Sentences with phrase «nursing home confinement»

Riders Available: Accelerated Death Benefit, Conversion Options, Nursing Home Confinement Rider
Typically, for the rider to activate, the policyholder must have a medically incapacitating condition, acquire a long - term, high - cost illness, or require permanent nursing home confinement.
Waiver of Premium — besides, the premiums on this coverage may be waived after the insured has been in a nursing home for 180 consecutive days — as long as this nursing home confinement is order by a doctor.
Accelerated Death Benefit for Terminal Illness or Nursing Home Confinement Rider is the face amount of your policy minus a 6 % charge.
These include the Accelerated Death Benefit for Terminal Illness Rider or the Nursing Home Confinement Rider.
Your policy's cash value can also be used while living in the event of a terminal illness, nursing home confinement, or if you need extended care such as home health care or adult day care.
Premiums will be waived after 180 consecutive days of a nursing home confinement ordered by your doctor.
This policy also provides Accelerated Death Benefit for Terminal Illness or Nursing Home Confinement.
The greatest fear that drives people to my office is illness, often with the threat of nursing home confinement.
Accelerated Death Benefit for Terminal Illness or Nursing Home Confinement Rider is the face amount of your policy minus a 6 % charge.
(c) Nursing home confinement.
The nursing home confinement must last for a period of at least 90 continuous days before the Owner is eligible for the benefit.

Not exact matches

For confinement in a nursing home, the policy must be issued before the Owner's 76th birthday.
Such circumstances include terminal or catastrophic illness, the need for long - term care, or confinement to a nursing home.
In this case, a covered condition is defined as confinement in a residential care facility or a skilled nursing home facility for at least 90 consecutive days.
It seems that her training whistle, which she wore during her confinement to the nursing homes, was her only touch with the sporting life that she loved.
Have you, within the past 12 months, been advised by a medical professional to have a diagnostic test (excludes HIV or AIDS related tests), surgery, dialysis, home health care, nursing home, hospice or long - term care facility confinement or hospitalization which has not yet been started, completed or for which results are not known?
Included at no additional cost, the accelerated benefit insurance rider will help cover medical costs or nursing home care by allowing you to use a portion of the death benefit in the event of a terminal condition diagnosis or confinement to a nursing home facility.
Do you have a disability that requires a wheelchair or confinement to a facility such as a nursing home?
Permanent confinement in a nursing home.
This means that he or she could access the policy's death benefit proceeds, while still alive, for expenses that are related to a terminal illness diagnosis and confinement in a nursing home.
Accelerated Benefit Rider: The accelerated benefit insurance rider is included at no extra cost and will help to cover your medical costs or nursing home care by allowing you to receive a portion of your life insurance policy death benefit in the event you receive a diagnosis of terminal illness or confinement to a nursing home.
We know that is quite restricting so it would be nice if you have a long - term care need that may not require long - term care services for the rest of your life to be able to still receive early benefits and this policy does not require a permanent confinement to a nursing home or permanent type of disability to get the benefits so you are much more likely to be able to use this policy benefit.
It provides affordable protection, guaranteed level premium during the initial term and can help in providing income due to a terminal condition or confinement to a nursing home (not available in all states).
(b) Bedridden, confined to a hospital, nursing home, or other facility, or has confinement been recommended by a member of the medical profession?
These benefits are paid under certain conditions, like the onset of a medically incapacitating condition, the diagnosis of a terminal illness, the need for long - term care or confinement to a nursing home.
Do you currently have a disability that requires a wheelchair or the confinement to a facility such as a skilled nursing home?
It provides affordable rates, a guaranteed level premium during the initial term and can help in providing income due to a terminal condition or confinement to a nursing home (not available in all states).
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