Sentences with phrase «obtaining standard life insurance»

However, obtaining standard life insurance policies may be difficult, if not impossible because of advanced age or poor health.

Not exact matches

New York Life Insurance is extremely strong financially, obtaining an A + + from A.M. Best, an AA + from Standard & Poor's, a AAA from Fitch, and a Aaa from Moody's Investor Services.

A standard fixed annuity is an insurance contract that allows an individual to pay premiums — either in a lump sum or by monthly installments — and obtain set income payments for life.

It is becoming standard practice for insurance companies and their lawyers to run computer searches to obtain information about your personal life.

Thus, by participating in a standard group voluntary life insurance plan, individuals who might not otherwise be eligible for life insurance can obtain coverage.

Where some companies decline diabetics for life insurance or give them substandard ratings, we routinely help our diabetic clients obtain approvals at standard or better ratings.

Life insurance for construction workers may be more difficult to obtain than a standard policy for someone not working a hard labor career.

One agent could obtain a «Standard» rating from XYZ life insurance for $ 75 / mo.

Heart patients are more likely to obtain standard or basic rates rather than preferred life insurance rates.

Easier to Obtain: Compared to qualifying for a standard term life insurance policy, a graded benefit is easier to get because it withholds full advantage for the first two years.

However, the real advantage of having simplified issue life insurance is for those who may have minor health issues or are advancing in years and believe that this form of life insurance will be easier to obtain than the standard issue.

If this is not the case, and you have a medical condition that is not standard, you will want to skip the tool and contact a Colorado life insurance agent directly in order to obtain more information.

Consider an Accidental Death Insurance if you can not qualify for Standard Life Insurance due to a health impairment or personal situation that does not allow you to obtain a life insuraInsurance if you can not qualify for Standard Life Insurance due to a health impairment or personal situation that does not allow you to obtain a life insurance pLife Insurance due to a health impairment or personal situation that does not allow you to obtain a life insuraInsurance due to a health impairment or personal situation that does not allow you to obtain a life insurance plife insuranceinsurance plan.

Unlike standard life insurance policies, no exam life insurance does not require applicants to submit to a medical exam in order to obtain coverage.

In addition to health concerns, there are other circumstances that may prevent or limit an applicant from obtaining a standard term or permanent life insurance policy.

If you have current medical conditions that might otherwise make it difficult to obtain standard coverage, then Guaranteed Issue Life Insurance Companies offer policies that address this issue.

The Chasm Group, LLC and Chasm Institute, LLC (San Bruno, CA) 1997 — 2008 Business Operations Manager • Managed all daily operational tasks for leading multi-million dollar high - tech market strategy consultancy, while providing executive administration to C - level executives and venture capital partners • Developed and managed the firm's annual budget, proposing and implementing expense cuts, producing monthly reports and financial statements, and coordinating with CPA firm for accurate and timely filings • Oversaw all client relationship management efforts while cultivating new business efforts from concept to implementation, providing high - quality service in sales efforts while utilizing new lead tracking system • Negotiated and managed all contracts, stock grants, and financing arrangements, working closely with outside counsel to draft legal documents and resolve LLC - and proprietary - related issues • Led three office space build - outs and two office relocations, managing all aspects of each process under aggressive timeline and budget expectations • Reduced firm telecom expenses by 22 % by streamlining IT objectives, including migration to VOIP phone system, software / hardware purchases, domain renewals, and outsourced technical support • Directed all phases of staff recruitment while creating and implementing all HR policies and programs, including comprehensive employee benefits plans • Supervised multiple administrative staff members, conducted performance appraisals and wage / salary surveys in comparison to incentive program guidelines, and maintained HR files in accordance with legal mandates • Produced all out - going client invoices in an accurate and timely fashion to increase, cash flow and reduce aging receivables, providing consistent attention to overhead costs and vendor arrangements • Administered all company insurance policies, including E&O, general liability, bonds, partner life and disability, conducting annual benefits reviews and employee / company insurance audits • Obtained necessary certificates for consulting contracts while processing federal, state, and local business reporting requirements to maintain licenses and incorporation status • Directed all marketing efforts and oversaw logistical aspects of national educational workshop series, utilizing sponsorship arrangements to offset production costs • Transformed «brochure» website into a dynamic tool to better illustrate company opportunities through relevant case studies, as well as maintaining all other promotional media, including press kits and video Association of California School Administrators (Burlingame, CA) 1993 — 1997 Issues and Planning Committee Coordinator • Executed all phases of event planning and implementation for a membership - driven organization including 23 state committees, 5 task forces, 6 strategic planning conferences, and a conference of 1,500 attendees • Focused on facility evaluations, bid requests, site visits, contract negotiations, and all pre - and post-conference planning processes • Produced statistical and financial reports, including budget projections and cost monitoring for developmental training efforts • Oversaw all participant - level responsibilities, including inquiries, eligibility, registration, correspondence, and billing statements • Managed all legal professional standards calls for Northern California regions, including the processing of attorney authorizations, the preparation of legal assistance letters, and liens on cause of action • Served as second point of contact for computer inquiries and troubleshooting efforts as well as provided back - up executive administrative support for Executive Director, Committee Chairs, and the State Superintendent of Public Instruction • Held responsibility for software installation and hardware configuration while performing weekly AS / 400 backup and report generation