In percentage terms, 2014 is starting with fewer downgrades than in 2011 or 2012 (62.7 % and 60.0 % respectively vs. 59.2 % in 2014), but these years both had very quiet starts in terms of the total
number of ratings changes.
Not exact matches
He dug into the
numbers, consulting with a friend from NASA, and concluded that some
of Al Gore's models were too conservative about the
rate and impact
of climate
change.
Thanks to a
number of changes in the way 401 (k) s are administered, gone are the days where low participation
rates and other problems haunted the system.
While pedometers give users feedback on the
number of steps, heart
rate, or steps, it is the apps that drive engagement and behavioral
change over the long term through competition, community, gamification and support, she said.
In addition to the factors impacting the year - over-year
changes in quarterly GAAP pretax income, GAAP EPS for 1Q18 was further affected by a lower
number of shares primarily reflecting share repurchases in 2017 and the impact
of a lower tax
rate in 1Q18 resulting from the Tax Reform Law.
The New York Times spoke to a
number of experts on the topic, who cited social
changes — such as higher divorce
rates — and the economic downturn as possible reasons for the increase in suicide
rates overall.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount
of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability
of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction
of generic versions
of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect
of lowering prices or reducing the
number of insured patients; the possibility
of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels
of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits
of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages
of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development
of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to
changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange
rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
In their analysis
of U.S. Treasury yields, the authors find that a sizable
number of U.S. announcements spurred
changes in interest
rates.
A
number of operational features were required to implement such an overnight reverse repo, or ON RRP, facility: It would need same - day settlement; 16 the operation would need to be run predictably, every day, and as late in the day as possible, to give lenders time to bargain with other counterparties using the outside option
of investing with the Federal Reserve; 17 an appropriate spread below IOR would be required to ensure that the facility neither induced large
changes in the structure
of money markets nor lost the ability to support interest
rate control; 18 and the operations would need enough unused capacity that lenders could credibly propose to leave borrowers that did not offer an adequate interest
rate.19
The NAV (net asset value)
of a bond fund will move up or down based on a
number of factors such as
changes in interest
rates, credit quality, and currency values (for international bonds) for the different bond holdings in the fund.
House and Senate negotiators agreed to a
number of changes in the bill, most notably lowering the top income tax
rate for individuals to 37 percent from its current level
of 39.6 percent.
You can easily
change the interest
rates, deposits, frequency
of interest compounding and the
number of years you have to save.
Your payment amount can
change depending on HELOC interest
rate fluctuations, your credit line balance and the
number of days in each month.
However analyses by law firm Norton Rose Fulbright (NRF) and Fitch
Ratings show that a
number of other
changes to the tax code will also have significant effects upon the returns from renewable energy projects, the financing
of these projects and the value
of tax credits.
The framework proposes a
number of specific
changes including: consolidating and reducing individual income tax
rates to 10, 25, and 35 percent; doubling the standard deduction; cutting the business tax
rate to 15 percent on both corporations and pass - through businesses; repealing the Alternative Minimum Tax (AMT) and estate tax; repealing the 3.8 percent investment surtax from the Affordable Care Act («Obamacare»); moving to a territorial tax system; and imposing a one - time tax on money held overseas.
The chart below shows the
rate of change in bitcoin and the
number of Coinbase users over the last four years (thanks to @alistairmilne for the user data).
What's more, if we back out the volatile food and energy components, to get the so - called core
rate of CPI
change, we find that this key
number rose only 0.1 % last month.
With adjustable -
rate mortgage, your interest
rate may
change after a fixed
number of years.
Today, PennyMac for iPhone gets a
number of significant enhancements to let you receive
rate -
change alerts, view in - depth product descriptions and benefits, and obtain
rates for even more products.
The startup growth
rate looks at the average
change in
number of employees five years after startups» founding.
This
change in credit
ratings helps our debt spread calculation to better reflect the real market environment for borrowing in a
number of ways:
The fall in the
number of births to immigrant women is explained by behavior (falling birth
rates), rather than population composition (
change in the
number of women
of childbearing age), according to a Pew Research analysis.
The sheer
number of IBC movements and physical
changes were now however limiting the efficiency and production
rate of the entire process.
Estimates
of the
numbers of women booked for home birth but delivering in hospital were even more difficult to obtain because hospital records do not always specify this information accurately and no national estimate exists.1 4 Data collected in this region in 1983 suggested that 35 %
of these women
changed to hospital based care either before or during labour, and a more detailed prospective study
of all planned home births in 1993 found a total transfer
rate of 43 %.8 Women were classified as having booked for a home birth when a community midwife had accepted a woman for home delivery and had this arrangement accepted by her manager and supervisor
of midwives at any stage in pregnancy, irrespective
of any later
change of plan.
