Sentences with phrase «obtaining low interest rates»

With good credit, you have a better chance of obtaining low interest rates on credit cards, securing better car insurance rates and getting approved for various loans.

Bringing it back to the initial point of fast tracking repayment, you can accomplish this without increasing your monthly payment so long as you can obtain a lower interest rate.

Having a cosigner with a solid credit history can also help a borrower obtain a lower interest rate based on the cosigner's credit score.

Those with establish credit in good standing have a better chance of obtaining lower interest rates.

When buying or refinancing real estate, obtaining the lowest interest rate is important.

You probably already know that earning a higher credit score will help you obtain a lower interest rate on your mortgage loan.

At the same time, the county executive requested we approve a «declaration of need» that would have enabled the control board to see if they could obtain a lower interest rate than the county comptroller for the loan.

The main one is obviously to obtain a lower interest rate and thus reduce the amount of money you spend on interests.

You probably already know that earning a higher credit score will help you obtain a lower interest rate on your mortgage loan.

If however you're successful in obtaining a lower interest rate on your credit card thank the customer service representative for their time, verify the new interest rate and double check that the new interest rate is applied when you receive your next monthly statement.

But for both programs, «marginally qualified» buyers often must pay more to obtain lower interest rates, and are subject to higher mortgage insurance premiums.

Some lenders offer secured personal loans that allow you to put up collateral if you want to obtain a lower interest rate.

Some lenders allow you to put up collateral if you'd like to obtain a lower interest rate.

The process of paying off one loan with the proceeds from a new loan using the same property as security, usually, for the purpose of obtaining a lower interest rate, converting accumulated equity into cash, or both.

Balance transfers can be made at any time but they are most often made to obtain a lower interest rate.

Because a home equity line of credit is secured by your home, meaning the lender could foreclose on your home if you defaulted on your loan, you can usually obtain a lower interest rate on a HELOC than you'd get with a personal line of credit.

Wells Fargo customers who take out secured loans do so to obtain a lower interest rate or because they couldn't qualify for an unsecured loan.

Those with establish credit in good standing have a better chance of obtaining lower interest rates.

Choose this loan if you are a homeowner who used an FHA loan to purchase your home and wish to obtain a lower interest rate and monthly mortgage payment.

Under the current system, student borrowers have fixed interest rates on their loans, and there is no federal option for obtaining a lower interest rate on a federal student loan.

Moreover, only if your credit history is clean (all your debts are current) you will be able to obtain a lower interest rate to compensate at least a bit for the extension of the repayment program which would otherwise generate more debt in terms of interests.

The reason is simple: it is sometimes possible through debt consolidation to obtain lower interest rates than that of car loans.

Many people pursue auto refinancing in order to obtain a lower interest rate on their loan due to improved credit or lower overall interest rates.

For private student loans, it may also be a way to obtain a lower interest rate or convert a variable interest rate loan to a fixed interest rate student loan.

The main benefit of private student loan consolidation is to obtain a lower interest rate, usually based on a better credit score, a higher income, a history of on - time payments, or other factors.

An adjustable rate mortgage allows borrowers with low credit to obtain lower interest rates than they could on a fixed rate mortgage of the same size.

Low FICO scores can affect your chances to obtain lower interest rates for home mortgages and auto loans.

This will make it possible for you to obtain a lower interest rate in the future.

Not all lenders offer the same rates, and obtaining a lower interest rate on your home equity loan can easily save you thousands of dollars over the life of the loan.

If you started out with a subprime loan and your credit has improved, you may be eligible for an FHA refinance to obtain a lower interest rate.

An existing VA home loan on a manufactured home may be refinanced to obtain a lower interest rate.

b. To refinance an existing VA home loan to obtain a lower interest rate.

Not all mortgage providers offer the same rates, and obtaining a lower interest rate on your mortgage loan can save you tens of thousands of dollars over the life of a mortgage.

Origination Fee — Paid to the originator to obtain a lower interest rate.

An existing VA loan on a manufactured home may be refinanced to obtain a lower interest rate.

b. To refinance an existing VA loan to obtain a lower interest rate.

In addition, you'll likely qualify for credit cards with a 0 percent interest introductory annual percentage rate, save thousands on a mortgage by obtaining a low interest rate, and enjoy periodic credit limit increases on your accounts.

This can also help you to possibly obtain a lower interest rate on the loan, in turn, reducing your monthly payment amount.

One additional strategy is to pay the highly utilized credit cards to improve your credit score and, perhaps, increasing the chance that you will obtain a lower interest rate transfer offer.

Furthermore, if you have been struggling to pay your bills for an extended period of time, your credit score is probably low, which makes it difficult to obtain a low interest rate (even if you qualify for the loan).

By obtaining a lower interest rate, your monthly mortgage payment should decrease.

Since you are creating a new loan, you have the opportunity to obtain a lower interest rate and adjust your payment schedule.

A home equity loan or line of credit allows you to obtain a lower interest rate and a higher credit limit by using the equity you've built in your home as security.

Mortgage discount points, also known as prepaid interest, are generally the fees you pay at closing to obtain a lower interest rate on your mortgage.

If you can obtain a lower interest rate while you're at it, you'll benefit even more.

But to obtain this lower interest rate, the loan must be secured by your assets, usually home equity, putting your home at risk if you fail to meet obligations.

If your goal is to obtain a lower interest rate and ultimately lower the total repayment costs of your loans, then refinancing is worth exploring.

This is most often accomplished by obtaining a lower interest rate or shorter loan term.

If you can your lower monthly debt payments and / or obtain a lower interest rate on your debt, the goal is to invest freed up cash in investments that earn higher returns than the cost of your debt.

If you've opted for a shorter loan term in order to obtain a lower interest rate or with the hopes of paying your loan off faster, your monthly payments may increase.