Sentences with phrase «obtaining additional insurance coverage»

Also, as Eric Belgau mentioned, inform them that you'll be obtaining additional insurance coverage since they're growing and have them pay all or most of it.

Even if an insured person can obtain additional insurance coverage, they may pay a lot more money per unit of coverage than with an older life insurance policy unless they have remained in perfect health throughout their entire life.

Not exact matches

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Better Living Now's insurance verification team will verify your insurance coverage and calculate what the additional out - of - pocket expense would be for you to obtain the breast pump of your choice.

You might want to obtain additional health insurance if the plan offered by your company does not include coverage for healthcare services needed by you or if your employer's plan does not cover your spouse or your children.

Additionally, seriously consider obtaining an inexpensive umbrella liability policy to provide additional personal liability coverage on top of your auto and homeowners insurance policies.

Timely access to protected health information is important because such information may be necessary for the individual to obtain additional health care services, insurance coverage, or disability benefits, and the covered entity may be the only source for such information.

By obtaining new life insurance coverage or supplementing their existing life insurance coverage, smart consumers are providing their families with additional life security.

Nevertheless, you can obtain an additional financial cover through a life insurance coverage by including riders into them.

Obtaining auto insurance coverage for additional cars is often less costly if the car owner uses one insurance company for all the cars owned.

To obtain adequate coverage for jewelry, many homeowners need additional insurance.

Should you find that you still have any additional questions or concerns about obtaining (or changing) life insurance coverage, please feel free to contact us directly by phone.

Despite these precautions, accidents still may occur, and homeowners may want to take this holiday season to consider obtaining an umbrella insurance policy to add additional liability coverage.

Our customer service team is available to walk you through what your renters insurance covers, what it doesn't, and how you can obtain additional coverage for your belongings.

Many people will still be able to obtain additional life insurance coverage if they need it, even with a health problem.

It is also requested by the Florida Division of Motor Vehicles in some cases, such as the driver being involved in a crash or convicted of certain offenses, that additional car insurance coverage such as Bodily Injury Liability coverage also be obtained.

If you believe your vehicle qualifies as a modified vehicle, you may wish to obtain additional coverage from your insurance company, such as custom parts and equipment coverage or collector car insurance.

Duties include contacting insurance companies to determine eligibility of devices, estimating coverage & patient out - of - pocket costs, obtaining medical records & additional data, and updating records.