The most important thing we learned that can be very helpful in creating
change is this; hospitals are sensitive to a certain
rating based on the
number of complaints (or not) received by patients.
To help close these nutrient «gaps» and stem the escalating
rates of obesity, the proposed guidelines outline a
number of changes that may be reflected in the new pyramid:
And that's before accounting for some
of the factors that the model doesn't consider: the disagreement in the polls, the unusual nature
of Trump's candidacy and the demographic
changes it is producing, Clinton's superior turnout operation, the possibility
of «shy Trump» voters, the fact that the news cycle is still somewhat fluid headed into the final weekend, the declining response
rates to polls, and the substantial
number of high - profile polling misses around the world over the past few years.
Based on past results, any
change in the
numbers from these preliminary
rates to the final scores released by the State next year will be negligible (expected to be less than one - tenth
of one percent).»
Falconer goes on to praise the emergency brake as «indicative
of a prime minister who is aware that there are significant
numbers of communities in this country who feel that immigration from the European Union is making their position worse rather than better», and describes
changes to child benefit and exclusion from ever closer union
rated as «sensible... I don't attack the deal he's done».
The ad repeats some
of Cuomo's marquee first - term accomplishments — legalizing same - sex marriage,
changing the tax code to trim middle class
rates and rising job
numbers before pivoting to Hochul.
The payroll clerk was responsible for a
number of tasks, including collecting employee time sheets and recording hours, salaries and
changes in employees» pay
rates.
Ply: Though materials and general
rating systems have
changed, we use ply here to explain the
number of layers a tire has.
From measuring the
number of character
changes over time for each branch, they found the average
rate of evolution for early placental mammals both before and after the dinosaur extinction event.
Given widespread observation
of habitat
change and individual species declines — and knowing that extinction
rates are many times higher than normal — the scientists predicted a drop, over time, in the
number of species observed in most
of these studies.
Any massive, long - term
changes in their
numbers could alter fish migration patterns, growth
rates, and mortality, as well as
change the amount
of oxygen and carbon dioxide in the atmosphere.
Analysis
of retroviral recombinants formed after a single round
of replication revealed that (i) the nonselected markers
changed more frequently than expected from the
rate of recombination
of selected markers; (ii) the transfer
of the initially synthesized minus strand strong stop DNA was either intramolecular or intermolecular; (iii) the transfer
of the first synthesized plus strand strong stop DNA was always intramolecular; and (iv) there was a strong correlation between the type
of transfer
of the minus strand strong stop DNA and the
number of template switches observed.
«There are dislocations and around the dislocations there are spirals, and around the spirals there are edges, and around the edges there are kinks,» Peters said, «and every level requires a theory to describe the
number of those features and the
rates at which they
change.»
The first shows the measured over-subscription
rate for the GBT
of the past five years, and a predicted over-subscription
rate, assuming the average
number of hours requested for GBT science does not
change in the upcoming three years.
According to the most recent Intergovernmental Panel on Climate
Change report, the wind speed and rainfall
rates in tropical cyclones are projected to increase during the 21st century, even while the total
number of tropical cyclones remains nearly steady, or even decreases.
Real
rates of change can only be determined from actual transcript
numbers, and this gives us the kinetics
of gene expression which we are interested in.»
I've been watching the
number of people diagnosed with pancreatic cancer creep up in recent years, but the survival
rate has not
changed.
Not only did the
change reduce the
number of Pap tests every year as it was supposed to, but it also reduced chlamydia testing
rates in young women.
I have a limited
number of spots and
rates change Jan 1, 2018.
The
rate of change might be a talking point for some but, for those on the Kelowna singles scene, it means a boost in
numbers as many people come to town looking for a new life and, yes, new love.
Reducing the
number of students who contribute to a teacher's value - added score not only
changes the chance that a teacher will receive a particular
rating; it also increases the likelihood that she will receive the wrong
rating.
The EdChoice Program, which uses a failing schools model to determine which students are eligible, will also likely see a spike in the
number of students who qualify, thanks to a
change in the criteria used to
rate school performance.
Variation in species
numbers can not be explained by the increase in area, even when incorporating estimations
of changes in environmental conditions (interpreted logarithmically from the intercept) and the
rate of increase due to the species present (interpreted from the gradient
of the regression line).
What hadn't
changed, it appeared, were the academic
numbers: the city's dropout
rate, over 11 percent, was more than 4 times greater than the state average, and only 47 percent
of its 4th graders passed the state's English Language Arts exam in 2001 - 02.
But almost as persistent as the district's low test scores and high dropout
rates were the
number of school superintendents — eight in seven years — who promised
change and failed to deliver, swallowed up by petty politics and power struggles.
However, it has had a
number of changes since 2013 including cuts to work allowances and a four - year freeze on
rates paid to claimants.