Sentences with phrase «obtaining new credit»

You really want to help that family member, friend or loved one get approved for a loan they may not qualify for, so deciding to cosign for them can seem like an act of generosity when their chances of obtaining new credit are next to nil.
Consumers with bad credit may feel they have no hope for rebuilding their credit or obtaining new credit, but take heart: many credit card companies have credit card offers for bad credit.
These include maxing out a credit card, closing an account, and obtaining new credit.
Or if you would like to see how paying down your credit cards or loans, or maybe just obtaining a new credit card could affect your credit, it's very simple to change one or two questions to see how those actions would positively or negatively affect your credit score.
But borrowers who can use that financing responsibly can have wonderfully different results, including a better credit score and an easier time obtaining new credit in the future.
That negative mark can also weigh down your credit score by dozens of points, which can mean difficulty obtaining new credit (and higher interest rates if you do).
Obtaining a new credit card can instigate a credit score inquiry, which can damage your overall credit score.
A blemish that prevents them from obtaining new credit at the best interest rates when they need it most, and subsequently always seeking credit repair.
Seeing a bankruptcy on your credit report may make the creditors hesitant when it comes to giving you new credit but that doesn't mean obtaining new credit is impossible.
Anything you can do to reduce the risk exposure of the credit card issuer improves your chances of obtaining new credit.
Homeowners have an advantage when bad credit prevents them from obtaining new credit accounts.
Reaffirmation and your credit score In addition to inquiring about the best ways of obtaining new credit cards, your questions about reaffirming the auto loan are particularly good ones, as even bankruptcy attorneys often don't know such credit scoring specifics.
Believe it or not not having enough credit can prevent consumers from obtaining new credit.
As Rubin attempted to tell a story about the problems she was having obtaining a new credit card, Orkin repeatedly cut her off, until a discreet slide - in notification appeared on his computer screen: «Frequent overlaps.»
Bankruptcy: This option should not be taken lightly, as it will drastically lower your credit score and hurt your ability to obtain new credit in the future.
In short, the higher your score, the easier it will be to obtain new credit.
Bankruptcy: This option should not be taken lightly, as it will drastically lower your credit score and hurt your ability to obtain new credit in the future.
CPN's otherwise known as Credit Privacy Number, is flat out illegal (federal crime) for you to use to obtain new credit.
This removal of what, by then, is likely to be one of the oldest accounts on your credit report could lower your score by diminishing those account age - related factors that, while not having quite the effect of higher utilization, can lower your score by enough points to make a difference in your ability to obtain new credit.
Improve Your Credit: If you're spending a fortune on monthly credit card payments or can't obtain any new credit because of your past history, now is the time to right the ship, so you'll have more money to spend on loved ones.
They do not have to obtain new credit reports, property inspections or home appraisals.
In several situations, especially in the present skittish credit environment, you will not be able to obtain new credit cards, or the limit will be very low.
That is why you can obtain a new credit easier than without equity in your possession.
Not to mention, you don't want to obtain a new credit card before you have completed any required spending it may take to earn a bonus on the previous card.
As with any financial product, you should always do your due diligence when looking to obtain a new credit card — and that includes the JCPenney Credit Card.
When those effects are to your finances, your credit can suffer, making it difficult — but not impossible — to obtain new credit through traditional methods — but not impossible.
Travel insurance services can help travelers replace their passports, obtain new credit cards, and even advance cash from their own accounts or from family.
In 1985, Dennis was forced to close his computer and real estate businesses, due to the failure of the bank that held his lines of credit, and the inability to obtain new credit lines under current market conditions.
Do not obtain new credit, because it could un-qualify you for the loan that was supposed to close.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Naturally, a lower credit score will make it more difficult to borrow, and result in higher interest rates on any new credit that you do obtain.
Applying for and obtaining multiple new credit cards (including store credit cards) within a several month period will be detrimental to your credit score.
Unable to obtain credit financing at acceptable rates to make its bid, Tribune needed new funding to be able to make a serious bid for the Register and its sister, Riverside Press - Enterprise.
Lucie Tedesco, commissioner of the Financial Consumer Agency of Canada, said she is concerned by the allegations and issued a statement reminding the lenders of their obligations to obtain prior consent before increasing credit limits and providing clients with new products.
The offering was being made only by means of a prospectus, copies of which may be obtained from: Credit Suisse Securities (USA) LLC, Attention: Prospectus Department, One Madison Avenue, New York, NY 10010, or by telephone at (800) 221-1037, or by email at newyork.prospectus@credit-suisse.com, and Stifel, Nicolaus & Company, Incorporated, Attention: Syndicate, One Montgomery Street, Suite 3700, San Francisco, CA 94104, or by telephone at (415) 364-2720, or by email at [email protected].
Taking out new credit, even if it's used to consolidate debt, usually results in a small decrease in your credit score due to the hard inquiry required to obtain the credit.
«Until now, we've only heard anecdotally about difficulties for regional small businesses in obtaining credit without any numbers to confirm this,» said Kausar Hamdani, senior vice president and Community Affairs officer at the Federal Reserve Bank of New York.
You can obtain your D&B credit report, which includes the PAYDEX score, for free using the D&B Company Update feature, which also allows you to update your report, dispute inaccuracies and provide new financial statement information.
The majority of stolen credit cards were obtained from New York and New Jersey locations.
However, the majority of stolen credit cards were obtained from New York and New Jersey locations.
The New Credit Facility is expected to allow for incremental commitments not to exceed $ 30.0 million, which may be obtained with the consent of the lenders.
As a result, these underbanked individuals will have difficulty obtaining new lines of credit.
For example, if you have a new business idea but no money to invest, and insufficient credit history to obtain a commercial loan, then you can go into a partnership with somebody who has money to invest.
Based on a new survey from CompareCards.com by LendingTree, the majority of credit card debt doesn't come from frivolous spending — this is obtained from basic expenses.
Then, you'll want to obtain a new copy of your credit report in order to make sure that the errors have been corrected before applying for a mortgage.
Whenever you're looking to obtain a major new line of finance, you should aim to present a picture of clean credit activity within your current circumstances.
If you're looking to obtain a new line of credit in the near future, it's important to first assess your situation and then proceed with a little caution.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
He merged two failing credit unions with his new community bank in order to obtain their Financial Conduct Authority (FCA) licence.
Beverage Company (New York, NY) Retained to prepare tax returns and provide consulting Advised on opening of production facility and assisted in obtaining tax credits from NYC Advised...
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