To counteract the increased focus on
test preparation,
numerous schools across the United States have developed the enrichment cluster concept to provide students with
challenging hands - on authentic learning.
From years of writing on the Yes, I Am Cheap blog, Sandy has
tested numerous common techniques for getting out of debt including: debt consolidation, debt management plans, debt negotiation, working from home, the snowball technique, the envelope system, no spend
challenges, extreme couponing and just about every other personal finance trick in the book.