The occasional driver operates the car less frequently than the principal driver, and often can not drive the car more than 25 % of the time to qualify for
an occasional driver car insurance rate.
Not exact matches
As you are considering purchasing
insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for
insurance companies that offer discounts for
driver's education classes, good grades, and driving logs; third, as you are insuring teenage
drivers, your premiums will be lower if the
drivers are
occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of
car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.
Two kinds of
drivers are covered by your
car insurance: those listed on your policy, and
occasional drivers.
Generally, your
car insurance will cover other
occasional drivers.
As you are considering purchasing
insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for
insurance companies that offer discounts for
driver's education classes, good grades, and driving logs; third, as you are insuring teenage
drivers, your premiums will be lower if the
drivers are
occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of
car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.
If you are added as an
occasional driver at the age of 16 and remain accident and traffic - violation free for the next three years, by the time you have enough money to move out of home and buy your own
car, you will also have a fairly clean driving record and thus cheaper Hamden
car insurance discounts.