Sentences with phrase «occasional smoker»
An "occasional smoker" is a person who smokes cigarettes or other tobacco products but does not do it regularly or frequently. They may only smoke from time to time or on certain occasions. Full definition
The health risks are basically the same for occasional smokers — and the rates are often the same as well.
insurance.com
Most insurers lump occasional smokers into the smokers classification.
There was no comparison to different alcoholic and non-alcoholic beverages or whether the results would apply to more than just occasional smokers and drinkers.
Dr. Schwarz and co-investigators emphasized that they do not intend to motivate occasional smokers to drink or occasional drinkers to smoke.
... and, we will provide occasional smokers with quotes from insurers who may be able to give you NON-SMOKING rates.
This will usually cover occasional smokers or people who use smokeless tobacco.
It has been widely noticed that regular smokers, and in some cases even occasional smokers, are required to pay more premium than a non-smoker.
For example, a few well - known insurance companies are more lenient on rate classification for occasional smokers compared to other insurers.
Nevertheless, some providers differentiate between moderate and heavy nicotine users, quoting lower rates for occasional smokers.
The trick is perfect for Divac because he enjoys his reputation as an occasional smoker.
These people tend to be occasional smokers or young smokers.
«Drinking red wine before smoking can prevent short term vascular damage: Occasional smokers can avoid some harmful effects.»
I am an occasional smoker and an occasional drink now and then.
To take one term insurance (I prefer from LIC, amount Rs. 1CR)-- I have stopped smoking since past three months and I was an occasional smoker before.
You would qualify for this rate class if you are an occasional smoker or you use the smokeless tobaccos.
Generally speaking, finding an insurer to give the occasional smoker, non-smoking rates can be tough.
This provides hope for those occasional smokers who are not regularly enjoying a cigar.
The nicotine test ensures that the individual is telling the truth about cigar usage and that he or she is an occasional smoker rather than a regular smoker.
You must test negative for nicotine in your system to qualify for these rates and there's only 1 company that offers these non-smoker rates to occasional smokers.
A few important things to know that can mean the difference in saving $ 1000's of dollars: Occasional Smokers CAN Get Non-Smoker Rates!
However, did you know that some insurers treat an occasional smoker the same as a nonsmoker, while other companies are more strict?
If you fall inside the guidelines of «occasional smoker» or «non-tobacco user», you will be charged accordingly.
Nonetheless, if you can demonstrate that you are more of an occasional smoker, carriers are encouraged to offer you preferred rates, but not cheap as you would get if you were a non-smoker or if you've quit smoking for at least 12 months.
Also, insurance companies do not differentiate between an occasional smoker and a frequent smoker.
Whether you are a chain smoker or occasional smoker, remember, this will affect your health somehow and this habit can cost you with regard to your insurance premium as well.
Even if you are an occasional smoker, you must state that when you are given the application form by the insurance company.
You may be an occasional smoker but if you have smoked in the last 12 months, then you must declare yourself as a tobacco user.
Still another misrepresentation in the smoking category are casual or occasional smokers.
Will a chain smoker have a lesser chance of getting a life insurance cover than an occasional smoker?
I am a occasional smoker, and planning to quit smoking soon.
I am occasional smoker and planning to quit smoking soon.
Underwriting Policies for Occasional Smokers: If you are a kind of person who loves occasional cigars then this company is not a good choice for you.
Results: Of 145 women, 41 % (n = 60) reported being daily or occasional smokers.
Forty - one per cent of participants (n = 60) reported being daily or occasional smokers.
Daily smokers were categorized as smoker or occasional smokers; nonsmokers were classified as nonsmoker.