loan servicing, entrance and exit counseling, financial literacy and debt management counseling, clarity and accuracy of lender marketing materials and web site, protection of borrower privacy, response time for processing loan applications, and quality of lender toll free telephone numbers and call centers (e.g., hold times and complexity of phone menus).

The fresh numbers come as an international financial group owned by the world's central banks says Canada's credit - to - gross - domestic - product and debt - service ratios show early warning signs of potential risk to the banking system in the coming years.

Given the widespread fear among investors today, it's not surprising that financial institutions offer a staggering number of structured products that come with guarantees.

Consumer Financial Protection Bureau - The central mission of the Consumer Financial Protection Bureau (CFPB) is to make markets for consumer financial products and services work for Americans - whether they are applying for a mortgage, choosing among credit cards, or using any number of other consumer financial Financial Protection Bureau - The central mission of the Consumer Financial Protection Bureau (CFPB) is to make markets for consumer financial products and services work for Americans - whether they are applying for a mortgage, choosing among credit cards, or using any number of other consumer financial Financial Protection Bureau (CFPB) is to make markets for consumer financial products and services work for Americans - whether they are applying for a mortgage, choosing among credit cards, or using any number of other consumer financial financial products and services work for Americans - whether they are applying for a mortgage, choosing among credit cards, or using any number of other consumer financial financial products.

As with many financial products, reverse mortgage loans can be complicated to understand at first, so there may be a number of misconceptions about how the product works.

There is an exhausting number of companies active in the market, but from our experience there are ten that seem to stand out in terms of product offerings, customer service, and overall financial strength and stability.

In addition to life insurance coverage, Assurity Life Insurance Company also offers a number of other insurance and financial products to its customers.

There were several factors which went into creating the list of best banks, like the number of branches, fees, financial products, customer service, interest rates, and much more.

Methodology: GOBankingRates surveyed financial institutions to find the best banks for no fees and considered the following factors: banks that consistently charge zero fees and the number of products the banks offer with $ 0 monthly fees.

Much of the financial turmoil we see today is a by - product of risky and dangerous loans which should never have been made available to large numbers of borrowers.

Business Customers — If the Yorkshire Bank could crack the business bank account market place then we think they would become a much more prominent banking institutions, whilst they do of course have a large number of business customers using their services it is nowhere as near as the number of business companies many of their competitor banks have, and there is always a lot of financial products business companies in particular can make use of at any bank

NFA Compliance Rule 2 - 30 (j)(1) requires these Members and Associates to make a record of when the disclosure statement was provided, and Compliance Rule 2 - 29 (j)(12) prohibits them from including anything other than basic information in promotional material unless the promotional material is preceded or accompanied by the disclosure statement.2 The disclosure statement for security futures products referred to in these Rules is a uniform statement that has been jointly developed by NFA, the Financial Industry Regulatory Authority, and a number of securities and futures exchanges.

There are a number of things that should be taken into consideration when choosing a mortgage for your home to ensure that you are getting the best financial product for your needs.

Furthermore, they offer free financial advice geared specially towards military families and other a number of other special banking products and discounts for members (i.e., travel insurance and FedEx discounts when shipping).

(Golden Financial Services listed as the number one debt relief company in the United States as of 2014 by Financial Product Reviews, and this award was achieved out of thousand's of companies)

Eight in 10 DC plan participants are very or somewhat interested in an in - plan investment option that would guarantee monthly income for life in retirement, and the same number express interest in taking money out of their plan at retirement and moving it to a financial product that would guarantee them monthly income for life.

In addition to the insurance products that Horace Mann is known for, this distinct company also offers a number of financial tools for its clients.

As we've discussed concerning the infinite banking concept ®, whole life insurance should NOT be pitted in side by side comparisons with various financial products BUT rather can serve as a strategic tool for growing your wealth safely while also providing a means to pursue any number of other investment opportunities.

The six key areas we evaluated include the loan types and loan products offered, online capabilities, online mortgage rate information, customer service and the number of complaints filed with the Consumer Financial Protection Bureau as a percentage of loans issued.

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The Annual Effective Interest Rate Calculator is a financial calculator will calculate the annual effective interest rate for any type of investment or savings product if you enter in the annual interest rate and the number of compounding periods.